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    Black and white image of two women, possibly and adviser and her client looking at paperwork. The logo "Kiplinger Adviser Intel" is overlaid on the image
    (Image credit: Getty Images)
    Joyce Lamb's avatar
    By Joyce Lamb

    Kiplinger’s Adviser Intel is a curated network of trusted financial professionals that share expert insights on wealth building and preservation. Contributors, including fiduciary financial planners, wealth managers, CEOs and attorneys, provide actionable advice about retirement planning, estate planning, tax strategies and more.

    Experts are invited to contribute and do not pay to be included, so you can trust their advice is honest and valuable.

    These are just some of our contributors and their work. See more expert insights from hundreds of financial professionals around the world in our Adviser Intel program.

    Adviser Intel Contributors

    description for carousel
      • Photo of contributor Joe Schmitz.

        Joe F. Schmitz Jr.

        Joe is the founder and CEO of Peak Retirement Planning, Inc., focusing on tax strategies, investment management, income planning, health care planning and estate planning for those in the 2% Club.

      • Photo of contributor Evan Beach.

        Evan T. Beach

        Evan, founder of Exit 59 Advisory, is a CFP® professional and an IRS enrolled agent. His company specializes in helping retirees enjoy their money today without having to worry about running out tomorrow.

      • Photo of contributor Pam Krueger.

        Pam Krueger

        Pam is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, which helps consumers and employees find vetted fiduciary financial advisers.

      • Photo of contributor Stephen Dunbar.

        Stephen B. Dunbar III

        Stephen is Executive Vice President of Equitable Advisors' Georgia, Alabama, Gulf Coast Branch. He is passionate about helping people align their finances with their values to build the legacy they want for future generations.

      • Photo of contributor Andrew Rosen.

        Andrew Rosen

        Andrew is President of Diversified LLC, where he helps clients achieve lifelong financial goals through personalized planning. With a passion for building lasting relationships, he combines deep industry expertise with a client-first approach.

      • Photo of contributor Neale Godfrey.

        Neale Godfrey

        Neale is a family financial pioneer and author of 29 books, including the No. 1 New York Times bestseller “Money Doesn’t Grow on Trees.” She has spent five decades empowering women and families to take control of their financial lives.

      • Photo of contributor Dennis Beaver.

        H. Dennis Beaver

        Dennis practices law in Bakersfield, Calif., and has been a syndicated columnist, as he puts it, "since I had hair!" His legal philosophy is simple: Level with your clients and do not treat them as a giant ca-ching on a cash register.

      • Photo of contributor Cliff Ambrose.

        Cliff Ambrose

        Cliff leads Apex Wealth, a boutique retirement planning and wealth management firm, with a focus on family-office style solutions. His practice integrates investment management, tax planning, estate strategies and insurance solutions.

      • Photo of contributor Daniel Goodwin.

        Daniel Goodwin

        Daniel is the Chief Investment Strategist at Provident Wealth Advisors, a Registered Investment Advisory firm. Daniel’s gift is making the complex simple and encouraging families to take steps today to pursue financial goals of tomorrow.

      • Photo of contributor Brian Skrobonja.

        Brian Skrobonja

        Brian, a Chartered Financial Consultant and Certified Private Wealth Advisor with over 30 years of experience, is the author of three books and host of the Common-Sense Financial™ podcast.

      • Photo of contributor Ken Nuss.

        Ken Nuss

        Ken, founder and CEO of AnnuityAdvantage, launched the leading online provider of fixed-rate, fixed-indexed and income annuities in 1999 to help consumers compare products. He is a widely published and nationally recognized annuity expert.

      • Photo of contributor Tony Drake.

        Tony Drake

        Tony received his insurance licenses, post-graduate certificate from DePaul University and CFP® designation. With more than 20 years of experience in the financial industry, he focuses on asset preservation, retirement planning and tax reduction.

    The Latest

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    Choosing a personalized retirement investment plan, rather than relying on the 60/40 portfolio, could help protect your savings and ensure long-term growth.

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      For HNW Retirees, Tax and Estate Planning Are the Main Events

      Tax and estate planning can have far-reaching results for wealthy retirees and are just as important as investment management. This financial adviser explains.

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      Your 5-Step Guide to Discovering Whether a Lawyer Is Shady

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      By H. Dennis Beaver, Esq.

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      You've Heard It Before, But This Investment Advice Still Pays Off

      "Time in the market beats timing the market" — been there, done that, right? But don't write off the underlying advice. There's a reason it's a popular saying.

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      Financial Success in 2026: Who's In Your Driver's Seat?

      For financial success in 2026, look beyond the numbers to identify the people who influence your decisions, then set them realistic expectations

      By Pam Krueger

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      In the 2% Club and Have a Pension? Beware the 60/40 Portfolio

      Income from your pension, savings and Social Security could provide the protection bonds usually offer, freeing you up for a more growth-oriented allocation.

      By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

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      Investors Could Reap Millions With 2026's Shift in Tax Rules

      Three major tax strategies will align in 2026, creating unique opportunities for real estate investors to significantly grow their wealth. Here's how it works.

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      Employers Will Find the Best Person for the Job in an Escape Room

      Escape rooms can give employers a better indication of job candidates' strengths than a standard interview. Here's how your company can get on board.

      By Neale Godfrey, Financial Literacy Expert

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      Billed 12 Hours for a Few Seconds of Work: AI and Law Firms

      The ability of AI to reduce the time required for certain legal tasks is exposing the legal profession's reliance on the billable hour.

      By H. Dennis Beaver, Esq.

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      4 Simple 2026 Money Targets to Aim For (And How to Hit Them)

      While January is the perfect time to strengthen your financial well-being, you're more likely to succeed if you set realistic goals and work with a partner.

      By Tony Drake, CFP®, Investment Advisor Representative

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      How an Elder Law Attorney Can Help Protect Your Aging Parents

      If you are worried about older family members or friends whose financial judgment is raising red flags, help is out there — from an elder law attorney.

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      7 Creative Ways to Spend Less and Save More In Retirement

      Worried you won't have enough money later in life? Try redesigning your vision of retirement, and you may find your savings go further than you thought.

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      As We Age, Embracing Our Own Self-Doubt Can Be a Gift

      An aging couple hired a company that illegally required large deposits, and then they decided to stick with the company even after an employee stole from them.

      By H. Dennis Beaver, Esq.

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      Is Fear Blocking Your Desire to Retire Abroad? What to Know

      Careful planning encompassing location, income, health care and visa paperwork can make it all manageable. A financial planner lays it all out.

      By Stephen B. Dunbar III, JD, CLU

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      How to Protect Yourself and Others From a Troubled Adult Child

      This case of a violent adult son whose parents are in denial is an example of the extreme risks some parents face if they neglect essential safety precautions.

      By H. Dennis Beaver, Esq.

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      Gen X Investors: Protect Your Portfolio From an AI Bubble

      Amid talk of an AI bubble, what's the best course of action for investors in their 50s and 60s, whose retirement savings are at risk from major market declines?

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      Do You Have the 5 Pillars of Retirement Planning in Place?

      Planning in these five areas is required so you're covered on everything from taxes and health care expenses to what happens to your estate when you're gone.

      By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

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      What Makes This Business Successful? The Founder's Kids Share

      The children of Morgan Clayton share how their father's wisdom, life experience and caring nature have turned their family business into a respected powerhouse.

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      Could an Annuity Be Your Retirement Safety Net?

      More people are considering annuities to achieve tax-deferred growth and guaranteed income, but deciding if they are right for you depends on these key factors.

      By Ken Nuss

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      Meet the World's Unluckiest — and Entitled — Porch Pirate

      This teen swiped a booby-trapped package that showered him with glitter, and then he hurt his wrist while fleeing. This is why no lawyer will represent him.

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      Year-End Retirement Tax Planning Actions if You Have $1 Million or More

      Consider implementing these four strategies before December 31 to potentially improve your tax situation for this year and the future.

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      3 Year-End Tax Strategies for Retirees With $2M to $10M

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      Uber Takes Aim at the Bottom Lines of Billboard Lawyers

      Uber has filed lawsuits and proposed a ballot initiative, in California, to curb settlements it claims are falsely inflated by some personal injury lawyers.

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      Who Hates Taxes? The Best Time to Plan for Them Is Right Now

      By creating a tax plan, you can keep more of what you've earned and give less to Uncle Sam. Here's how you can follow the rules and pay only your fair share.

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      How to Make the Most of Your Charitable Giving on a Budget

      Maximizing the charitable donations you plan to make this year can help your financial plan stay on track and help give the most to the causes you care about.

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      When Checkout Charity Gets Uncomfortable (Maybe Even Illegal)

      Cashiers asking customers to "round up" their total for charity can cross an ethical line if there's no disclosure about the benefiting organization.

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      Here's What Being in the 2% Club Means for Your Retirement

      Only 2% of the population has both a pension and more than $1 million saved. This is a great place to be, but also requires advanced tax planning.

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      Fish and Chips? More Like Fish and a Side of Customer Anger

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      This High-Performance Investment Vehicle Can Pump Up Wealth

      Leave online real estate investing to the beginners. Accredited investors who want real growth need the wealth-building potential of Delaware statutory trusts.

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