Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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How This 529 'Superfund' Strategy Can Transform Your Estate Plan
This 529 strategy — superfunding a 529 — can help you maximize savings for a child or grandchild's education expenses.
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Where to Put Your Savings Before Rate Cuts Hit
Savers can still access higher savings rates. However, with a rate cut looming, you have a tighter window to capitalize.
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Seven of the Best Budgeting Apps for 2025
If you're searching for a great budgeting app, here are our top picks.
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My Savings Strategy To Generate Sizable Gains Amid Rate Cuts
The Fed meets next week and will likely cut rates. Learn how savers can stay ahead of the game even with lower returns.
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Boost Your Retirement Savings in Your 50s with These Six Moves
If you want to supercharge your nest egg in the run-up to retirement, follow these strategies.
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529 Funds and a Roth IRA: How to Use One to Jumpstart the Other
Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
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Are High-Yield Savings Still a Winning Bet Against Inflation?
Some savings accounts give you the ability to outpace inflation, lessening its impact on your finances.
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Best 529 Plans of 2025
Check out the best 529 plans of 2025 and find the best plan for your child or grandchild’s college savings.
