retirement
12 Cheapest Small Towns in America 2022
12 Cheapest Small Towns in America 2022
Affordable small towns might not be for everyone, but their charms put them among the best places to live for plenty of folks.
May 25, 2022
2022's Best Mutual Funds in 401(k) Retirement Plans
2022's Best Mutual Funds in 401(k) Retirement Plans
A key to smart retirement saving: spreading your portfolio across a few of the best mutual funds in your 401(k) plan. Here are the 29 top options avai…
May 24, 2022
Buying Annuities in Your 401(k)
Buying Annuities in Your 401(k)
More plans are offering annuities that could provide income in retirement. Here’s what you need to know.
May 24, 2022
How to Find the Perfect Balance Between Spending and Saving
How to Find the Perfect Balance Between Spending and Saving
It's the key to being able to enjoy life now AND in the future. It's also the basis for a successful retirement plan, and it all starts with setting y…
May 24, 2022
Education is Key: 3 Financial Lessons for Retirees Nearing Retirement
Education is Key: 3 Financial Lessons for Retirees Nearing Retirement
When it comes to retirement planning, educating yourself can keep you from making big mistakes. Here are three key lessons that everyone preparing for…
May 24, 2022
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Retirement Income Shouldn’t Depend on the Market; It Should Depend on Math
Retirement Income Shouldn’t Depend on the Market; It Should Depend on Math
The math isn’t as tough as you might think. It all starts with dividing your assets into three different buckets.
May 23, 2022
Don’t Move to Another State Just to Reduce Your Taxes
Don’t Move to Another State Just to Reduce Your Taxes
If you’re retired or near retirement, maybe a smarter plan for retirement income will allow you to stay put. Yes, your state income tax rate may be hi…
May 21, 2022
401(k) Contribution Limits for 2022
401(k) Contribution Limits for 2022
Workers saving for retirement have a reason to rejoice over the 401(k) contribution limits for 2022.
May 20, 2022
11 Best Things to Keep in a Safe Deposit Box
11 Best Things to Keep in a Safe Deposit Box
These valuables and documents, along with some items you hold dear, should be stored securely at your bank.
May 18, 2022
Things You’ll Regret Keeping in a Safe Deposit Box
Things You’ll Regret Keeping in a Safe Deposit Box
Locking up certain important documents and valuables in a bank vault could turn into a headache for you or your heirs.
May 18, 2022
12 States That Tax Social Security Benefits
12 States That Tax Social Security Benefits
You may have dreamed of a tax-free retirement, but if you live in one of these states, your Social Security benefits may be subject to state taxes.
May 17, 2022
10 Least Tax-Friendly States for Retirees
10 Least Tax-Friendly States for Retirees
Retirees in these states are likely to have a higher overall state and local tax burden than retirees in other states.
May 16, 2022
Should You Consider a Roth Conversion While the Market is Down?
Should You Consider a Roth Conversion While the Market is Down?
Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conve…
May 16, 2022
Thinking about Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider
Thinking about Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider
When you’re weighing a possible rollover from your company retirement account into an IRA, there are several things to think about first.
May 16, 2022
4 Tax-Smart Ways to Share the Wealth with Kids
4 Tax-Smart Ways to Share the Wealth with Kids
Providing for future generations shouldn’t be (overly) taxing. To manage taxes as you pass down your assets, look into UTMAs, 529s, child IRAs and tru…
May 15, 2022
How Psychology Affects Your Search for a Financial Adviser
How Psychology Affects Your Search for a Financial Adviser
Your emotional relationship with your financial planner plays a big role in how successful your collaboration will be, so picking a person you click w…
May 14, 2022
Should Retirees Stay Invested and Ride Out These Volatile Times?
Should Retirees Stay Invested and Ride Out These Volatile Times?
If the markets’ ups and downs have you feeling sick, it’s time to take stock of your whole financial picture. Here are five pieces of that puzzle to h…
May 13, 2022
10 Most Tax-Friendly States for Retirees
10 Most Tax-Friendly States for Retirees
Moving to a low-tax state in retirement can help make your retirement savings last longer.
May 12, 2022
Adult Day Centers Help Retirees with Alzheimer's
Adult Day Centers Help Retirees with Alzheimer's
A center that offers social interaction, along with physical and memory activity, is a lift for those with forms of memory impairment. Their caregiver…
May 11, 2022
6 of the Worst Assets to Inherit
6 of the Worst Assets to Inherit
Leaving these assets to loved ones may be more trouble than it’s worth. How to avoid adding to their grief after you're gone.
May 11, 2022
5 Things to Do Before You Retire
5 Things to Do Before You Retire
Do you know what you want your retirement to look like? That’s the first thing you need to figure out when you’re nearing retirement.
May 11, 2022
The Best Vanguard Funds for 401(k) Retirement Savers
The Best Vanguard Funds for 401(k) Retirement Savers
Vanguard funds account for roughly a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, includi…
May 10, 2022
Age Bias in the Workplace: Still a Battle for Older Workers
Age Bias in the Workplace: Still a Battle for Older Workers
Many older Americans face age bias in the workplace even though federal law prohibits discriminating against workers 40 and older.
May 9, 2022
14 Reasons You Might Go Broke in Retirement
14 Reasons You Might Go Broke in Retirement
Running out of money in retirement is a legitimate fear. But there are steps you can take to avoid that fate – and it’s never too late to start.
May 9, 2022
2 Alternatives to Required Minimum Distributions
2 Alternatives to Required Minimum Distributions
Retirees can save money and stress with these two simple alternatives to RMDs.
May 7, 2022
Do You Have a Retirement Plan, or Just a Bunch of Uncoordinated Accounts?
Do You Have a Retirement Plan, or Just a Bunch of Uncoordinated Accounts?
There’s a difference between having a portfolio of investments, savings and other assets and understanding why you have them and what purpose they are…
May 6, 2022