retirement
How to Turn Your Retirement Savings into Retirement Income
How to Turn Your Retirement Savings into Retirement Income
Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and stead…
November 27, 2020
Turned off by Low CD Rates? Consider a Fixed Annuity
Turned off by Low CD Rates? Consider a Fixed Annuity
CD rates are under 1%, but comparable annuities can pay more than 2% to 3% guaranteed and tax-deferred.
November 27, 2020
3 Steps You Can Take Now to Gain Control of Your Retirement
3 Steps You Can Take Now to Gain Control of Your Retirement
Do-it-yourselfers have some work ahead of them, and here are three places to start.
November 26, 2020
Bad News for Super Savers
Bad News for Super Savers
Low inflation keeps thresholds on retirement savings plans in check.
November 25, 2020
Roth IRA Conversions: Pay Now, Live Tax-Free Later
Roth IRA Conversions: Pay Now, Live Tax-Free Later
Why now may be the time to convert your traditional IRA to a Roth to avoid future taxes.
November 24, 2020
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How to Help Your Family Wealth Last for Generations
How to Help Your Family Wealth Last for Generations
Creating generational wealth takes careful planning and thoughtful sharing of intentions, plus the right investment vehicle.
November 24, 2020
Peering Past the Pandemic
Peering Past the Pandemic
I’m looking forward to a time when lunches with the girls (or guys), volunteering and travel will resume.
November 24, 2020
Retirees, Declutter for a Profit
Retirees, Declutter for a Profit
There are a surprising number of online sites to sell your unwanted or little-used items to make some serious side money and downsize your stash.
November 23, 2020
Medicare Mania: Some Basics to Know During Open Enrollment
Medicare Mania: Some Basics to Know During Open Enrollment
What’s Part A, Part B, Part C and Part D and what do they cover? What are Medicare Advantage plans? And how about the deadlines involved? There’s a lo…
November 21, 2020
When Only One Spouse Retires
When Only One Spouse Retires
Retirement in any form can upend a couple’s relationship, but when both spouses used to work full-time and only one retires, that reconfiguration rais…
November 20, 2020
Early Retirement Means Finding Health Insurance Before Medicare
Early Retirement Means Finding Health Insurance Before Medicare
Cover the gap with health insurance before you're eligible for Medicare enrollment.
November 20, 2020
Joint Trusts or Separate Trusts: Advice for Married Couples
Joint Trusts or Separate Trusts: Advice for Married Couples
Unless you have a specific need for separate trusts, it’s usually best to avoid the headaches they cause and go with a joint trust instead. Here’s why…
November 20, 2020
Social Security Recipients, Veterans Must Act Now to Get Extra $500 Stimulus Check
Social Security Recipients, Veterans Must Act Now to Get Extra $500 Stimulus Check
The deadline for seniors and veterans to request an additional $500 stimulus check for a dependent child is almost here. Here's how you can claim your…
November 18, 2020
11 Year-End Moves to Lower Your 2020 Tax Bill
11 Year-End Moves to Lower Your 2020 Tax Bill
What you do between now and the end of the year can have a significant impact on how much tax you have to pay next April.
November 17, 2020
13 States That Tax Social Security Benefits
13 States That Tax Social Security Benefits
You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
November 16, 2020
The 10 Least Tax-Friendly States for Military Retirees
The 10 Least Tax-Friendly States for Military Retirees
Unfortunately, some states aren't very generous when it comes to helping retired veterans at tax time.
November 15, 2020
Planning to Sell Your Home in Retirement? Downsize Costs Along With Space
Planning to Sell Your Home in Retirement? Downsize Costs Along With Space
In this hot real estate market, consider the costs of buying and selling a house along with the expenses associated with your new digs.
November 13, 2020
Who Should Consider a Roth IRA – and Why Now?
Who Should Consider a Roth IRA – and Why Now?
While Roth IRAs don’t make sense for everyone, there are some cases where they could be a great fit. See if any of these five scenarios applies to you…
November 13, 2020
Oops! A Surprising Factor Retirees Forget to Plan for
Oops! A Surprising Factor Retirees Forget to Plan for
Your retirement plan probably has a gaping hole in it, one you may fail to spot even though it’s an obvious fact of life that impacts everyone. This i…
November 13, 2020
10 of the Best Target-Date Fund Families
10 of the Best Target-Date Fund Families
The best target-date funds are a 'set it and forget it' approach to your retirement, but which fund family should you trust your money?
November 12, 2020
Social Security Basics: 12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits
Social Security Basics: 12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits
Claiming Social Security benefits at the right time means more money in your pocket. Here's a guide to everything from knowing your full retirement ag…
November 12, 2020
Helping Our Aging Parents Plan for a Well-Lived Future
Helping Our Aging Parents Plan for a Well-Lived Future
Check out some starting points for the frank conversations necessary to ensure your parents are on the right track with their finances and their legac…
November 12, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
The Best Fidelity Funds for 401(k) Retirement Savers
Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
November 11, 2020
The Best Vanguard Funds for 401(k) Retirement Savers
The Best Vanguard Funds for 401(k) Retirement Savers
Vanguard funds account for a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, including its t…
November 11, 2020
The Best T. Rowe Price Funds for 401(k) Retirement Savers
The Best T. Rowe Price Funds for 401(k) Retirement Savers
A dozen T. Rowe Price mutual funds also have a place among the nation's most popular 401(k) retirement products. Find out which funds belong in your r…
November 11, 2020