Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.28%, outpacing inflation and helping you meet long-term savings goals.
By Erin Bendig Last updated
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529 to Roth IRA: Should You Rollover Unused 529 Funds?
Thanks to the SECURE 2.0 Act, you can roll over funds from your 529 into a Roth IRA, as long as certain conditions are met.
By Erin Bendig Last updated
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The Best High-Yield Savings Accounts of June 2025
Our top high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
By Sean Jackson Last updated
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Best 1-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.40%. See our top picks.
By Erin Bendig Last updated
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TIPS vs I-Bonds
Both TIPS and I-bonds are hedges against inflation. Learn about the pros and cons of each before you invest.
By Donna LeValley Last updated
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The Benefits of I Bonds vs EE Bonds to Store Your Savings
All of the information you'll need to choose between Series I and EE savings bonds is right here.
By Donna LeValley Last updated
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This Savings Account Earns You More Than $4,000. Here's How
See how a jumbo CD can help you reach your savings goals quicker.
By Sean Jackson Published
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Money Market Account Basics
savings Money market accounts give you rates of return rivaling high-yield savings accounts, with more flexibility to access your cash.
By Donna LeValley Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated