Features

Frequent Hilton guests can get more from their stays with the Hilton Honors American Express Surpass Card. Here’s what to know about its hotel perks, rewards and travel benefits.

By Sean Jackson

Delta offers three SkyMiles credit cards with different annual fees, rewards and travel perks. Here's how Gold, Platinum and Reserve compare.

By Sean Jackson

From no-contest clauses to security protocols, advanced planning can get ahead of family disputes before they start, making it easier on your loved ones after you're gone.

By Kathryn Pomroy

Ask the Editor Our Kiplinger Tax Letter Editor answers whether a reader can deduct a GoFundMe contribution and other questions related to charitable donations.

By Joy Taylor

Before it reaches younger heirs, $54 trillion will move horizontally to surviving spouses. Here is how to prepare.

By Donna Fuscaldo

A Delaware statutory trust turns one property into a passive fractional interest in another. Here's how it works and why giving up control is part of the deal.

By Carl E. Sera, CMT

Learn how to read your annual Medicare notices, track critical deadlines and choose the right health and drug coverage before the December 7 deadline.

By Donna LeValley

Women's financial literacy problem isn't a question of ability. It's that many women have been excluded from financial conversations and participation.

By Stacy Francis, CFP®, CDFA®, CES™

Planning to declutter your home — whether you're moving or downsizing — can be overwhelming. Here's how to do it.

By Dawn Wotapka

Compare airline credit cards with companion fares and see how annual fees, spending requirements and travel perks could affect your savings.

By Sean Jackson

Enjoy traveling abroad? Find a credit card with no foreign transaction fees, or your spending could add up to a big chunk of change.

By Sean Jackson

There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.

By Kathryn Pomroy

Marriott Bonvoy credit cards offer different rewards, perks and annual fees. Here’s what to consider when deciding which, if any, fits your travel habits.

By Sean Jackson

Being named a financial power of attorney (FPOA) is an honor, but it can also be a heavy lift. Know your fiduciary duties and why standard POAs don't cover Social Security or Medicare.

By Donna LeValley

From power grids to memory chips, these five high-growth AI infrastructure stocks are poised to capitalize on bottlenecks and big spending.

By Luke Lango

To decide if the precious metal is right for you, consider three roles it could play: As a return driver, as a diversifier or as a hedge.

By Paul R. Kenney Jr., CFA®

Investing for Income The current I-bond rate, set in May, is active through October 2026. It presents an attractive value, if not as attractive as in the recent past.

By David Muhlbaum

Retiring early sounds like a dream, but it can quickly turn into a financial or emotional nightmare. Here are eight signs you might be quitting too soon.

By Maurie Backman

Unlocking home equity to supplement retirement savings sounds great in theory. But before you commit, make sure you fully understand the costs involved.

By Anthony Martin

Beginning your investing journey can seem overwhelming at first, but small steps can lead to big financial growth. Here are five manageable ways to get started.

By Coryanne Hicks

Moving to Spain? It can be more practical to rent before you buy. And not rushing into irreversible choices can make it easier if life brings you back home.

By Peter Dougherty, CFP®, CRPC®, EFP (Spain)

Understanding Medicare enrollment is crucial, as missing deadlines can lead to permanent late enrollment penalties and gaps in coverage.

By Donna LeValley

retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax consequences.

By Kimberly Lankford

Amazon Prime Amazon Prime Big Deal Days returns October 6 and 7. Here's what to know about the 48-hour sale, early deals, Prime membership and how to prepare.

By Rachael Green

Converting a tax-deferred account to a Roth can be a good strategy for lowering future taxes, but moving all of your money at once is typically not recommended.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

Quiz Navigating retirement rules means tracking key milestone ages. Test your timeline IQ with our quick quiz before making your next move.

By Donna LeValley

If a drop in income at retirement has put you in a lower tax bracket, find out whether tactical Roth conversions now could reduce your tax liability forever.

By Jeremy Keil, CFP®, CFA®, CKA®