insurance
Is It Time to Let Your Life Insurance Policy Lapse?
Is It Time to Let Your Life Insurance Policy Lapse?
You’ve had your life insurance policy forever, and you’ve paid a lot in premiums over the years. If you let the policy lapse, you forfeit any benefits…
June 17, 2021
Can't Sleep at Night? Consider Getting Checked Out By a Doctor
Can't Sleep at Night? Consider Getting Checked Out By a Doctor
Older adults are more likely to suffer from sleep disorders, such as insomnia and sleep apnea. Left untreated these conditions can have dire consequen…
May 26, 2021
Do You Need Life Insurance When You're Young?
Do You Need Life Insurance When You're Young?
As millennials have families and take on financial obligations, we need life insurance to protect those we may leave behind.
May 24, 2021
You Can Keep Some Assets While Qualifying for Medicaid. Here's How
You Can Keep Some Assets While Qualifying for Medicaid. Here's How
There are some tools you can use to avoid spending down all of your assets, and potentially impoverishing a spouse, while still meeting the qualificat…
May 24, 2021
High-Deductible Health Plans: Don’t Let the Name Scare You Off
High-Deductible Health Plans: Don’t Let the Name Scare You Off
Some people are biased against high-deductible health insurance plans — just because of the name. It’s unfortunate, because for most people an HDHP ca…
May 21, 2021
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Is Your Home Insured Against Disaster? Better Check
Is Your Home Insured Against Disaster? Better Check
Your insurance policy might leave you high and dry when things get wet (or hot, or shaky). We'll talk about making sure you're fully covered. Also, in…
May 18, 2021
Contributing to Your HSA Today Could Lower Your Tax Bill
Contributing to Your HSA Today Could Lower Your Tax Bill
If you haven't already contributed the full amount to your HSA for 2020, you have a few more hours to do so and potentially reduce your tax bill at th…
May 17, 2021
9 Tax Deadlines for May 17 (Today Isn't Just the Due Date for Your Tax Return)
9 Tax Deadlines for May 17 (Today Isn't Just the Due Date for Your Tax Return)
Between due dates for extension requests, IRA or HSA contributions, and other deadlines, there's more to do by today's tax deadline than just filing y…
May 17, 2021
HSA Contribution Limits and Other Requirements
HSA Contribution Limits and Other Requirements
Annually adjusted contribution limits, health plan minimum deductibles, and limits on out-of-pocket medical expenses must be met if you're covering he…
May 10, 2021
HSA Contribution Limits for 2022 Are Out
HSA Contribution Limits for 2022 Are Out
The IRS released the contribution limits, annual deductibles for health plans, and out-of-pocket expense limits for 2022 health savings accounts.
May 10, 2021
Annuities: How They Could Work for You
Annuities: How They Could Work for You
No doubt, investing in annuities can be a tough call for the active investor. But there comes a time when relinquishing some control in exchange for r…
May 6, 2021
Umbrella Insurance – Do I Need It?
Umbrella Insurance – Do I Need It?
You might think your home and auto insurance offer more than enough coverage, but if you’re wrong, one very bad day could wipe out your wealth. That’s…
May 5, 2021
Stimulus Plan Has Health Insurance Benefits, Too
Stimulus Plan Has Health Insurance Benefits, Too
The plan’s health care provisions could deliver big savings for early retirees and laid-off workers.
April 29, 2021
Surprise Medical Bills Are Coming to an End
Surprise Medical Bills Are Coming to an End
With the No Surprises Act taking effect in 2022, patients will no longer live in fear of receiving an unexpected and exorbitant medical bill for emerg…
April 27, 2021
7 Ways to Utilize Your Life Insurance Policy’s Cash Value
7 Ways to Utilize Your Life Insurance Policy’s Cash Value
If you no longer need life insurance, don't just cancel the policy and cash out. Instead, consider one of these strategies to capitalize on its value …
April 23, 2021
Medical Expenses Retirees (and Others) Can Deduct on Their Taxes
Medical Expenses Retirees (and Others) Can Deduct on Their Taxes
The list of medical deductions is broad and includes items such as expenses for service animals and the cost of long-term care.
April 14, 2021
10 Questions Retirees Often Get Wrong About Taxes in Retirement
10 Questions Retirees Often Get Wrong About Taxes in Retirement
You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
April 7, 2021
RV Insurance: Everything You Must Know
RV Insurance: Everything You Must Know
Selecting the right RV insurance is a big decision to protect your investment. Here's what you should know about the costs and different coverage type…
April 1, 2021
20 Ways to Save on Health Care
20 Ways to Save on Health Care
From maximizing insurance benefits to shopping for discounts to funding tax-advantaged accounts, these tips will lower your costs no matter how you ge…
March 31, 2021
Deduct Expenses for Long-Term Care on Your Tax Return
Deduct Expenses for Long-Term Care on Your Tax Return
The IRS allows some limited tax breaks on medical expenses and insurance premiums related to long-term care.
March 23, 2021
Get a Good Deal on Car Rentals
Get a Good Deal on Car Rentals
Get up to speed on how to snag a deal and avoid pesky fees.
March 20, 2021
20 Ways to Save on Health Care
20 Ways to Save on Health Care
From maximizing insurance benefits to shopping for discounts to funding tax-advantaged accounts, these tips will lower your costs no matter how you ge…
March 19, 2021
Protect Your Home From Nature's Wrath
Protect Your Home From Nature's Wrath
Not all damage is covered by standard homeowners policies. Make sure you’re prepared before it’s too late.
March 4, 2021
8 Insurance Products You May Not Need
8 Insurance Products You May Not Need
You may be paying for insurance, such as long-term disability or product warranties, that is potentially unnecessary.
February 26, 2021
Want More Tax-Free Retirement Income? One Man’s Whole Life Decision
Want More Tax-Free Retirement Income? One Man’s Whole Life Decision
Whole life insurance might not be something that’s on your retirement planning radar, but for this client, here’s how it served his need to control ta…
February 23, 2021