Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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The Cost of Leaving Your Money in a Low-Rate AccountWhy parking your cash in low-yield accounts could be costing you, and smarter alternatives that preserve liquidity while boosting returns.
By Choncé Maddox
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The 401(k) Mistake That Could Cost You Millions in Retirement SavingsThinking about reducing your 401(K) contributions? Here are six reasons why you might want to reconsider.
By Donna Fuscaldo
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4 Psychological Tricks to Save More in 2026Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
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How Much You'll Earn on a Five-Year CD with $500savings Discover how much you can earn by placing $500 in a long-term CD.
By Sean Jackson
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have NowTools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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What to Do When You Bank Lowers Your APYWhy banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You BackKeeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
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Is the New 60/30/10 Rule a Better Budgeting Strategy?In today’s inflated economy, the 60/30/10 budgeting method could be a better option for your financial situation.
By Erin Bendig
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The Best 3-Year CDs: Earn Up to 4.05%Savings Three-year CDs give you a flexible way to achieve midrange savings goals.
By Sean Jackson
Savings
