Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
Latest
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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What to Do When You Bank Lowers Your APY
Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You Back
Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
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The New 60/30/10 Budgeting Method Could Replace the Traditional 50/30/20 Rule
In today’s inflated economy, the 60/30/10 budgeting method could be a better option for your financial situation.
By Erin Bendig
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
Savings -
9 Things You Should Keep in a Home Safe
Put these valuables in a home safe, not a bank safety deposit box (or under a mattress). You'll be glad you did.
By Donna LeValley
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Where to Stash Cash as Yields Fall, According to Advisers
Your best options depend on how soon you'll need the money and your tolerance for risk.
By Kerri Anne Renzulli
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You Really Can Make New Year's Money Resolutions That Stick
The secret to keeping your New Year's financial resolutions? Just make your savings and retirement contributions 100% automatic.
By James Martielli, CFA®, CAIA®
