Get trusted retirement advice, news and features. Find retirement tips and insights to further your knowledge on kiplinger.com.
Should I Sell or Rent My House When I Relocate for Retirement?
This decision isn’t easy, thanks to investment, tax and other considerations. Let’s explore the implications of each.
Have a Retirement Bucket List? Don’t Hesitate to Dive In
Early in retirement is when you are most likely to have the three necessary elements going for you at the same time — money, health and time.
Biden Calls for Doubling of Capital Gains Tax Rate
President Biden wants to increase the capital gains tax rate and the Medicare tax rate to have wealthy people pay a “fairer” share of taxes.
By Kelley R. Taylor • Last updated
SECURE 2.0 Act’s Automatic Enrollment Provision: Pros and Cons
The new legislation requires employers to automatically enroll employees in retirement plans like 401(k)s. What are the benefits and drawbacks?
By Tony Drake, CFP®, Investment Advisor Representative • Published
Long-Term Care Insurance: To Buy or Not to Buy?
Long-Term Care Insurance Should you buy long-term care insurance or save up to self-insure? There are many trade-offs to consider. And, surprise: It doesn’t have to be one or the other.
By Roxanne Alexander, CFP®, CAIA, AIF®, ADPA® • Last updated
Leaving an Inheritance? Is It Better to Give to Kids Now or Later?
Retirees should secure themselves first, and if you’re all set there, then consider a few other things, such as the impact on the kids and tax issues.
By Evan T. Beach, CFP®, AWMA® • Published
Thinking About Semi-Retirement? What You Need to Know
Whether you need time to rebuild your nest egg, or you want to ease into full retirement, some financial planning can make the transition a smooth one.
By Julia Vanzler, CFP® CPWA® • Published
SECURE 2.0 Act Helps Small Businesses Encourage Employees to Save
Enhanced credits for small-business retirement plans, expanded 401(k) options and other provisions support businesses that give their employees a leg up on saving.
By Jamie P. Hopkins, Esq., CFP, RICP • Published
Three Financial Tips for Women’s History Month
Women still face unique economic and social challenges today, so here are some key things to consider that can lead to a more secure financial future.
By Julia Pham, CFP®, AIF®, CDFA® • Published
Social Security Disability for COVID Long Haulers Explained
social security Social Security Disability Income (SSDI) is available for American workers who are struggling with a disability, including long COVID. Here are some tips on how to apply and what to expect.
By Steven Perrigo, J.D. • Last updated
SECURE 2.0 Act Lets Retirees Defer Some Taxes Longer
Here’s how retirees can benefit from changes in required minimum distributions (RMDs), qualified longevity annuities and IRA catch-up contributions.
By Ken Nuss • Published