News, insights and expert analysis on retirement from the team at Kiplinger.
People use "financial independence" and "retirement" as if they're the same milestone. But treating them the same is where a lot of financial plans go sideways.
By Andrew Rosen, CFP®, CEP
Loved ones want your memories, not your attic clutter. A new study reveals why less is officially more when passing down belongings.
By Donna LeValley
Women's longer life expectancies mean their long-term care coverage should feature longer benefit periods, higher payout amounts and robust inflation protection.
By Evan T. Beach, CFP®, AWMA®
Receiving an inheritance can change your financial picture overnight. Before you spend or invest it, here's how to decide where the money should go.
By Paige Cerulli
The Postal Service has admitted it's running out of cash. Employees need to take charge of their benefit and retirement planning before their options narrow.
By Eric Steffy
Medicare The 10 Medigap plans offer different levels of benefits that pay for expenses, such as co-payments, not covered by original Medicare.
By Jackie Stewart
Medicare Part A and Part B leave gaps in your healthcare coverage. But Medicare Advantage has problems, too.
By Donna LeValley
RMDs If you don't need the money to live on, wait until December to take your RMD, and ask the sponsor to withhold a big chunk for the IRS.
By Kevin McCormally
Retirement Tax These lesser-known senior programs can deliver key property tax savings — if you know where to look.
By Kate Schubel
