Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
Explore Retirement Plans
Latest
-
Thinking About Cutting Your 401(k) Contributions? 6 Reasons to ReconsiderLowering your 401(k) contributions might solve a short-term cash squeeze, but it carries long-term costs, including these six.
By Donna Fuscaldo
-
Thrive in Your First Year of RetirementAs a record number of Americans turn 65, staying flexible — in your finances and your plans — will be key to achieving your best post-work life.
By Chris Farrell
-
Five Roth IRA Pitfalls Your Adviser May Not Tell You AboutThere's a lot to love about Roth IRAs, but their downsides are very real. They could put a dent in your retirement savings if you're unaware of them.
By Maurie Backman
-
Quiz: Understanding Roth ConversionsQuiz Test your basic knowledge of Roth conversions in our quick quiz.
By Donna LeValley
Quiz -
How to Time Retirement Withdrawals to Save on TaxesBy coordinating withdrawals from retirement accounts to keep your income below certain thresholds, you can save on taxes and benefit from valuable deductions.
By Steven L. Rich, RICP®, CLTC®, NSSA®, CF2
-
Sitting on a 401(k) Fortune? Why You Should Stop Fearing And Start SpendingMany 401(k) millionaires fear running out of money in retirement. But they don't have to if they follow these six strategies.
By Donna Fuscaldo
-
The 'Mega IRA' Cap Is Back: What High Earners Should Watch in 2026Retirement Tax New rules could force high-income savers to withdraw "excess" retirement funds. Here is why the bill matters — even if it doesn't pass immediately.
By Kate Schubel
Retirement Tax -
Roth Conversion Strategy for High Earners Approaching RMDsDiscover how a 69-year-old engineer can successfully convert a $1.2 million IRA to a Roth before RMDs begin. Learn about IRMAA, tax issues and legacy planning.
By Maurie Backman
-
Is a 60/40 Portfolio Too Aggressive in Your Seventies?Generous pensions can act as a safety net, but concentration risk and healthcare gaps still loom large for retirees. This week's Wealth Wise advice column breaks it down.
By Maurie Backman
