Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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How Do Car Insurance Deductibles Work?
Setting the best deductible for car insurance is key to getting the right coverage at the right price. But first, you need to know how it works.
By Karon Warren
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Eight Things Medicare Doesn't Cover
Medicare Part A and Part B leave gaps in your healthcare coverage. But Medicare Advantage has problems, too.
By Donna LeValley
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What Is the 100,000-Mile Rule in Car Insurance?
The 100,000-mile rule in car insurance can help you slash premiums by ditching coverage you can't use.
By Rachael Green
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8 Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin
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Do You Have an Insurance Coverage Gap for Your Valuables?
Standard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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What Is Whole Life Insurance, and Do You Need It?
Learn about whole life insurance, including how it works, how much it costs and if it might be right for you.
By Laura Gariepy
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What Types of Car Insurance Do You Need?
These 11 types of car insurance can help cover everything from minor repairs to buying a new car. But which types do you really need?
By Sean Jackson
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Why Delaying an Insurance Claim Could Cost You
The longer you wait to file an insurance claim, the bigger the problem could get — and the more leverage you're giving your insurer to deny it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
