retirement

You Can Appeal a Medicare Premium Surcharge
Medicare

You Can Appeal a Medicare Premium Surcharge

If you meet one of the seven qualifying life events, you have a good chance of getting a higher premium for Medicare Part B and Part D reduced.
June 16, 2021
Taxes in Retirement: How All 50 States Tax Retirees
Tax Breaks

Taxes in Retirement: How All 50 States Tax Retirees

We rated every state, plus Washington, D.C. on how retirees are taxed. We considered taxes on Social Security and other retirement income, tax exempti…
June 16, 2021
33 States with No Estate Taxes or Inheritance Taxes
retirement

33 States with No Estate Taxes or Inheritance Taxes

Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
June 16, 2021
401(k) Basics: 7 Things You Should Know When You Enroll
401(k)s

401(k) Basics: 7 Things You Should Know When You Enroll

When you start a job there’s a ton of paperwork to fill out, but don’t let that keep you from carefully considering what to do about signing up for yo…
June 16, 2021
How to Generate Tax-Efficient Retirement Income
retirement planning

How to Generate Tax-Efficient Retirement Income

To limit your taxes, which accounts should you draw down sooner rather than later in retirement? The withdrawal strategy you decide to use could make …
June 15, 2021

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Everything You Must Know About "Backdoor" Roth IRAs
Roth IRAs

Everything You Must Know About "Backdoor" Roth IRAs

If you earn too much to contribute directly to a Roth IRA, there are still ways to move funds to this type of an account.
June 14, 2021
How Teens Can Start Investing Through a Roth IRA
retirement

How Teens Can Start Investing Through a Roth IRA

By beginning to invest in a Roth IRA at an early age, today’s teens can become tomorrow’s millionaires.
June 14, 2021
3 Essentials for a Successful Retirement
retirement planning

3 Essentials for a Successful Retirement

To plan for the next phase of your life, you need clear strategies to provide for these three retirement needs.
June 13, 2021
As You Plan for Retirement, Also Prepare for the Unexpected
estate planning

As You Plan for Retirement, Also Prepare for the Unexpected

Whether you’re close to retirement or decades away, no one’s immortal. Things happen. Are you ready, or could you leave the people you love in a lurch…
June 12, 2021
Invest in a Roth 401(k) If You Can
401(k)s

Invest in a Roth 401(k) If You Can

Workers of all ages can benefit from stashing away after-tax money now in exchange for tax-free withdrawals in the future.
June 11, 2021
Should My Money Stay or Go? Employer 401(k) vs. IRA Rollover
401(k)s

Should My Money Stay or Go? Employer 401(k) vs. IRA Rollover

Employers are the newest contenders for the rollover assets from your retirement plan. Here’s what to consider when leaving your job and choosing whet…
June 11, 2021
2 Essential Strategies for Taking Your RMDs
Financial Planning

2 Essential Strategies for Taking Your RMDs

Whether you need to take required minimum distributions to live or find them to be a nuisance, here are some tips to make the most of withdrawing thes…
June 10, 2021
5 Key Considerations as You Craft Your Retirement Plan
retirement planning

5 Key Considerations as You Craft Your Retirement Plan

No retirement plan is complete without covering these five key areas.
June 10, 2021
Scam Alert: 4 Types of Fraud That Target the Elderly (and How to Beat Them)
Scams

Scam Alert: 4 Types of Fraud That Target the Elderly (and How to Beat Them)

Scams target people of all ages, but the most vulnerable tend to be older adults — and the money they lose can have a big impact on their retirement. …
June 10, 2021
3 Exercises Help Reluctant-to-Retire Folks Know When to Say When
happy retirement

3 Exercises Help Reluctant-to-Retire Folks Know When to Say When

Transitioning into retirement isn’t easy for everyone — especially entrepreneurs — but these three planning exercises can help clarify what you want o…
June 8, 2021
Your Secret Weapon to Help Win the Retirement Saving Battle: Roth 401(k)
401(k)s

Your Secret Weapon to Help Win the Retirement Saving Battle: Roth 401(k)

Thanks to their unique tax benefits and the higher amounts you can contribute, Roth 401(k)s have a lot going for them, when compared to their traditio…
June 4, 2021
8 Surprising Ways to Prosper From Annuities
annuities

8 Surprising Ways to Prosper From Annuities

You can use a fixed annuity to do more than just generate retirement income. These insurance contracts can also help you give to charity, leave money …
June 3, 2021
401(k)s: 10 Things You Must Know About These Retirement Savings Plans
401(k)s

401(k)s: 10 Things You Must Know About These Retirement Savings Plans

These accounts can be a great way to save for retirement while giving you a tax break now. But beware of the fees plan providers charge for 401(k)s.
June 1, 2021
How to Make Gardening Easier as You Age
happy retirement

How to Make Gardening Easier as You Age

Gardening can be harder on your body as you get older, but there are simple changes you can make so you don't have to give up this hobby.
June 1, 2021
What You Need to Know About Annuities and the SECURE Act
annuities

What You Need to Know About Annuities and the SECURE Act

Annuities are now an option for your 401(k), thanks to the SECURE Act. Is one right for your retirement savings plan?
June 1, 2021
4 Strategies to Reduce Taxes in Retirement
retirement planning

4 Strategies to Reduce Taxes in Retirement

Don’t let the possibility of higher taxes in the future sink your retirement income plan. Consider these four ways to help manage your taxes, keeping …
May 31, 2021
Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
annuities

Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral

Withdrawing money from a falling portfolio can be deadly for retirees. To guard against that, you might want to consider the guaranteed payments that …
May 31, 2021
Should You Rent or Buy Your Next Home in Retirement?
mortgages

Should You Rent or Buy Your Next Home in Retirement?

If you’re thinking about renting your next home instead of buying, consider the pros and cons of the decision.
May 27, 2021
Yes, You Can Have Too Much Cash
Financial Planning

Yes, You Can Have Too Much Cash

A sizable hoard is comforting but could crimp long-term portfolio gains.
May 27, 2021
How to Offset Lower Social Security Benefits When a Spouse Dies
annuities

How to Offset Lower Social Security Benefits When a Spouse Dies

When one spouse dies, the other may see a big chunk of their Social Security income disappear. Joint annuities could help fill that gap.
May 27, 2021