Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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What Is APY? Here's How to Score the Highest RatesSavings Here's everything you need to know about APY, the important factor in how much your savings could earn in a year.
By Erin Bendig
Savings -
Companies Are Pausing 401(k) Matches in 2026: What It Means for Your Taxes and Retirement SavingsRetirement Savings Some employers are suspending or scaling back retirement contributions, leaving workers with new questions about savings, taxes, and long-term planning.
By Kelley R. Taylor
Retirement Savings -
How a New Fed Chair Could Impact What You Pay in TaxesInvesting As Kevin Warsh starts leading the Federal Reserve, interest rate policy will shape household earnings and taxable income.
By Kelley R. Taylor
Investing -
CD vs. High-Yield Savings Account: Which is better?Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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What the New Fed Chair Means for SaversHere's a look at how Kevin Warsh could influence future Fed policy.
By Sean Jackson
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What is FDIC Insurance? Plus Other Agencies that Protect Your MoneyFDIC, NCUA and SIPC insurance all protect your money. Learn how they work and how much each one covers.
By Emma Patch
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The Best No-Penalty CD Rates: May 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Trump Accounts Are a No-Brainer if You're Eligible (How to Apply)What's not to like about tax-efficient savings that grow with your child and may even get a $1,000 federal contribution? If you're eligible, it makes sense to sign up.
By Matt Marinovich, CFP®
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The Only Savings Account You Want After the Fed MeetingThe Fed didn't cut rates at its meeting, giving savers more time to secure rates as high as 4.20% APY.
By Sean Jackson
