If you're lucky enough to have both a pension and a $1 million nest egg, your biggest threat isn't running out of money — it's not fully using what you have.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

Organizing your financial, digital and legal affairs and talking openly about your final wishes is one of the most loving gifts you can give your family.

By Stacy Francis, CFP®, CDFA®, CES™

Before you buy a vacation home, do your homework. Be realistic about mortgage rates, local regulations that limit rental options, insurance and upkeep.

By Lawrence Sprung, CFP®, CEPA®

When financial choices never feel settled, the issue often isn't the plan itself, but how your priorities, emotions and mindset shape the way you stick with it.

By Frank J. Legan

Reading Joseph Moore's new book, How to Get Rich in American History, as well as Cosmo DeStefano's Wealth Your Way, could help you achieve financial freedom.

By H. Dennis Beaver, Esq.

Shifting your identity from working and saving to spending and living can be tough, but here's why you need to do it for yourself and your family.

By Richard P. Himmer, PhD

Want to give your kids a home down payment? Want to help cover daycare expenses? Instead of writing them a check, transfer appreciated stock into their account.

By Evan T. Beach, CFP®, AWMA®

The established wisdom is never to touch your Roth IRA, but if it contains a large sum and you have a pension, too, here's when you should tap into it first.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

While managing a serious illness can be brutal, many couples find the experience transforms their marriage for the better and forges an unbreakable bond.

By H. Dennis Beaver, Esq.

An immediate annuity transforms a lump sum into a lifelong paycheck, essentially providing a DIY pension so you can stop stressing over stock market drama.

By Ken Nuss

Inflation will cut your purchasing power in half over a long retirement. Simply trying to spend less won't work, so you need a plan that helps your savings last.

By Neale Godfrey, Financial Literacy Expert

The growing U.S. deficit can only be controlled by cutting spending, accelerating growth or raising taxes. The latter is a real risk, but you can be prepared.

By Mallon FitzPatrick, CFP®, AEP®, CLU®

Millions of those in the sandwich generation need to care for kids and aging parents while saving for retirement. These tips can help make it less of a struggle.

By Tony Drake, CFP®, Investment Advisor Representative

Buying an "inflation protection" investment in retirement, instead of making sure your financial plan can withstand rising costs, is a big mistake.

By Pam Krueger

The answer depends on multiple factors, such as what your alternative investment options would be, whether you want to leave money to a beneficiary and more.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

It's never too early to discuss how to pay for long-term care — and as May is Older Americans Month, let's do it now, so you can rest easy in your golden years.

By Tony Drake, CFP®, Investment Advisor Representative

Unlike some retirees, you may not have had financial advice throughout your life to guide your decisions. But it isn't too late to benefit from it.

By Andrew Rosen, CFP®, CEP

Diligent savers who take steps to capitalize on these tax-saving opportunities can keep more of their wealth and even help build a tax-efficient legacy.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

Students wanted to reschedule a final exam, and when their professor cited a long-standing, universal rule, they muttered about filing a grievance. What's next?

By H. Dennis Beaver, Esq.

If you've saved millions for retirement, take cover from the "tax torpedo" of RMDs, IRMAA and the NIIT, which all conspire to spike your marginal tax rate.

By Evan T. Beach, CFP®, AWMA®

If you don't buy long-term care insurance, how can you plan to cover your long-term care needs once they (most likely inevitably) arise?

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

Are you as disciplined an investor as you think? Find out what's really driving your choices — and how a shift in mindset can improve your decision-making.

By Feroz Ansari, CFP®

Being disciplined at the start of your career means you won't be carrying those financial burdens forever.

By Stephen B. Dunbar III, JD, CLU

You might want to convert all of your retirement savings to a Roth in one go, but you could pay hundreds of thousands more in taxes than you'd have to.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

Written by experts who have experience with high-stakes situations like FBI hostage crises, "Never Settle" stands out by focusing on practical exercises.

By H. Dennis Beaver, Esq.

A Medicaid asset protection trust can help ensure your protected assets go to your beneficiaries rather than your long-term care.

By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®