retirement
Pot Trusts: Why They’re the Fairest (Trust Structure) of Them All
Pot Trusts: Why They’re the Fairest (Trust Structure) of Them All
When it comes to estate planning, being fair and being equal are not necessarily the same thing. A pot trust can help bridge the gap between the two o…
August 8, 2022
What Hidden Obstacles May Snag Your Retirement? 5 Key Points to Consider
What Hidden Obstacles May Snag Your Retirement? 5 Key Points to Consider
To avoid getting hung up unexpectedly, plan for retirement using the “TRICK” method, which stands for taxes, risk tolerance, investment mix, costs and…
August 6, 2022
Tech Support Fraud Targets Seniors
Tech Support Fraud Targets Seniors
Get a message offering help with a computer problem you didn’t think you had? It’s probably a scammer looking for your money and personal information
August 5, 2022
Will a Recession Affect Your Retirement? How to Take Action Now!
Will a Recession Affect Your Retirement? How to Take Action Now!
A bear market or an economic downturn can be scary, especially for retirees. However, solid financial plans are built to withstand these challenges. H…
August 5, 2022
Four Options When – Not If – Your LTC Premiums Go Up
Four Options When – Not If – Your LTC Premiums Go Up
If you’re dreading getting a letter in the mail about your long-term care insurance premiums rising, you’re in good company. And you have some decisio…
August 4, 2022
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What to Do With Your Former Employer’s 401(k)
What to Do With Your Former Employer’s 401(k)
Leave it behind, move it to your new job’s plan, or roll it over to an IRA. Each of the options has pros and cons.
August 3, 2022
A Medicare Surcharge That Might Surprise You If You’re Not Careful – IRMAA
A Medicare Surcharge That Might Surprise You If You’re Not Careful – IRMAA
You could get hit with much higher Medicare premiums today because of something that boosted your income two years before.
August 3, 2022
IRAs vs. 401(k)s: Exceptions to 10% Penalty for Withdrawals Under Age 59½ Differ
IRAs vs. 401(k)s: Exceptions to 10% Penalty for Withdrawals Under Age 59½ Differ
Before pulling money out of retirement accounts early, check the rules. The exceptions to penalties can differ depending on which type of account you’…
August 2, 2022
Should You Treat Your Kids Equally in Your Will? 12 Financial Planners Weigh In
Should You Treat Your Kids Equally in Your Will? 12 Financial Planners Weigh In
What's the "fair" way to divide an estate? Many parents think they should divvy things evenly among their children ... but that can backfire. So what'…
August 1, 2022
18 States With Scary Death Taxes
18 States With Scary Death Taxes
Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estate taxes and inheritance taxes t…
July 29, 2022
12 Reasons to Retire in an RV
12 Reasons to Retire in an RV
RV-loving retirees talk about the upsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
July 29, 2022
15 Reasons You Will Regret an RV in Retirement
15 Reasons You Will Regret an RV in Retirement
RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel or other recreational vehicle.
July 29, 2022
The Retiree's Guide to Going Back to Work
The Retiree's Guide to Going Back to Work
Inflation and a bear market have prompted some retirees to change course.
July 28, 2022
Retiring in Risky Times Requires Protection from a Volatile Market and Interest Rates
Retiring in Risky Times Requires Protection from a Volatile Market and Interest Rates
If you had planned on retiring now, or you just retired, you’re probably nervous about the current economic climate. But with the right plan, it shoul…
July 28, 2022
Don’t Name Your Estate as Your IRA Beneficiary
Don’t Name Your Estate as Your IRA Beneficiary
It may sound like it makes sense, and it might be easier than picking a person (or two) to name, however there are some serious downsides to naming yo…
July 27, 2022
Make the Most of a Roth's Back Door
Make the Most of a Roth's Back Door
A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will that back door remain op…
July 26, 2022
Planning to Retire in the Next 3-5 Years? What to Consider Today
Planning to Retire in the Next 3-5 Years? What to Consider Today
As you inch closer to retirement, here are three big-picture things you need to think through to be financially and emotionally prepared.
July 26, 2022
Don't Make These Common IRA Mistakes
Don't Make These Common IRA Mistakes
IRA expert Ed Slott walks us through common IRA mistakes and missed opportunities that you can avoid.
July 25, 2022
Does an Annuity Belong in a 401(k)?
Does an Annuity Belong in a 401(k)?
Unlike pensions, 401(k)s place the risk of outliving savings squarely on the retiree's shoulders. Find out what's right for you.
July 22, 2022
Hesitant About a Roth Because of the 5-Year Rule? Here’s Why You Shouldn’t Be
Hesitant About a Roth Because of the 5-Year Rule? Here’s Why You Shouldn’t Be
The Roth IRA five-year rule is often misunderstood as an ironclad edict that locks your money away, out of your reach. In reality, it’s not the scary …
July 22, 2022
Tax Changes and Key Amounts for the 2022 Tax Year
Tax Changes and Key Amounts for the 2022 Tax Year
Americans are facing a long list of tax changes for the 2022 tax year. Smart taxpayers will start planning for them now.
July 19, 2022
Did You Just Use an Internet Quiz to Determine Your Retirement Date?
Did You Just Use an Internet Quiz to Determine Your Retirement Date?
No hard-and-fast rules exist when it comes to when you should retire or how much you need to have saved. But don’t tell that to the Internet.
July 19, 2022
A Healthy Condo Has a Flush Reserve Fund
A Healthy Condo Has a Flush Reserve Fund
Reserve funds for a third of homeowner and condo associations have insufficient cash, experts say. Here are some cautionary steps you should take.
July 14, 2022
8 Must-Know Facts About Your Social Security Benefits
8 Must-Know Facts About Your Social Security Benefits
What you don't understand about Social Security could cost you. Here are key facts worth knowing.
July 14, 2022
What Is the Social Security COLA?
What Is the Social Security COLA?
Consumer prices have spiked this year, meaning a higher Social Security cost-of-living adjustment for 2022.
July 14, 2022
12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits
12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits
Claiming Social Security benefits at the right time means more money in your pocket. Here’s a guide to everything from knowing your full retirement ag…
July 13, 2022