retirement

Worried about Your Child’s Inheritance If They Divorce? A Trust Can Be Your Answer
estate planning

Worried about Your Child’s Inheritance If They Divorce? A Trust Can Be Your Answer

You may love your son-in-law or daughter-in-law now, but that could change down the road. So, if you don’t want your money going to your kid’s future …
April 16, 2021
12 Cheapest Small Towns in America 2021
real estate

12 Cheapest Small Towns in America 2021

Affordable small towns aren't necessarily the best places to live for everyone, but each cheap small town on our list has its charms.
April 15, 2021
Social Security Earnings Tests: 5 Things You Must Know
social security

Social Security Earnings Tests: 5 Things You Must Know

If you’re still working and claim Social Security early, your benefits could be reduced, at least temporarily.
April 14, 2021
Medical Expenses Retirees (and Others) Can Deduct on Their Taxes
tax deductions

Medical Expenses Retirees (and Others) Can Deduct on Their Taxes

The list of medical deductions is broad and includes items, such as expenses for service animals and the cost of long-term care.
April 14, 2021
What NOT to Do with Your TSP: 8 Thrift Savings Plan Mistakes to Avoid
retirement planning

What NOT to Do with Your TSP: 8 Thrift Savings Plan Mistakes to Avoid

Many federal workers saving for retirement in TSPs get tripped up by these common pitfalls. To help maximize your own savings, make sure you steer cle…
April 14, 2021

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How to Retire Well During Difficult Times
retirement planning

How to Retire Well During Difficult Times

When the financial environment is challenging (like now) it’s important to plan ahead and avoid some all-too-common retirement mistakes.
April 11, 2021
Don’t Make the Same Mistakes in 2021 – Keep Your Retirement Plan on Track
retirement planning

Don’t Make the Same Mistakes in 2021 – Keep Your Retirement Plan on Track

Looking back at 2020 gives retirement savers a good perspective for how to proceed going forward. Staying flexible and being prepared to change course…
April 11, 2021
How Retired Singles Can Safely Travel While Saving Money
Travel

How Retired Singles Can Safely Travel While Saving Money

Many older adults look forward to seeing the world once they retire. Here are some tips for those who are single and looking for adventure.
April 8, 2021
4 Steps to a Happy Single Retirement
happy retirement

4 Steps to a Happy Single Retirement

The number of seniors who are single and childless is growing. This group needs to be purposeful as they think about their health and finances and fos…
April 8, 2021
This Often-Overlooked Way to Fund Your Roth IRA Has Many Advantages
annuities

This Often-Overlooked Way to Fund Your Roth IRA Has Many Advantages

A Roth annuity can create tax-free lifetime income during retirement or reduce your risk while saving for retirement.
April 8, 2021
10 Questions Retirees Often Get Wrong About Taxes in Retirement
retirement

10 Questions Retirees Often Get Wrong About Taxes in Retirement

You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
April 7, 2021
Don’t Let Retirement Planning Faze You: What to Focus on in Each Phase
retirement planning

Don’t Let Retirement Planning Faze You: What to Focus on in Each Phase

When you think about all the moving parts to planning for retirement, it can feel overwhelming. But breaking it down into four phases could help bring…
April 5, 2021
Getting the Best of Both Worlds from an Irrevocable Trust
estate planning

Getting the Best of Both Worlds from an Irrevocable Trust

Irrevocable trusts open the door to important tax strategies, but they mean the loss of control of the assets held in the trust … or do they? Today’s …
April 5, 2021
Kids Not Ready for Their Inheritance? Consider a Private Foundation
estate planning

Kids Not Ready for Their Inheritance? Consider a Private Foundation

The benefits of starting your own foundation extend far beyond tax savings: It can help preserve your family’s wealth and unity.
April 4, 2021
14 Social Security Tasks You Can Do Online
retirement

14 Social Security Tasks You Can Do Online

Why visit a government office to get your Social Security business done? You can do much of that online.
April 2, 2021
How to Apply for a Social Security Card Replacement
Basics

How to Apply for a Social Security Card Replacement

Applying for a Social Security replacement card, especially online, can be fairly straightforward. You just need the right documentation on hand.
April 2, 2021
Turning 60? Ask Yourself These 4 Important Questions
retirement planning

Turning 60? Ask Yourself These 4 Important Questions

Retirement is an exciting milestone, and planning becomes even more crucial once you get within a few years of saying goodbye to your career. As we tu…
April 2, 2021
How to Take a Pension: A Math Formula Drives 1 Retiree’s Choice
retirement planning

How to Take a Pension: A Math Formula Drives 1 Retiree’s Choice

Ever hear of the pension income ratio? This mathematical formula can help you decide whether it makes more sense to take a lump sum or a series of pen…
April 2, 2021
Getting an RV Loan: What You Should Expect
Travel

Getting an RV Loan: What You Should Expect

An RV's steep price tag means lenders may have stricter requirements, such as a higher credit score and additional documentation, for borrowers.
April 1, 2021
RV Insurance: Everything You Must Know
insurance

RV Insurance: Everything You Must Know

Selecting the right RV insurance is a big decision to protect your investment. Here's what you should know about the costs and different coverage type…
April 1, 2021
6 ‘Retirement Killers’ to Avoid at All Costs
retirement planning

6 ‘Retirement Killers’ to Avoid at All Costs

Financial planners see people making these six money mistakes all the time, and they can endanger your retirement. Here are six surefire ways to kill …
April 1, 2021
You're Asking the Wrong Financial Questions: Here's How to Fix That
retirement planning

You're Asking the Wrong Financial Questions: Here's How to Fix That

Three of the most common personal finance questions financial advisers get all the time are not the right ones to ask. Here’s how to take those questi…
April 1, 2021
14 Reasons You Will Regret an RV in Retirement
Making Your Money Last

14 Reasons You Will Regret an RV in Retirement

RV-loving retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
April 1, 2021
10 Reasons to Retire in an RV
retirement

10 Reasons to Retire in an RV

RV-loving retirees talk about the upsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
April 1, 2021
Can You Retire with a Nest Egg That’s Too Big?
retirement planning

Can You Retire with a Nest Egg That’s Too Big?

If your retirement plan forecasts a big surplus at the end of your life, your heirs and favorite charities may miss out on thousands – or even million…
March 29, 2021