retirement

Figure Out Your Investor DNA to Make the Best Financial Decisions for Retirement
retirement

Figure Out Your Investor DNA to Make the Best Financial Decisions for Retirement

Retirement savers can be broken down into three different DNA types. Each has a different way of getting things done.
October 28, 2020
Social Security Recipients, Veterans Must Act Soon to Get Extra $500 Stimulus Check
Coronavirus and Your Money

Social Security Recipients, Veterans Must Act Soon to Get Extra $500 Stimulus Check

The deadline for seniors and veterans to request an additional $500 stimulus check for a dependent child is coming up quickly. See how you can claim y…
October 27, 2020
Estate Tax Exemption Amount Goes Up for 2021
taxes

Estate Tax Exemption Amount Goes Up for 2021

As the estate tax exemption amount increases, fewer estates are subject to the federal tax.
October 27, 2020
6 Reasons You Should NOT Do a Roth Conversion
Roth IRAs

6 Reasons You Should NOT Do a Roth Conversion

Roth IRAs come with some great tax advantages, but converting a traditional IRA to a Roth doesn’t make sense for everyone.
October 27, 2020
What Is the Social Security COLA?
retirement

What Is the Social Security COLA?

For the average recipient, the 2021 monthly increase won't even cover a fill-up at the gas station — but it beats nothing.
October 27, 2020

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Once You Create a Living Trust, Don’t Forget to Fund It
estate planning

Once You Create a Living Trust, Don’t Forget to Fund It

Your real estate holdings, life insurance, bank accounts and retirement savings won’t magically flow into your trust. You have to put them there. Fail…
October 26, 2020
Know What You’re Paying for When You Buy an Annuity
annuities

Know What You’re Paying for When You Buy an Annuity

Demystifying annuities is important now more than ever as the current market landscape is shining a light on the benefits an annuity can provide. A fi…
October 24, 2020
The Politics of Election-Year Financial Planning
retirement

The Politics of Election-Year Financial Planning

The competing candidates for president are polar opposites in terms of taxes, adding a new urgency to year-end tax planning. Just what are they propos…
October 24, 2020
Know What You’re Getting – and Giving Up – With an Annuity Income Rider
annuities

Know What You’re Getting – and Giving Up – With an Annuity Income Rider

Guaranteed income is always nice, but nothing in life is free. Weigh the trade-offs carefully.
October 23, 2020
Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them
Roth IRAs

Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them

Have you been tempted to join the wave of folks jumping on the Roth IRA conversion bandwagon? First, check out the pros and cons to see if it makes se…
October 23, 2020
13 States That Tax Social Security Benefits
social security

13 States That Tax Social Security Benefits

You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
October 21, 2020
How to Be Happy (Not Bored!) in Retirement – Starting Today
happy retirement

How to Be Happy (Not Bored!) in Retirement – Starting Today

Here are 12 ways to prepare now for retirement so that you’ll be happy, active, fulfilled and never, ever bored.
October 21, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
Investing for Income

The Best Fidelity Funds for 401(k) Retirement Savers

Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
October 21, 2020
The Best Vanguard Funds for 401(k) Retirement Savers
mutual funds

The Best Vanguard Funds for 401(k) Retirement Savers

Vanguard funds account for a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, including its t…
October 21, 2020
Election 2020: 3 Things Retirees Should Pay Attention To
retirement planning

Election 2020: 3 Things Retirees Should Pay Attention To

When it comes to your money in retirement, here are three main issues that seniors should pay attention to before they cast their votes in the 2020 pr…
October 21, 2020
Waiting to File for Social Security Benefits Is Hard, but Payoff Is Sweet
social security

Waiting to File for Social Security Benefits Is Hard, but Payoff Is Sweet

Your piece of the Social Security pie will be bigger each month for the rest of your life if you do.
October 21, 2020
When Retirees Question More Retirement Income
annuities

When Retirees Question More Retirement Income

What would you say if I told you that you could safely get significantly more retirement income from your retirement savings? That’s what I call an In…
October 20, 2020
Managing Your Money in an Uncertain World
retirement planning

Managing Your Money in an Uncertain World

As you return to work after being away due to the COVID-19 pandemic, there are some financial basics you need to make sure you have covered.
October 19, 2020
States With Scary Death Taxes
inheritance

States With Scary Death Taxes

Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estates taxes and inheritances taxes…
October 19, 2020
Don’t Let Low-Interest-Rate Fatigue Push You into Taking Too Much Risk
retirement planning

Don’t Let Low-Interest-Rate Fatigue Push You into Taking Too Much Risk

Investors searching for safe short-term places to park their money that offer decent returns have been coming up empty for quite a while. Instead of s…
October 19, 2020
Don’t Let These Too Common Estate Planning Excuses Stand in Your Way
estate planning

Don’t Let These Too Common Estate Planning Excuses Stand in Your Way

The top reasons why people don’t have an estate plan may sound pretty familiar to you. Here’s what they are, and what’s at stake.
October 16, 2020
Considering Early Retirement? 5 Things to Know
Making Your Money Last

Considering Early Retirement? 5 Things to Know

Before you accept a buyout, do the math to see if you really can afford to retire. (We'll show you how.) Then follow up with these tried-and-true stra…
October 15, 2020
Tax Extension Deadline: File Your 2019 Return by October 15 to Avoid Penalties
tax deadline

Tax Extension Deadline: File Your 2019 Return by October 15 to Avoid Penalties

If you chose to extend your tax return's due date, the tax extension deadline is October 15!
October 15, 2020
Why Would I Hire You? A Financial Adviser Answers a Friend’s Pointed Question
retirement planning

Why Would I Hire You? A Financial Adviser Answers a Friend’s Pointed Question

Financial advisers and doctors have a common occupational hazard: Friends and acquaintances often want free advice. When asked point blank, “Why would…
October 15, 2020
The Ways Pets Improve Our Retirement Well-Being
Empty Nesters

The Ways Pets Improve Our Retirement Well-Being

Getting pet-friendly when you leave the work world may give you a healthy boost.
October 14, 2020