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retirement plans

Searching for the Perfect Place to Retire
Empty Nesters

Searching for the Perfect Place to Retire

We home in on two places with less traffic and lower costs. 
July 2, 2020
Stay on Top of RMD Rule Changes for 2020
required minimum distributions (RMDs)

Stay on Top of RMD Rule Changes for 2020

Between the SECURE Act and the CARES Act, the landscape has changed for RMDs this year. You don’t need to take one, for instance. And if you already h…
June 29, 2020
Stars Align for Some Special Wealth Planning Opportunities
Roth IRAs

Stars Align for Some Special Wealth Planning Opportunities

A confluence of special tax, interest rate and market circumstances makes this a great time to execute income and wealth planning strategies that can …
June 26, 2020
Retirees Get Another Break with Expansion of RMD Waiver
required minimum distributions (RMDs)

Retirees Get Another Break with Expansion of RMD Waiver

The CARES Act cancelled "required minimum distributions" for 2020...and the IRS just expanded that relief to help more seniors and give more time to u…
June 24, 2020
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Tax Changes and Key Amounts for the 2020 Tax Year
tax law

Tax Changes and Key Amounts for the 2020 Tax Year

Americans are facing a long list of tax changes for the 2020 tax year...and it's never too early to start thinking about next year's return.
June 22, 2020

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Calculate Your Required Minimum Distribution From IRAs
required minimum distributions (RMDs)

Calculate Your Required Minimum Distribution From IRAs

RMDs are suspended for 2020. This helps seniors protect retirement savings affected by the coronavirus-induced economic meltdown. But even if you're n…
June 18, 2020
Why 2020 Is an 'Unprecedented Opportunity' for a Roth IRA Conversion
retirement

Why 2020 Is an 'Unprecedented Opportunity' for a Roth IRA Conversion

Tax advisors say you can reduce your tax bill by 30% to 40% in this unprecedented time.
June 17, 2020
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12 Tax Deductions and Credits That Help You Pay for College
Tax Breaks

12 Tax Deductions and Credits That Help You Pay for College

Whether you're saving for college, currently paying tuition, or dealing with student loan debt, there's probably a tax break that can help your bottom…
June 12, 2020
The Answers to More RMD Questions
retirement

The Answers to More RMD Questions

The CARES Act made 2020 required minimum distributions optional. But what are your next moves?
June 12, 2020
RMD Waiver + Stimulus Check = Tax Credit
retirement

RMD Waiver + Stimulus Check = Tax Credit

For seniors who got a stimulus check of less than $1,200, not having to take a required minimum distribution from their retirement accounts this year …
June 6, 2020
Employers Cutting 401(k) Matching Contributions
investing

Employers Cutting 401(k) Matching Contributions

Roughly 12% of employers have suspended matching contributions and an additional 23% are planning to cut their match or are considering it.
June 5, 2020
Retirees Get a Break on IRA Distributions
retirement

Retirees Get a Break on IRA Distributions

The IRS is expected to come out with additional guidance, but here’s what we know so far.
June 4, 2020
Milliennials Face Their Second Recession
credit & debt

Milliennials Face Their Second Recession

Forty percent of millennials say the pandemic will likely cause them to delay payments on their debts. Does that include you? Time to take action.
June 4, 2020
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The Stock-Bond Shuffle of Asset Location
investing

The Stock-Bond Shuffle of Asset Location

It's a well-used strategy to help minimize taxes. Take a look at how it works.
June 4, 2020
8 Money-Smart Ways to Spend Your Tax Refund
tax refunds

8 Money-Smart Ways to Spend Your Tax Refund

Since this year's tax deadline was pushed back to July 15, many people haven't filed their tax return yet. That also means there are a lot of tax refu…
June 2, 2020
10 Best Financial Benefits for Military Families
savings

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter.
May 22, 2020
Gifts for Grads to Build Good Money Habits
college

Gifts for Grads to Build Good Money Habits

Today’s graduates aren’t destined to share the same fate as past generations, so it’s important for them to ramp up their money skills.
May 13, 2020
5 Ways to Better Optimize Your Finances
retirement

5 Ways to Better Optimize Your Finances

Small changes can help you do the best possible with what you have. Here are some tweaks to consider making to your financial life.
May 13, 2020
How One Woman Became a 401(k) Millionaire
retirement

How One Woman Became a 401(k) Millionaire

Saving early and implementing a smart investing strategy helped Alison Sowell make big gains over time.
May 12, 2020
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Roth IRA Conversions are on Sale
retirement

Roth IRA Conversions are on Sale

Many retirement savers can get an extra-good deal on Roth conversions right now. Here's why.
May 12, 2020
10 Things Social Security Recipients Need to Know About Their Stimulus Check
social security

10 Things Social Security Recipients Need to Know About Their Stimulus Check

It's especially difficult for Social Security recipients to learn the ins and outs of stimulus checks, since there are several special rules that only…
May 9, 2020
9 Ways to Raise Cash Quickly
savings

9 Ways to Raise Cash Quickly

The $2 trillion coronavirus stimulus package is providing a $1,200 check for millions of Americans.
May 6, 2020
In Your 40s with Money in a 401(k)? Don't Let This Bear Market Derail Your Financial Plan
retirement

In Your 40s with Money in a 401(k)? Don't Let This Bear Market Derail Your Financial Plan

For most investors in their 40s, this downturn could be their first real test. You probably feel like taking action to protect yourself, but before yo…
May 6, 2020
Economic Aid for Millennials: Stimulus Checks, Student Loan Relief and More
savings

Economic Aid for Millennials: Stimulus Checks, Student Loan Relief and More

The coronavirus pandemic is killing our economy, and millennials are being hit particularly hard.
May 6, 2020
10 Questions Retirees Often Get Wrong About Taxes in Retirement
retirement

10 Questions Retirees Often Get Wrong About Taxes in Retirement

You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
May 1, 2020