retirement

Know What You’re Getting – and Giving Up – With an Annuity Income Rider
annuities

Know What You’re Getting – and Giving Up – With an Annuity Income Rider

Guaranteed income is always nice, but nothing in life is free. Weigh the trade-offs carefully.
October 23, 2020
Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them
Roth IRAs

Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them

Have you been tempted to join the wave of folks jumping on the Roth IRA conversion bandwagon? First, check out the pros and cons to see if it makes se…
October 23, 2020
13 States That Tax Social Security Benefits
social security

13 States That Tax Social Security Benefits

You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
October 21, 2020
How to Be Happy (Not Bored!) in Retirement – Starting Today
happy retirement

How to Be Happy (Not Bored!) in Retirement – Starting Today

Here are 12 ways to prepare now for retirement so that you’ll be happy, active, fulfilled and never, ever bored.
October 21, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
Investing for Income

The Best Fidelity Funds for 401(k) Retirement Savers

Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
October 21, 2020

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Election 2020: 3 Things Retirees Should Pay Attention To
retirement planning

Election 2020: 3 Things Retirees Should Pay Attention To

When it comes to your money in retirement, here are three main issues that seniors should pay attention to before they cast their votes in the 2020 pr…
October 21, 2020
Waiting to File for Social Security Benefits Is Hard, but Payoff Is Sweet
social security

Waiting to File for Social Security Benefits Is Hard, but Payoff Is Sweet

Your piece of the Social Security pie will be bigger each month for the rest of your life if you do.
October 21, 2020
When Retirees Question More Retirement Income
annuities

When Retirees Question More Retirement Income

What would you say if I told you that you could safely get significantly more retirement income from your retirement savings? That’s what I call an In…
October 20, 2020
Managing Your Money in an Uncertain World
retirement planning

Managing Your Money in an Uncertain World

As you return to work after being away due to the COVID-19 pandemic, there are some financial basics you need to make sure you have covered.
October 19, 2020
States With Scary Death Taxes
inheritance

States With Scary Death Taxes

Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estates taxes and inheritances taxes…
October 19, 2020
Don’t Let Low-Interest-Rate Fatigue Push You into Taking Too Much Risk
retirement planning

Don’t Let Low-Interest-Rate Fatigue Push You into Taking Too Much Risk

Investors searching for safe short-term places to park their money that offer decent returns have been coming up empty for quite a while. Instead of s…
October 19, 2020
Don’t Let These Too Common Estate Planning Excuses Stand in Your Way
estate planning

Don’t Let These Too Common Estate Planning Excuses Stand in Your Way

The top reasons why people don’t have an estate plan may sound pretty familiar to you. Here’s what they are, and what’s at stake.
October 16, 2020
Considering Early Retirement? 5 Things to Know
Making Your Money Last

Considering Early Retirement? 5 Things to Know

Before you accept a buyout, do the math to see if you really can afford to retire. (We'll show you how.) Then follow up with these tried-and-true stra…
October 15, 2020
Tax Extension Deadline: File Your 2019 Return by October 15 to Avoid Penalties
tax deadline

Tax Extension Deadline: File Your 2019 Return by October 15 to Avoid Penalties

If you chose to extend your tax return's due date, the tax extension deadline is October 15!
October 15, 2020
Why Would I Hire You? A Financial Adviser Answers a Friend’s Pointed Question
retirement planning

Why Would I Hire You? A Financial Adviser Answers a Friend’s Pointed Question

Financial advisers and doctors have a common occupational hazard: Friends and acquaintances often want free advice. When asked point blank, “Why would…
October 15, 2020
No 2021 Social Security COLA Increase Likely
retirement

No 2021 Social Security COLA Increase Likely

Social Security benefits get a yearly boost to keep up with the cost of living — except when they don’t.
October 14, 2020
The Ways Pets Improve Our Retirement Well-Being
Empty Nesters

The Ways Pets Improve Our Retirement Well-Being

Getting pet-friendly when you leave the work world may give you a healthy boost.
October 14, 2020
9 Tips for Better Time Management in Retirement
retirement

9 Tips for Better Time Management in Retirement

These important time management techniques will help destress your life as you get busier -- yes, busier -- in your golden years.
October 14, 2020
Federal Estate Tax Exemption Is Set to Expire – Are You Prepared?
estate planning

Federal Estate Tax Exemption Is Set to Expire – Are You Prepared?

Maybe not tomorrow, but the sunset of our historically high estate tax exemptions is coming — and with the election on its way, it could be sooner tha…
October 14, 2020
What You Need to Know about Social Security in a Pandemic and Recession
social security

What You Need to Know about Social Security in a Pandemic and Recession

Social Security benefits play an important role in retirement security, and they are being impacted by current events in several ways.
October 13, 2020
Social Security Cost of Living Adjustment (COLA) for 2021: 1.3%
Making Your Money Last

Social Security Cost of Living Adjustment (COLA) for 2021: 1.3%

For the average recipient, the monthly increase won't even cover a fill-up at the gas station — but it beats nothing.
October 13, 2020
Protect Your Wealth with Smart Risk Management Strategies
retirement planning

Protect Your Wealth with Smart Risk Management Strategies

Find peace of mind for yourself and your family by planning ahead for life’s worst “what if” moments. These risk management strategies can help protec…
October 13, 2020
10 Worst Things to Keep in Your Wallet
Scams

10 Worst Things to Keep in Your Wallet

Storing your passport book or card, a spare key, or any of these other important items in your wallet leaves you open to identity theft -- or worse.
October 9, 2020
The 100 Most Popular Mutual Funds for 401(k) Retirement Savings
401(k)s

The 100 Most Popular Mutual Funds for 401(k) Retirement Savings

These funds have the most assets under management in 401(k) workplace retirement plans
October 9, 2020
Retirees' Guide to Giving for the Greatest Impact
Making Your Money Last

Retirees' Guide to Giving for the Greatest Impact

The need for charity is climbing, particularly to combat the rising poverty, hunger and homelessness from the pandemic’s economic fallout. Here's how …
October 7, 2020