Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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The Best High-Yield Savings Accounts — October 2026Kiplinger has found high-yield savings accounts offering rates up to 4.20%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Best 529 Plans of 2026Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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Use the 529 'Grandparent Loophole' To Maximize College SavingsHow the 529 grandparent loophole lets you fund a grandchild’s college education without impacting their financial aid.
By Erin Bendig
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What Are the Smartest CDs to Consider Right Now?With the Fed hiking rates, savers can earn a substantially higher APY on CDs. Here are the three wisest ones to consider right now.
By Sean Jackson
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Inflation is at 3.7%. These Savings Accounts and CDs Are Still Beating ItInflation is at 3.7%, but some high-yield savings accounts and CDs are paying more. See where savers can still find rates that outpace inflation.
By Sean Jackson
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The Best 5-Year CDs — Earn Up to 4.60%The top 5-year CD rates offer up to 4.60%, helping savers reach long-term savings goals.
By Sean Jackson
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Rate Hikes Are Back: What It Means for RetireesRetirees could take advantage of better yields on cash and annuities while paying down variable debt and navigating a tougher housing market.
By Evan T. Beach, CFP®, AWMA®
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The Best No-Penalty CD Rates: October 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Money Market vs High-Yield Savings: Which Is Better?Money market accounts and high-yield savings accounts both offer attractive rates. Compare APYs, fees and access to your cash to find the right fit.
By Sean Jackson
