Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Already Maxed Out Your 401(k) in 2026? Here's What to Do NextMaxed out your 401(k) contributions, but still want to tuck away more money for retirement before year-end? Here are seven ways you can take advantage of being a super saver.
By Kathryn Pomroy
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Turn a $1 Million Nest Egg Into a Lifetime Income MachineThe paychecks may stop, but the income shouldn't. Master the art of the "income machine" to fund your dream retirement.
By Adam Shell
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Bill Proposes Unlimited Roth IRA Rollovers From Unused 529 PlansA Senate bill would allow savers to transfer all unused 529 college savings to a Roth IRA, giving them greater flexibility — and their children a head start on retirement savings.
By Adam Shell
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Free (or Cheap) College for Retirees in All 50 StatesWhether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
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How to Turn Your RMD Into a Smart Tax StrategyRequired minimum distributions can be used as a tool to help lower your tax bill, smarten your charitable giving and keep your retirement strategy on track.
By Jonathan I. Shenkman, AIF®
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How to Fact-Check AI Financial Advice in 7 StepsAI chatbots can offer quick retirement insights, but can also provide outdated figures. Always double-check their advice before making financial decisions.
By Anthony Martin
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How the Ultra-Rich Can Protect Mega-IRA AssetsAccumulating tens of millions in a mega-retirement account is impressive, but preserving that wealth across generations requires moving beyond standard IRAs.
By Mallon FitzPatrick, CFP®, AEP®, CLU®
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15 Reasons You'll Regret an RV in RetirementHere's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
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16 Retirement Mistakes You Will Regret ForeverFrom saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
