Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
Explore Retirement Plans
Latest
-
Cryptocurrency In Your 401(k): Should You Invest In It?
The government has made it easier for savers to access cryptocurrency. Your employer may offer crypto in your 401(k). Should you buy?
By Donna Fuscaldo
-
What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo
-
The Average IRA Balance by Age and Generation
You may have a higher IRA balance than your peers at the end of 2025 if you made smart decisions all the way back in 2022. Here's how to do it again.
By Adam Shell
-
How Alternatives and Self-Directed Investing Reshape the IRA
Investors are exploring self-directed IRAs where they can hold traditional and alternative investments in one account.
By Adam Bergman
-
Has Your Dream Nest Egg Become a Tax Nightmare? What to Do
Retirement savers with big bucks in traditional IRAs and pretax 401(k)s could face huge tax bills when their RMDs kick in. Here's a potential solution.
By Martin Baker, CFP®, CEPA®
-
3 Estate Planning Strategies That Thrive in Volatile Markets
From GRATs to Roth conversions, learn how to leverage market swings to protect your family’s future wealth.
By Donna Fuscaldo
-
In or Near Retirement? 4 Recent Tax Changes You Need to Know
The tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA®
-
529 Funds and a Roth IRA: How to Use One to Jumpstart the Other
Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
-
How Much Do You Need to Join the 1% Club in Your State?
Being a top earner is relative: Why trading a high-tax zip code for a low-cost state is the ultimate retirement power move.
By Adam Shell
