Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Roth IRA Contribution Limits for 2026
Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
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Here's How to Plan This Year's Roth Conversion
While time is running out to make Roth conversions before the end of the taxable year, consider taking your time and developing a long-term strategy.
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Cash In on Your Medicare Advantage Flex Card Perks Before They Disappear
With the 2025 rapidly coming to a close, here's how Flex Cards work and a guide on the best items to stock up on before December 31.
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The Average 401(k) Balance by Age and Generation
How did your 401(k) balance rank vs savers your age and generation in the second quarter? Learn the keys to building a 7-figure retirement balance.
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New RMD Rules: Can You Pass This Retirement Distributions Tax Quiz?
Quiz Take our RMD quiz to test your retirement tax knowledge. Learn about RMD rules, IRS deadlines, and tax penalties that could shrink your savings.
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I'm 61 and need $50,000 for home repairs. Should I borrow, given today's rates, or take a withdrawal from my $950,000 401(k)?
We asked financial experts for advice.
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I'm a Financial Planner: How You Can Get Started With RMDs
The IRS will come knocking for its share of your tax-deferred retirement savings when you hit 73, but planning ahead for RMDs will ensure you're ready.
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Take Advantage of Retirement Tax Benefits While They Last
Recent tax changes, including an extra $6,000 deduction for those 65 and older, present a golden opportunity for retirees to reduce their tax bills.
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Required Minimum Distributions (RMDs): Rules, Deadlines, and SECURE 2.0 Changes
RMDs Here are some basics to know about RMDs and how these distributions can impact your taxes.
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