retirement

401(k) Contribution Limits for 2022
401(k)s

401(k) Contribution Limits for 2022

Workers saving for retirement have a reason to rejoice over the 401(k) contribution limits for 2022.
May 20, 2022
11 Best Things to Keep in a Safe Deposit Box
home

11 Best Things to Keep in a Safe Deposit Box

These valuables and documents, along with some items you hold dear, should be stored securely at your bank.
May 18, 2022
Things You’ll Regret Keeping in a Safe Deposit Box
savings

Things You’ll Regret Keeping in a Safe Deposit Box

Locking up certain important documents and valuables in a bank vault could turn into a headache for you or your heirs.
May 18, 2022
12 States That Tax Social Security Benefits
social security

12 States That Tax Social Security Benefits

You may have dreamed of a tax-free retirement, but if you live in one of these states, your Social Security benefits may be subject to state taxes.
May 17, 2022
10 Least Tax-Friendly States for Retirees
retirement

10 Least Tax-Friendly States for Retirees

Retirees in these states are likely to have a higher overall state and local tax burden than retirees in other states.
May 16, 2022

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Should You Consider a Roth Conversion While the Market is Down?
Roth IRA Conversions

Should You Consider a Roth Conversion While the Market is Down?

Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conve…
May 16, 2022
Thinking about Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider
IRAs

Thinking about Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider

When you’re weighing a possible rollover from your company retirement account into an IRA, there are several things to think about first.
May 16, 2022
4 Tax-Smart Ways to Share the Wealth with Kids
estate planning

4 Tax-Smart Ways to Share the Wealth with Kids

Providing for future generations shouldn’t be (overly) taxing. To manage taxes as you pass down your assets, look into UTMAs, 529s, child IRAs and tru…
May 15, 2022
How Psychology Affects Your Search for a Financial Adviser
Financial Advisers

How Psychology Affects Your Search for a Financial Adviser

Your emotional relationship with your financial planner plays a big role in how successful your collaboration will be, so picking a person you click w…
May 14, 2022
Should Retirees Stay Invested and Ride Out These Volatile Times?
retirement

Should Retirees Stay Invested and Ride Out These Volatile Times?

If the markets’ ups and downs have you feeling sick, it’s time to take stock of your whole financial picture. Here are five pieces of that puzzle to h…
May 13, 2022
10 Most Tax-Friendly States for Retirees
retirement

10 Most Tax-Friendly States for Retirees

Moving to a low-tax state in retirement can help make your retirement savings last longer.
May 12, 2022
Adult Day Centers Help Retirees with Alzheimer's
Caregiving

Adult Day Centers Help Retirees with Alzheimer's

A center that offers social interaction, along with physical and memory activity, is a lift for those with forms of memory impairment. Their caregiver…
May 11, 2022
6 of the Worst Assets to Inherit
inheritance

6 of the Worst Assets to Inherit

Leaving these assets to loved ones may be more trouble than it’s worth. How to avoid adding to their grief after you're gone.
May 11, 2022
5 Things to Do Before You Retire
retirement planning

5 Things to Do Before You Retire

Do you know what you want your retirement to look like? That’s the first thing you need to figure out when you’re nearing retirement.
May 11, 2022
The Best Vanguard Funds for 401(k) Retirement Savers
mutual funds

The Best Vanguard Funds for 401(k) Retirement Savers

Vanguard funds account for roughly a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, includi…
May 10, 2022
Age Bias in the Workplace: Still a Battle for Older Workers
Making Your Money Last

Age Bias in the Workplace: Still a Battle for Older Workers

Many older Americans face age bias in the workplace even though federal law prohibits discriminating against workers 40 and older.
May 9, 2022
14 Reasons You Might Go Broke in Retirement
retirement

14 Reasons You Might Go Broke in Retirement

Running out of money in retirement is a legitimate fear. But there are steps you can take to avoid that fate – and it’s never too late to start.
May 9, 2022
2 Alternatives to Required Minimum Distributions
required minimum distributions (RMDs)

2 Alternatives to Required Minimum Distributions

Retirees can save money and stress with these two simple alternatives to RMDs.
May 7, 2022
Do You Have a Retirement Plan, or Just a Bunch of Uncoordinated Accounts?
retirement planning

Do You Have a Retirement Plan, or Just a Bunch of Uncoordinated Accounts?

There’s a difference between having a portfolio of investments, savings and other assets and understanding why you have them and what purpose they are…
May 6, 2022
Why a Pension Lump Sum Option Is Better Than an Annuity Payment
retirement

Why a Pension Lump Sum Option Is Better Than an Annuity Payment

Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden costs, the right pension answ…
May 5, 2022
12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits
Basics

12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits

Claiming Social Security benefits at the right time means more money in your pocket. Here’s a guide to everything from knowing your full retirement ag…
May 4, 2022
7 Things Medicare Doesn’t Cover
Healthy Living on a Budget

7 Things Medicare Doesn’t Cover

Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
May 4, 2022
100 Most Popular Mutual Funds in 401(k) Retirement Accounts for 2022
401(k)s

100 Most Popular Mutual Funds in 401(k) Retirement Accounts for 2022

These mutual funds have the most assets under management in 401(k) workplace retirement plans.
May 4, 2022
10 Things You’ll Spend More on in Retirement
retirement

10 Things You’ll Spend More on in Retirement

Travel and utilities are just two of the items that will put greater demands on your hard-earned savings once you reach your golden years.
May 4, 2022
10 Things You'll Spend Less on in Retirement
retirement

10 Things You'll Spend Less on in Retirement

We often fret about not having enough cash in retirement. But you might be surprised to see some of the things you’ll find yourself spending less on a…
May 4, 2022
Income Annuities Take Risk Out of Retirement
annuities

Income Annuities Take Risk Out of Retirement

When used properly, annuities provide invaluable security, so why aren't more people going for them? A study has some insights and recommendations, wh…
May 4, 2022