retirement

How to Turn Your Retirement Savings into Retirement Income
retirement

How to Turn Your Retirement Savings into Retirement Income

Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and stead…
November 27, 2020
Turned off by Low CD Rates? Consider a Fixed Annuity
annuities

Turned off by Low CD Rates? Consider a Fixed Annuity

CD rates are under 1%, but comparable annuities can pay more than 2% to 3% guaranteed and tax-deferred.
November 27, 2020
3 Steps You Can Take Now to Gain Control of Your Retirement
retirement

3 Steps You Can Take Now to Gain Control of Your Retirement

Do-it-yourselfers have some work ahead of them, and here are three places to start.
November 26, 2020
Bad News for Super Savers
Financial Planning

Bad News for Super Savers

Low inflation keeps thresholds on retirement savings plans in check.
November 25, 2020
Roth IRA Conversions: Pay Now, Live Tax-Free Later
Roth IRAs

Roth IRA Conversions: Pay Now, Live Tax-Free Later

Why now may be the time to convert your traditional IRA to a Roth to avoid future taxes.
November 24, 2020

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How to Help Your Family Wealth Last for Generations
estate planning

How to Help Your Family Wealth Last for Generations

Creating generational wealth takes careful planning and thoughtful sharing of intentions, plus the right investment vehicle.
November 24, 2020
Peering Past the Pandemic
Travel

Peering Past the Pandemic

I’m looking forward to a time when lunches with the girls (or guys), volunteering and travel will resume.
November 24, 2020
Retirees, Declutter for a Profit
Making Your Money Last

Retirees, Declutter for a Profit

There are a surprising number of online sites to sell your unwanted or little-used items to make some serious side money and downsize your stash.
November 23, 2020
Medicare Mania: Some Basics to Know During Open Enrollment
Medicare

Medicare Mania: Some Basics to Know During Open Enrollment

What’s Part A, Part B, Part C and Part D and what do they cover? What are Medicare Advantage plans? And how about the deadlines involved? There’s a lo…
November 21, 2020
When Only One Spouse Retires
Making Your Money Last

When Only One Spouse Retires

Retirement in any form can upend a couple’s relationship, but when both spouses used to work full-time and only one retires, that reconfiguration rais…
November 20, 2020
Early Retirement Means Finding Health Insurance Before Medicare
Making Your Money Last

Early Retirement Means Finding Health Insurance Before Medicare

Cover the gap with health insurance before you're eligible for Medicare enrollment.
November 20, 2020
Joint Trusts or Separate Trusts: Advice for Married Couples
estate planning

Joint Trusts or Separate Trusts: Advice for Married Couples

Unless you have a specific need for separate trusts, it’s usually best to avoid the headaches they cause and go with a joint trust instead. Here’s why…
November 20, 2020
Social Security Recipients, Veterans Must Act Now to Get Extra $500 Stimulus Check
Coronavirus and Your Money

Social Security Recipients, Veterans Must Act Now to Get Extra $500 Stimulus Check

The deadline for seniors and veterans to request an additional $500 stimulus check for a dependent child is almost here. Here's how you can claim your…
November 18, 2020
11 Year-End Moves to Lower Your 2020 Tax Bill
taxes

11 Year-End Moves to Lower Your 2020 Tax Bill

What you do between now and the end of the year can have a significant impact on how much tax you have to pay next April.
November 17, 2020
13 States That Tax Social Security Benefits
social security

13 States That Tax Social Security Benefits

You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
November 16, 2020
The 10 Least Tax-Friendly States for Military Retirees
retirement

The 10 Least Tax-Friendly States for Military Retirees

Unfortunately, some states aren't very generous when it comes to helping retired veterans at tax time.
November 15, 2020
Planning to Sell Your Home in Retirement? Downsize Costs Along With Space
Budgeting

Planning to Sell Your Home in Retirement? Downsize Costs Along With Space

In this hot real estate market, consider the costs of buying and selling a house along with the expenses associated with your new digs.
November 13, 2020
Who Should Consider a Roth IRA – and Why Now?
Roth IRAs

Who Should Consider a Roth IRA – and Why Now?

While Roth IRAs don’t make sense for everyone, there are some cases where they could be a great fit. See if any of these five scenarios applies to you…
November 13, 2020
Oops! A Surprising Factor Retirees Forget to Plan for
happy retirement

Oops! A Surprising Factor Retirees Forget to Plan for

Your retirement plan probably has a gaping hole in it, one you may fail to spot even though it’s an obvious fact of life that impacts everyone. This i…
November 13, 2020
10 of the Best Target-Date Fund Families
mutual funds

10 of the Best Target-Date Fund Families

The best target-date funds are a 'set it and forget it' approach to your retirement, but which fund family should you trust your money?
November 12, 2020
Social Security Basics: 12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits
Basics

Social Security Basics: 12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits

Claiming Social Security benefits at the right time means more money in your pocket. Here's a guide to everything from knowing your full retirement ag…
November 12, 2020
Helping Our Aging Parents Plan for a Well-Lived Future
retirement

Helping Our Aging Parents Plan for a Well-Lived Future

Check out some starting points for the frank conversations necessary to ensure your parents are on the right track with their finances and their legac…
November 12, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
Investing for Income

The Best Fidelity Funds for 401(k) Retirement Savers

Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
November 11, 2020
The Best Vanguard Funds for 401(k) Retirement Savers
mutual funds

The Best Vanguard Funds for 401(k) Retirement Savers

Vanguard funds account for a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, including its t…
November 11, 2020
The Best T. Rowe Price Funds for 401(k) Retirement Savers
Kiplinger's Investing Outlook

The Best T. Rowe Price Funds for 401(k) Retirement Savers

A dozen T. Rowe Price mutual funds also have a place among the nation's most popular 401(k) retirement products. Find out which funds belong in your r…
November 11, 2020