retirement plans
Claim These "Above-the-Line" Deductions on Your Tax Return (Even If You Don't Itemize)
Claim These "Above-the-Line" Deductions on Your Tax Return (Even If You Don't Itemize)
If, like most people, you claim the standard deduction instead of itemized deductions on your return, there are still many other tax deductions availa…
March 5, 2021
The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs
The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs
Retirement savers who are 72 must start withdrawing funds from tax-advantaged retirement accounts. Here’s what you need to know about required minimum…
March 4, 2021
10 Things You'll Spend Less on in Retirement
10 Things You'll Spend Less on in Retirement
We spend a lot of time worrying about running out of cash in retirement. But you might be surprised to see some of the things you'll find yourself spe…
February 25, 2021
Roth IRA Basics: 11 Things You Must Know
Roth IRA Basics: 11 Things You Must Know
A Roth IRA can be a great way to save for retirement since the accounts have no required minimum distributions and you withdraw the money tax-free.
February 25, 2021
Your Guide to Roth ConversionsSpecial Report
Special ReportYour Guide to Roth Conversions
A Kiplinger Special Report
February 25, 2021
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Buying a Burial Plot Is a Grave Decision
Buying a Burial Plot Is a Grave Decision
Thinking about buying a burial plot can be uncomfortable but making this purchase ahead of time has its advantages, including potentially saving you m…
February 17, 2021
Does Your 401(k) Come with a Self-Directed Brokerage Account Option?
Does Your 401(k) Come with a Self-Directed Brokerage Account Option?
How to utilize and capitalize on self-directed brokerage accounts within your 401(k) plan. More options may offer more possibilities.
February 11, 2021
How 10 Types of Retirement Income Get Taxed
How 10 Types of Retirement Income Get Taxed
When you're planning for retirement, it's fun to contemplate all the travel and rounds of golf ahead of you, but don’t forget about taxes.
February 9, 2021
Tax Changes and Key Amounts for the 2020 Tax Year
Tax Changes and Key Amounts for the 2020 Tax Year
There were a lot of tax changes for the 2020 tax year. Get familiar with them now – before you file your 2020 tax return.
February 8, 2021
401(k) Contribution Limits for 2021
401(k) Contribution Limits for 2021
The 401(k) contribution limit stayed the same for 2021. But workers 50 and older can save an extra amount for retirement.
February 5, 2021
Traditional IRA Basics: 10 Things You Must Know
Traditional IRA Basics: 10 Things You Must Know
A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for beneficiaries under the SE…
January 29, 2021
The 25 Best Low-Fee Mutual Funds You Can Buy
The 25 Best Low-Fee Mutual Funds You Can Buy
The key to building wealth long-term is buying high-quality, low-cost mutual funds run by seasoned stock pickers. Here are our favorites: The Kiplinge…
January 29, 2021
The 25 Best Low-Fee Mutual Funds You Can Buy
The 25 Best Low-Fee Mutual Funds You Can Buy
The key to building wealth long-term is buying high-quality (but low-fee) mutual funds run by seasoned stock pickers who have skin in the game. Here a…
January 16, 2021
When Roth Conversions Are the Right Move – and When They Aren’t
When Roth Conversions Are the Right Move – and When They Aren’t
Converting a traditional IRA to a Roth IRA can be a smart tax- and estate-planning strategy for some people, but it can be a mistake for others.
January 15, 2021
Fund Your IRA, Cut Your Taxes
Fund Your IRA, Cut Your Taxes
There’s still time to make a 2020 IRA contribution and lower your tax bill.
January 13, 2021
Making the Most of Your 401(k) by Using Your Own Adviser
Making the Most of Your 401(k) by Using Your Own Adviser
Don’t want to rely on your employer’s investment choices? A self-directed 401(k) account could help you maximize your retirement savings, and working …
January 12, 2021
A Retiree’s Guide to Key Dates in 2021
A Retiree’s Guide to Key Dates in 2021
It's critical -- and financially sound -- to hit these important financial deadlines spaced throughout the year.
January 8, 2021
10 Things Social Security Recipients Need to Know About Their Second Stimulus Check
10 Things Social Security Recipients Need to Know About Their Second Stimulus Check
It's a bit more difficult for Social Security recipients to learn the ins and outs of second-round stimulus checks, since there are a few special rule…
January 4, 2021
The Most-Overlooked Tax Breaks for Retirees
The Most-Overlooked Tax Breaks for Retirees
For new retirees—especially those on a fixed income—it's more important than ever to take full advantage of every tax break available.
December 30, 2020
2021's Best Mutual Funds in 401(k) Retirement Plans
2021's Best Mutual Funds in 401(k) Retirement Plans
A key to smart saving for retirement: spreading your portfolio across a few of the best mutual funds in your 401(k) plan. Here, we profile the top opt…
December 29, 2020
Are There Cracks in Your Pension Plan?
Are There Cracks in Your Pension Plan?
You're counting on pension benefits in retirement. But how secure is your pension plan? We offer some guidance, including a pension calculator, to hel…
December 28, 2020
6 Money-Smart Ways to Spend Your Second Stimulus Check
6 Money-Smart Ways to Spend Your Second Stimulus Check
If you don't have to use your second stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
December 28, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
The Best Fidelity Funds for 401(k) Retirement Savers
Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
December 28, 2020
The Best American Funds for 401(k) Retirement Savers
The Best American Funds for 401(k) Retirement Savers
American Funds has 14 actively managed mutual funds among the 100 most popular 401(k) offerings. We look at the Best American Funds in that group, and…
December 28, 2020
The Best T. Rowe Price Funds for 401(k) Retirement Savers
The Best T. Rowe Price Funds for 401(k) Retirement Savers
A dozen T. Rowe Price mutual funds also have a place among the nation's most popular 401(k) retirement products. Find out which funds belong in your r…
December 28, 2020