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The Biggest 401(k) Funds Ranked
Use Kiplinger's guide to 401(k) funds to boost the performance of your retirement portfolio. We analyze them and rate each one “buy,” “sell” or “hold.”.
By Nellie S. Huang • Published
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529 Plans Get a Boost With Tax-Free Rollovers to Roth IRAs
You’ll soon be able to roll over funds from your 529 plan into a Roth IRA, thanks to recent legislation.
By Erin Bendig • Published
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SECURE 2.0 Act Changes 401(k), IRA, Roth, Other Retirement Plan Rules
The SECURE 2.0 Act makes significant changes to retirement savings plans. Here's what you need to know.
By Kelley R. Taylor • Last updated
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After-Tax 401(k) Contributions: Pros and Cons
401(k)s Three types of people could benefit from taking advantage of the after-tax 401(k) contributions option in their company’s retirement plan.
By Vishal Jain • Last updated
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The Downside of Delaying RMDs
Thanks to the SECURE 2.0 Act, the age for required minimum distributions is going up. However, don't automatically assume you'll benefit from this change.
By Jackie Stewart • Published
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Retirement Saver's Tax Credit Converted to "Saver's Match"
President Biden has signed legislation that turns the Saver's Credit into a government match to your retirement plan contributions.
By Rocky Mengle • Published
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New RMD Rules: Starting Age, Penalties, Roth 401(k)s, and More
Making Your Money Last The SECURE 2.0 Act makes major changes to the required minimum distribution rules.
By Rocky Mengle • Published
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How to Protect Your 401(k) From a Market Crash or Recession
401(k)s You can’t control what happens in the stock market, but you can control what YOU do when there’s a downturn. To safeguard your savings, follow these investing golden rules.
By Mike Piershale, ChFC • Last updated
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Most-Overlooked Tax Breaks for Seniors and Retirees
Tax Breaks Unfortunately, seniors over age 65 often miss tax-saving opportunities that are available to them. Don't let that happen to you.
By Kevin McCormally • Last updated