retirement
8 Things You Must Know About Retiring to the Carolinas
8 Things You Must Know About Retiring to the Carolinas
From the mountains to the beaches, North Carolina and South Carolina offer retirees plenty of incentives.
August 14, 2020
Veterans with Children Get Second Chance for Extra $500 Stimulus Check
Veterans with Children Get Second Chance for Extra $500 Stimulus Check
The IRS set a new deadline for VA benefit recipients who didn't get an extra stimulus check payment for dependent children.
August 14, 2020
Social Security Recipients Get More Time to Request Extra $500 Stimulus Check
Social Security Recipients Get More Time to Request Extra $500 Stimulus Check
The IRS is reopening the registration period for seniors who didn't receive the additional payment for dependent children earlier this year.
August 14, 2020
An Advocate for End-of-Life Care
An Advocate for End-of-Life Care
Without a health care proxy, your written instructions for future medical care may not be carried out if you become incapacitated.
August 14, 2020
Land a New Job With an Ageless Resume
Land a New Job With an Ageless Resume
Build a resume that focuses on your skills and experience, not your age.
August 13, 2020
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Get the Most from a Zoom Meeting with Your Financial Adviser
Get the Most from a Zoom Meeting with Your Financial Adviser
Done right, virtual financial planning meetings can be just as productive (or even more so!) than in-person ones.
August 11, 2020
What a Payroll Tax Cut Would Mean for You
What a Payroll Tax Cut Would Mean for You
If Congress can't pass another stimulus bill, President Trump says he will initiate a payroll tax cut by executive order. How much would that save you…
August 8, 2020
Drawing Down Retirement Savings in a Pandemic
Drawing Down Retirement Savings in a Pandemic
Tapping the right accounts at the right time matters. Knowing how much a retiree can spend each year without running out of savings in old age is even…
August 7, 2020
Not All 401(k)s Are Alike: SDBAs Come with More Control
Not All 401(k)s Are Alike: SDBAs Come with More Control
More employers are offering 401(k) self-directed brokerage accounts, and if you’re a hands-on, motivated investor, they could be for you.
August 7, 2020
12 Cheapest Small Towns in America 2020
12 Cheapest Small Towns in America 2020
Affordable small towns aren't necessarily the best places to live for everyone, but each cheap small town on our list has its charms.
August 6, 2020
Shrink Your RMDs in 2021 and Beyond
Shrink Your RMDs in 2021 and Beyond
QLACs are a special type of annuity that lets you cut RMDs from your IRAs next year and beyond, reduce the taxes you pay and guarantee more lifetime …
August 6, 2020
Planning for Retirement in the New Normal of Covid-19
Planning for Retirement in the New Normal of Covid-19
Here are four ways we all need to adapt to keep our financial plans on track as the nation grapples with the coronavirus pandemic.
August 6, 2020
20 Dividend Stocks to Fund 20 Years of Retirement
20 Dividend Stocks to Fund 20 Years of Retirement
Each of these high-quality dividend stocks yields roughly 4%, and you can expect them to grow their payouts even more. That's a powerful 1-2 combo for…
August 5, 2020
Calculating Taxes on Social Security Benefits
Calculating Taxes on Social Security Benefits
Uncle Sam can tax up to 85% of your Social Security benefits if you have other sources of income, such as earnings from work or withdrawals from tax-d…
August 4, 2020
Who Can Still Do a Stretch IRA after the SECURE Act: Explaining the Exceptions to the Rule
Who Can Still Do a Stretch IRA after the SECURE Act: Explaining the Exceptions to the Rule
Many beneficiaries who inherit IRAs lost a major tax break recently, but five types of people still qualify for this “stretch IRA” benefit. Are you am…
August 3, 2020
7 Surprisingly Valuable Assets for a Happy Retirement
7 Surprisingly Valuable Assets for a Happy Retirement
If you want a long and fulfilling retirement, you need more than money. Here are the most valuable retirement assets to have (besides money), and how …
August 3, 2020
Turning 60 in 2020? Expect Lower Social Security Benefits
Turning 60 in 2020? Expect Lower Social Security Benefits
When you file for Social Security, the amount you receive may be lower.
July 30, 2020
6 Money-Smart Ways to Spend Your Stimulus Check
6 Money-Smart Ways to Spend Your Stimulus Check
If you don't have to use your stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
July 30, 2020
The Joys of Being Retired
The Joys of Being Retired
More freedom, being able to give back, and time to deepen relationships are common themes in your e-mails.
July 30, 2020
Get Your Retirement Plan Back on Track
Get Your Retirement Plan Back on Track
Whether the damage to your savings was self-inflicted or unavoidable, we’ll help you revive your retirement plan.
July 30, 2020
These 2 Words Could Send Your Retirement Money to the Wrong Beneficiary
These 2 Words Could Send Your Retirement Money to the Wrong Beneficiary
"Per stirpes" vs. "per capita." Making the wrong choice could cause an estate planning disaster.
July 30, 2020
Post-COVID Savings and Protection Strategies to Implement Now
Post-COVID Savings and Protection Strategies to Implement Now
Ongoing market volatility and economic strain caused by the pandemic are derailing many retirement strategies, but there are steps you can take to sho…
July 30, 2020
Hidden Costs of Roth IRA Conversions
Hidden Costs of Roth IRA Conversions
Yes, Roth IRAs are pretty great, but they can come with some potentially costly complications.
July 29, 2020
The (Only) 3 Reasons You Should Have an Irrevocable Trust
The (Only) 3 Reasons You Should Have an Irrevocable Trust
Should you really agree to give up control of your assets? There are some good reasons to get this type of trust, but there are some major drawbacks a…
July 27, 2020
14 Reasons You Might Go Broke in Retirement
14 Reasons You Might Go Broke in Retirement
Consider all the ways you may run out of money in retirement -- and the steps you can take to avoid that fate.
July 24, 2020