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What to Do When You Have More Retirement Income Than You Need
These three options can help you allocate extra income in ways that don’t push you into a higher tax bracket or trigger extra taxes.
By Stephen B. Dunbar III, JD, CLU Published
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How to Open a Roth IRA in 5 Simple Steps
retirement Here's what you need to know in order to open a Roth IRA.
By Erin Bendig Last updated
retirement -
SECURE 2.0 Act Now Helps Lighten the Burden of Student Loans
Employers can attract talented employees with a new benefit: a matching contribution to an employee's 401(k) when they make payments on their student debt.
By Mary K. Moreland Published
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Tax Tips for Transferring Excess 529 Plan Funds to Roth IRAs: The Tax Letter
The Tax Letter 529 plans can help blunt the cost of paying for college. But if you want to use leftover funds there are some tax tips to bear in mind.
By Joy Taylor Published
The Tax Letter -
Retirees, Make the Most of a Backdoor Roth IRA
Financial Planning A backdoor Roth IRA enables wealthier individuals to to earn tax-free income. But how long will that back door remain open?
By David Rodeck Last updated
Financial Planning -
Your Late IRA Contributions Have a Procrastination Penalty
There’s a 15-month window to make your IRA contribution for any given tax year. The earlier you make it, the more you benefit from the compounding effect.
By Julie Virta, CFP®, CFA, CTFA Published
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Six Retirement Account Wins for Employers and Employees
The retirement plans that employers offer employees benefit the employers with boosts in recruitment, morale and tax breaks. Employees also reap the benefits.
By Dennis D. Coughlin, CFP, AIF Published
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10 Cheapest Small Towns to Live In
real estate The cheapest small towns might not be for everyone, but their charms can make them the best places to live for plenty of folks.
By Dan Burrows Last updated
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How Autoworkers Can Navigate the Transition to Retirement
Autoworkers retiring today may rely more on 401(k) savings than the traditional pensions of the past. Careful planning is critical.
By Shawn Mueller Published