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Financial Freedom in Retirement Is All About Cash Flow
You may think accumulation is the most important part of the game, but income is like water: You can’t live without it.
Is a CCRC Right for You?
Continuing-care retirement communities (CCRCs) provide a range of amenities and health care when you need it—at a hefty cost.
What You Need to Know About 2023 Social Security Changes Beyond the COLA
The cost-of-living adjustment (COLA) isn’t the only change on tap for Social Security next year. Some modifications might make you rethink your retirement plans.
By Andrew Rosen, CFP®, CEP • Published
3 Key Things to Consider Before Agreeing to Be a Guardian in a Trust
You might be surprised at how many questions arise surrounding financial issues, legal arrangements and lifestyle choices.
By Kara Duckworth, CFP®, CDFA® • Published
Social Security Strategies to Help Widows Replace Lost Income
Survivors benefits can help younger and older widows make ends meet, and there could be more than one claim option available. And the stakes are high!
By Stacy Francis, CFP®, CDFA®, CES™ • Published
4 Barriers to Break Down for a Successful Retirement
Preparing for the next phase of life can help relieve some of today’s anxiety. Here are some solutions for overcoming a few of retirement’s roadblocks.
By Nicholas J. Toman, CFP® • Published
Need Income Until Social Security Kicks In? Consider an Income Annuity With a Time Limit
Period certain income annuities come in handy in other situations, too, and they provide high guaranteed income.
By Ken Nuss • Published
4 Ways Taxes Could Burst Your Retirement Bubble (and What You Can Do About Them)
Making your retirement plan more tax efficient now, says financial planner Shawn Mueller, can potentially save you some big tax headaches (and bills!) later.
By Shawn Mueller • Published
What Happens When the Retirement Honeymoon Phase Is Over?
In the early days, all is fun and exciting, but after a while, it may seem to some like they’ve lost as much as they’ve gained. What then?
By T. Eric Reich, CIMA®, CFP®, CLU®, ChFC® • Published
Worried About Inflation? You Can Help Protect Yourself From Its Impact
Delaying major purchases can help shield present you, and future you could benefit from continuing to invest and contribute to your retirement plans.
By Kelly LaVigne, J.D. • Published
What Is Lifetime Income Insurance Worth?
A Guaranteed Lifetime Withdrawal Benefit (GLWB) could be just what you need when markets are down and you’re worried about future income.
By David Blanchett, PhD, CFA, CFP® • Published