insurance
Short-Term Insurance Plans' Good, Bad and Ugly
Short-Term Insurance Plans' Good, Bad and Ugly
You'll need a squinty-eyed analysis to gauge the value of short-term care insurance plans and if they're right for you.
May 26, 2022
HSAs Make Health Care More Affordable
HSAs Make Health Care More Affordable
Tax-advantaged health savings accounts allow you to save for a broad range of short-term and long-term medical expenses.
May 26, 2022
Things You’ll Regret Keeping in a Safe Deposit Box
Things You’ll Regret Keeping in a Safe Deposit Box
Locking up certain important documents and valuables in a bank vault could turn into a headache for you or your heirs.
May 18, 2022
7 Things Medicare Doesn’t Cover
7 Things Medicare Doesn’t Cover
Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
May 4, 2022
Which Documents to Keep, Which to Shred and Which to Scan
Which Documents to Keep, Which to Shred and Which to Scan
A speedy recovery from disaster can depend on your recordkeeping. Kiplinger’s Personal Finance writer Rivan Stinson tells us how to get our papers in …
May 4, 2022
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3 Paths for Getting Vision Insurance in Retirement
3 Paths for Getting Vision Insurance in Retirement
Medicare Part B's restrictive coverage of vision care means you'll have to find a different route to get the right insurance. Here's some guidance.
May 2, 2022
HSA Contribution Limits and Other Requirements
HSA Contribution Limits and Other Requirements
Annually adjusted contribution limits and other requirements must be met if you're covering health care costs with a Health Savings Account.
April 29, 2022
HSA Contribution Limits for 2023 Are Out
HSA Contribution Limits for 2023 Are Out
The IRS released the contribution limits, annual deductibles for health plans, and out-of-pocket expense limits for 2023 health savings accounts.
April 29, 2022
Tax Changes and Key Amounts for the 2022 Tax Year
Tax Changes and Key Amounts for the 2022 Tax Year
Americans are facing a long list of tax changes for the 2022 tax year. Smart taxpayers will start planning for them now.
April 29, 2022
10 Tax Deadlines for April 18 (Today is Not Just the Due Date for Your Tax Return)
10 Tax Deadlines for April 18 (Today is Not Just the Due Date for Your Tax Return)
Between requesting a tax extension, making IRA or HSA contributions, and meeting other tax deadlines, there's more to do today than just filing your f…
April 18, 2022
Top Off Your HSA Today and Lower Your Tax Bill (While There's Still Time)
Top Off Your HSA Today and Lower Your Tax Bill (While There's Still Time)
If you haven't already contributed the full amount to your HSA for 2021, today is the last day to do so and reduce your taxes at the same time.
April 18, 2022
The Ins and Outs of Self-Insurance in Retirement
The Ins and Outs of Self-Insurance in Retirement
The costs of long-term care are already exorbitant and will only get worse. Follow this guidance to get in front of the issue.
April 12, 2022
What to Look for in a Disability Insurance Policy
What to Look for in a Disability Insurance Policy
Income protection insurance will keep your paycheck working, even when you can’t. Here are five key features of an individual disability insurance pol…
April 12, 2022
Insurance Can Make or Break Your Financial Plan
Insurance Can Make or Break Your Financial Plan
You could be one bad accident, storm or lawsuit away from disaster unless you have the right insurance. From umbrella to uninsured motorist, flood and…
April 10, 2022
Worried Your Neighbor’s Tree Will Fall on Your Property?
Worried Your Neighbor’s Tree Will Fall on Your Property?
Is your neighbor too cheap to take care of their trees, putting your property at risk? It’s a common problem, and sometimes bringing it to their atten…
April 1, 2022
How to Appeal an Unexpected Medical Bill
How to Appeal an Unexpected Medical Bill
You may receive a bill because your insurance company denied a claim—but that doesn’t mean you have to pay it.
February 24, 2022
Don't Fall for That Life Insurance Ad on TV
Don't Fall for That Life Insurance Ad on TV
A 30-second commercial is unlikely to fully explain the pros and cons of a life insurance product. Here's a better way to find the right insurance fo…
February 24, 2022
Health Care Cost Basics: What They Are and Ways to Save
Health Care Cost Basics: What They Are and Ways to Save
From premiums to co-pays and co-insurance, health care is one savings goal you can’t afford to ignore. Understanding how high-deductible health plans …
February 11, 2022
4 (Imperfect) Ways Retirees Can Pay for Dental Care
4 (Imperfect) Ways Retirees Can Pay for Dental Care
Since Medicare doesn't provide dental benefits, seniors must consider other options to cover this need.
February 4, 2022
"Above-the-Line" Deductions for Your 2021 Tax Return
"Above-the-Line" Deductions for Your 2021 Tax Return
If, like most people, you claim the standard deduction instead of itemized deductions on your return, there are still many other tax deductions availa…
February 1, 2022
After a Fire Loss, Dealing with Your Insurance Company
After a Fire Loss, Dealing with Your Insurance Company
A retired claims adjuster and an expert witness in insurance coverage cases outline some definite do’s and don’ts for homeowners working through the i…
January 30, 2022
Will Travel Insurance Pay for a Trip Cancelled Because of COVID-19?
Will Travel Insurance Pay for a Trip Cancelled Because of COVID-19?
The solution for most COVID-related trip cancellations may be a “Cancel for Any Reason” policy.
January 28, 2022
Virtual Reality Turns Games Into Treatments
Virtual Reality Turns Games Into Treatments
Seniors are utilizing virtual reality programs to boost physical therapy, fight acute and chronic pain and address mental health concerns.
January 25, 2022
What to Expect from the 2022 Summer Travel Season
What to Expect from the 2022 Summer Travel Season
Travelers have been dealing with the trials and tribulations of canceled trips and elusive refunds for nearly two years. It will get better this year.
January 25, 2022
12 Questions Retirees Often Get Wrong About Taxes in Retirement
12 Questions Retirees Often Get Wrong About Taxes in Retirement
You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
January 21, 2022
Could You Lose Your Job if You Get COVID-19?
Could You Lose Your Job if You Get COVID-19?
With omicron surging, many are losing the ability to work. Can they get fired? Will they get paid time off? It depends.
January 12, 2022