retirement

Are You Itching for an Earlier-Than-Expected Retirement?
retirement planning

Are You Itching for an Earlier-Than-Expected Retirement?

Lots of folks are pulling the rip cord on their careers sooner than they had initially planned. Before you rush to join them, make sure you are really…
July 30, 2021
How Patients with Lasting Symptoms of COVID Can Apply for Disability
Financial Planning

How Patients with Lasting Symptoms of COVID Can Apply for Disability

Those who can no longer work because of COVID-19 may qualify for these benefits but the approval process can be a difficult road.
July 30, 2021
Exercise Saves Seniors Money on Health Care
Healthy Living on a Budget

Exercise Saves Seniors Money on Health Care

Adults who increase their physical activity pay hundreds less per year for health care, a new study shows.
July 29, 2021
Older Adults Battle Long-Term Effects of COVID-19
Financial Planning

Older Adults Battle Long-Term Effects of COVID-19

Seniors are more likely to suffer from long COVID, and it's unclear when, or even if, they will fully recover.
July 29, 2021
Retirement Can Keep You Busy
Empty Nesters

Retirement Can Keep You Busy

Your lives are filled with jobs, creative ventures and intellectual enjoyment.
July 29, 2021

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2021 Estate Planning Checkup: Is Your Estate Plan Up to Date?
estate planning

2021 Estate Planning Checkup: Is Your Estate Plan Up to Date?

Every so often, it’s smart to methodically go through your estate planning documents and see if any tweaks are needed. Here’s a checklist to guide you…
July 28, 2021
Calculate Your Required Minimum Distribution From IRAs
required minimum distributions (RMDs)

Calculate Your Required Minimum Distribution From IRAs

Determine your mandatory RMDs from a traditional IRA.
July 27, 2021
13 States That Tax Social Security Benefits
social security

13 States That Tax Social Security Benefits

You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
July 26, 2021
33 States with No Estate Taxes or Inheritance Taxes
retirement

33 States with No Estate Taxes or Inheritance Taxes

Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
July 26, 2021
10 Least Tax-Friendly States for Retirees
retirement

10 Least Tax-Friendly States for Retirees

When it comes to state and local taxes, retirees in these states are likely to pay more than retirees in other states.
July 26, 2021
10 Most Tax-Friendly States for Retirees
retirement

10 Most Tax-Friendly States for Retirees

If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees.
July 26, 2021
Taxes in Retirement: How All 50 States Tax Retirees
Tax Breaks

Taxes in Retirement: How All 50 States Tax Retirees

We rated every state, plus Washington, D.C., on how retirees are taxed. We considered taxes on Social Security and other retirement income, tax exempt…
July 26, 2021
3 Strategies to Avoid Running Out of Money in Retirement
retirement planning

3 Strategies to Avoid Running Out of Money in Retirement

For a financially sustainable retirement that could last 30 years or more, here are three ways to help manage your risks and avoid financial roadblock…
July 26, 2021
Here’s What to Do with the Money Left Behind in Old 401(k) Accounts
401(k)s

Here’s What to Do with the Money Left Behind in Old 401(k) Accounts

First off, don’t lose track of it! You’d be surprised how many people forget about their old 401(k)s.
July 25, 2021
Know Your Rights in Debt Collection
Financial Planning

Know Your Rights in Debt Collection

A wave of post-pandemic debt collection is coming. Here's how to dispute a debt and protect your assets.
July 23, 2021
The Psychology Behind Your Worst Investment Decisions
investing

The Psychology Behind Your Worst Investment Decisions

We can torpedo our portfolios without even realizing it. Avoiding these seven traps will allow you to make rational investments.
July 22, 2021
Employing an Active Wealth Strategy for Retirement
retirement planning

Employing an Active Wealth Strategy for Retirement

Retirees can benefit by looking at the big picture using an active wealth framework that touches on these key issues: Invest, Spend, Borrow, Manage an…
July 20, 2021
How to Go to Cash
investing

How to Go to Cash

What exactly does it mean to 'go to cash,' and what should you do once you have?
July 19, 2021
3 Retirement Mistakes You May Be Making Right Now
retirement planning

3 Retirement Mistakes You May Be Making Right Now

You’ve been saving and investing so carefully, what could go wrong? Unfortunately, several things, if you’re making these all-too-common retirement mi…
July 19, 2021
A Key to Spending without Worry in Retirement: Longevity Insurance
annuities

A Key to Spending without Worry in Retirement: Longevity Insurance

This special type of annuity kicks in with a reliable income stream beginning at age 80 or 85 – meaning your savings only need to get you that far, no…
July 19, 2021
Take Control for a Better Retirement
retirement planning

Take Control for a Better Retirement

A solid retirement plan is about much more than a collection of investments and insurance products. Be organized about your approach. Here’s how.
July 17, 2021
The Financial Effects of Losing a Spouse
Financial Planning

The Financial Effects of Losing a Spouse

Even amid grief, it's important to reassess your finances. With the loss of your spouse's income, you may find yourself in a lower tax bracket or that…
July 16, 2021
The Financial Fiduciary Standard Explained
retirement planning

The Financial Fiduciary Standard Explained

To get the best financial advice, you want someone who has your best interests at heart, right? It sounds simple … but it isn’t.
July 15, 2021
What Is the Social Security COLA?
retirement

What Is the Social Security COLA?

For the average recipient, the 2021 monthly increase doesn't even cover a fill-up at the gas station — but it beats nothing.
July 14, 2021
Social Security Benefits COLA Likely to Be Largest in Decades
social security

Social Security Benefits COLA Likely to Be Largest in Decades

The increase in the cost-of-living-adjustment is expected to be driven by a rebound in consumer spending and higher prices for cars, airfare and gasol…
July 14, 2021