Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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The Hardest Habit for Millionaires to Break in RetirementAfter decades of saving, many affluent retirees find spending harder than accumulating wealth. Here is why money habits are so hard to break — and how to finally enjoy your savings.
By David Conti, CPRC
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How to Avoid Major Retirement Tax Mistakes in Your 60sYour 60s can be the most valuable decade in your life, but far too many people miss valuable tax planning opportunities that can lower their lifetime tax bills.
By Jeremy Keil, CFP®, CFA®, CKA®
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Why You Need an Advance DirectiveAn advance directive defines the medical care you want if you are too ill to make decisions. Every adult needs one.
By Jacob Wolinsky
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Is 'Prepaying' Your Retirement Dreams Worth the Financial Risk?From buying mountain homes in Puerto Rico to locking in RVs early, pre-retirees are making bold financial moves. Here’s when it pays off and when it breaks the bank.
By Donna Fuscaldo
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Ask the Editor: Changes to 401(k) Catch-Up Contributions and MoreAsk the Editor Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.
By Joy Taylor
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Why You Need a Power of AttorneyHaving a power of attorney is critical should the time come when you can't make health and financial decisions on your own.
By Ella Vincent
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How to Manage 401(k) Rollovers to Protect Your WealthIn addition to saving and investing, financial literacy should teach us how to manage 401(k) cash-outs and rollovers so we can protect our wealth.
By Spencer Williams
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Do You Know Why a Roth Conversion Isn't Right for Everybody?Quiz Roth conversions can be a game-changer for retirees with pensions facing higher tax rates. Find out how much you know about conversions' impact on your money.
By Joyce Lamb
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Why Retirees With Pensions Need Roth ConversionsRetirees with pensions and large tax-deferred accounts often find themselves pushed into permanently higher tax brackets. Here's what you can do about that.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
