retirement plans
10 Things You'll Spend Less on in Retirement
10 Things You'll Spend Less on in Retirement
We spend a lot of time worrying about running out of cash in retirement. But you might be surprised to see some of the things you'll find yourself spe…
September 16, 2020
Back in School Decades Later
Back in School Decades Later
Getting a degree or certificate in retirement or later in life can have its advantages.
September 2, 2020
4 Reasons 401(k) Plans Still Make Sense
4 Reasons 401(k) Plans Still Make Sense
These tax-advantaged accounts remain the backbone of a retirement saving strategy, despite what naysayers might argue.
August 25, 2020
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Retirees who took a required minimum distribution earlier this year need to act quickly if they want to avoid taxes on the money they withdrew.
August 24, 2020
The 25 Best Low-Fee Mutual Funds to Buy in 2020
The 25 Best Low-Fee Mutual Funds to Buy in 2020
The key to building wealth long-term is buying high-quality (but low-fee) mutual funds run by seasoned stock pickers who have skin in the game. Here a…
August 19, 2020
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COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth
COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth
Considering the stimulus spending going on, tax rates this low aren’t likely to last, so take advantage now.
August 16, 2020
Not All 401(k)s Are Alike: SDBAs Come with More Control
Not All 401(k)s Are Alike: SDBAs Come with More Control
More employers are offering 401(k) self-directed brokerage accounts, and if you’re a hands-on, motivated investor, they could be for you.
August 7, 2020
12 Cheapest Small Towns in America 2020
12 Cheapest Small Towns in America 2020
Affordable small towns aren't necessarily the best places to live for everyone, but each cheap small town on our list has its charms.
August 6, 2020
Who Can Still Do a Stretch IRA after the SECURE Act: Explaining the Exceptions to the Rule
Who Can Still Do a Stretch IRA after the SECURE Act: Explaining the Exceptions to the Rule
Many beneficiaries who inherit IRAs lost a major tax break recently, but five types of people still qualify for this “stretch IRA” benefit. Are you am…
August 3, 2020
6 Money-Smart Ways to Spend Your Stimulus Check
6 Money-Smart Ways to Spend Your Stimulus Check
If you don't have to use your stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
July 30, 2020
Get Your Retirement Plan Back on Track
Get Your Retirement Plan Back on Track
Whether the damage to your savings was self-inflicted or unavoidable, we’ll help you revive your retirement plan.
July 30, 2020
Hidden Costs of Roth IRA Conversions
Hidden Costs of Roth IRA Conversions
Yes, Roth IRAs are pretty great, but they can come with some potentially costly complications.
July 29, 2020
14 Reasons You Might Go Broke in Retirement
14 Reasons You Might Go Broke in Retirement
Consider all the ways you may run out of money in retirement -- and the steps you can take to avoid that fate.
July 24, 2020
Nearing Retirement? Take Another Look at Roth Conversions
Nearing Retirement? Take Another Look at Roth Conversions
Due to lower tax rates and the recently passed SECURE Act, those nearing retirement should consider a Roth conversion.
July 23, 2020
8 Money-Smart Ways to Spend Your Tax Refund
8 Money-Smart Ways to Spend Your Tax Refund
Since this year's tax deadline was pushed back to July 15, many people just recently filed their tax return. That means there are a lot of tax refunds…
July 17, 2020
Your 401(k)s and IRAs Have a Dark Side
Your 401(k)s and IRAs Have a Dark Side
Yes, they are a tax-advantaged way to save for retirement, but they come with some disadvantages you should know about.
July 17, 2020
12 Tax Deadlines for July 15 (It's Not Just the Due Date for Your Tax Return)
12 Tax Deadlines for July 15 (It's Not Just the Due Date for Your Tax Return)
Between due dates for paying estimated taxes, IRA or HSA contributions, and other deadlines, there's more to do by July 15 than just filing your feder…
July 14, 2020
Saver's Credit: A Retirement Tax Break for the Middle Class
Saver's Credit: A Retirement Tax Break for the Middle Class
Your retirement contributions could be the key to a lower tax bill.
July 9, 2020
401(k) Options After You’ve Left Your Job
401(k) Options After You’ve Left Your Job
Have you been diligently saving money in your 401(k)? What should you do with it when you switch jobs? There are four main options to consider, and on…
July 6, 2020
Searching for the Perfect Place to Retire
Searching for the Perfect Place to Retire
We home in on two places with less traffic and lower costs.
July 2, 2020
Stay on Top of RMD Rule Changes for 2020
Stay on Top of RMD Rule Changes for 2020
Between the SECURE Act and the CARES Act, the landscape has changed for RMDs this year. You don’t need to take one, for instance. And if you already h…
June 29, 2020
Stars Align for Some Special Wealth Planning Opportunities
Stars Align for Some Special Wealth Planning Opportunities
A confluence of special tax, interest rate and market circumstances makes this a great time to execute income and wealth planning strategies that can …
June 26, 2020
Retirees Get Another Break with Expansion of RMD Waiver
Retirees Get Another Break with Expansion of RMD Waiver
The CARES Act cancelled "required minimum distributions" for 2020...and the IRS just expanded that relief to help more seniors and give more time to u…
June 24, 2020
Tax Changes and Key Amounts for the 2020 Tax Year
Tax Changes and Key Amounts for the 2020 Tax Year
Americans are facing a long list of tax changes for the 2020 tax year...and it's never too early to start thinking about next year's return.
June 22, 2020
12 Ways to Get Your Retirement Plan Back on Track
12 Ways to Get Your Retirement Plan Back on Track
If your financial situation hits a rough spot, there are a number of things you can do to get your retirement plan moving in the right direction again…
June 19, 2020