retirement plans

Don’t Be Tricked into Voluntarily Paying Higher Taxes on Your IRA
IRAs

Don’t Be Tricked into Voluntarily Paying Higher Taxes on Your IRA

Traditional IRAs are set up in a way that basically incentivizes you (and your heirs) into paying the highest tax bill possible. Don’t fall for it. Co…
July 4, 2022
The Best Way for Kids to Save Isn’t in a Boring Bank Account
Roth IRAs

The Best Way for Kids to Save Isn’t in a Boring Bank Account

What’s better? A Roth IRA! Here’s why.
July 1, 2022
How 13 Types of Retirement Income Get Taxed
retirement

How 13 Types of Retirement Income Get Taxed

When you're planning for retirement, it's fun to contemplate all the travel and rounds of golf ahead of you, but don't forget about taxes.
June 30, 2022
11 Education Tax Credits and Deductions for 2022
Tax Breaks

11 Education Tax Credits and Deductions for 2022

Whether you're saving for college, currently paying tuition, or dealing with student loan debt, there's probably an education tax break that can help …
June 30, 2022
Tax Changes and Key Amounts for the 2022 Tax Year
tax law

Tax Changes and Key Amounts for the 2022 Tax Year

Americans are facing a long list of tax changes for the 2022 tax year. Smart taxpayers will start planning for them now.
June 10, 2022

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Calculate Your Required Minimum Distribution From IRAs
required minimum distributions (RMDs)

Calculate Your Required Minimum Distribution From IRAs

The IRS updated the uniform lifetime table, which is used to determine your mandatory withdrawals, this year. This tool can calculate your RMDs from a…
June 10, 2022
Got Company Stock in Your 401(k)? You Should Know about NUD.
401(k)s

Got Company Stock in Your 401(k)? You Should Know about NUD.

You may have heard about the tax strategy called Net Unrealized Appreciation, but there’s another lesser-known strategy that could be especially usefu…
June 9, 2022
IRAs and 401(k)s Are Nice Now, But Will RMDs Hamper Your Retirement?
Roth IRAs

IRAs and 401(k)s Are Nice Now, But Will RMDs Hamper Your Retirement?

We’ve got four years left until tax rates are set to revert to higher levels, so workers may want to shift their thinking away from 401(k)s and tradit…
June 2, 2022
12 Cheapest Small Towns in America 2022
real estate

12 Cheapest Small Towns in America 2022

Affordable small towns might not be for everyone, but their charms put them among the best places to live for plenty of folks.
May 25, 2022
2022's Best Mutual Funds in 401(k) Retirement Plans
mutual funds

2022's Best Mutual Funds in 401(k) Retirement Plans

A key to smart retirement saving: spreading your portfolio across a few of the best mutual funds in your 401(k) plan. Here are the 29 top options avai…
May 24, 2022
401(k) Contribution Limits for 2022
401(k)s

401(k) Contribution Limits for 2022

Workers saving for retirement have a reason to rejoice over the 401(k) contribution limits for 2022.
May 20, 2022
Should You Consider a Roth Conversion While the Market is Down?
Roth IRA Conversions

Should You Consider a Roth Conversion While the Market is Down?

Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conve…
May 16, 2022
Thinking About Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider
IRAs

Thinking About Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider

When you’re weighing a possible rollover from your company retirement account into an IRA, there are several things to think about first.
May 16, 2022
The Best Vanguard Funds for 401(k) Retirement Savers
mutual funds

The Best Vanguard Funds for 401(k) Retirement Savers

Vanguard funds account for roughly a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, includi…
May 10, 2022
14 Reasons You Might Go Broke in Retirement
retirement

14 Reasons You Might Go Broke in Retirement

Running out of money in retirement is a legitimate fear. But there are steps you can take to avoid that fate – and it’s never too late to start.
May 9, 2022
2 Alternatives to Required Minimum Distributions
required minimum distributions (RMDs)

2 Alternatives to Required Minimum Distributions

Retirees can save money and stress with these two simple alternatives to RMDs.
May 7, 2022
100 Most Popular Mutual Funds in 401(k) Retirement Accounts for 2022
401(k)s

100 Most Popular Mutual Funds in 401(k) Retirement Accounts for 2022

These mutual funds have the most assets under management in 401(k) workplace retirement plans.
May 4, 2022
When It Comes to Your 401(k), Trust But Verify
401(k)s

When It Comes to Your 401(k), Trust But Verify

Few people review the accuracy of their 401(k) accounts. But mistakes do happen, so you should review your statements and paystubs just like you woul…
May 4, 2022
401(k)s: 10 Things You Must Know About These Retirement Savings Plans
401(k)s

401(k)s: 10 Things You Must Know About These Retirement Savings Plans

These accounts can be a great way to save for retirement while giving you a tax break now. But beware of the fees plan providers charge for 401(k)s.
May 2, 2022
Now You Can Own Bitcoin in 401(k)s. Should You?
cryptocurrency

Now You Can Own Bitcoin in 401(k)s. Should You?

Fidelity will begin allowing investors to put Bitcoin in their 401(k)s. But is this retirement vehicle the right place to hold crypto?
April 29, 2022
7 Money-Smart Ways to Spend Your Tax Refund
Tax Breaks

7 Money-Smart Ways to Spend Your Tax Refund

Nearly 60% of taxpayers expect a refund this year, and many will receive a larger amount.
April 22, 2022
Simple, Time-Tested Ways to Protect Your 401(k) from a Crash
401(k)s

Simple, Time-Tested Ways to Protect Your 401(k) from a Crash

Markets have been on edge for months, and so are retirement savers. To safeguard your savings, follow these investing golden rules.
April 20, 2022
The Price of Leaving 401(k) Money Behind
Making Your Money Last

The Price of Leaving 401(k) Money Behind

Many baby boomers have worked for at least six employers during their career. Leaving 401(k) funds dormant can be costly.
April 19, 2022
10 Tax Deadlines for April 18 (Today is Not Just the Due Date for Your Tax Return)
tax deadline

10 Tax Deadlines for April 18 (Today is Not Just the Due Date for Your Tax Return)

Between requesting a tax extension, making IRA or HSA contributions, and meeting other tax deadlines, there's more to do today than just filing your f…
April 18, 2022
I Love Roth IRAs and Roth Conversions!
Roth IRAs

I Love Roth IRAs and Roth Conversions!

Roth IRAs truly are a gift from the government, but many people haven’t taken Uncle Sam up on them. Now is a great time to do just that. Here’s why.
April 17, 2022
2021 Tax Returns: What's New on the 1040 Form This Year
tax filing

2021 Tax Returns: What's New on the 1040 Form This Year

If you're a last-minute filer, familiarize yourself with potential changes for your 2021 tax return before tackling your 1040.
April 14, 2022