Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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The Average Boomer 401(k) Balance Is Not Exactly an 'Easy Rider' TripJust as the supercool "Easy Rider" characters discovered the road could be treacherous, so too have boomers had a rocky transition to retirement.
By Adam Shell
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Convert a 401(k) into a Roth 401(k): An Ideal Move for High EarnersToo rich for a Roth IRA? If your company offers a Roth 401(k), you can convert your traditional 401(k) to pay lower taxes in retirement.
By Tom Taulli
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Tending to Your Estate Plan? Give Your IRA Some Love, TooIRAs form an important part of your estate plan. Give yours some attention so they work in harmony and ensure your wishes will be carried out as you intend.
By Marguerite Weese, JD, LL.M.
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I Want to Pay Off Our Grandson's $45K Student Loan DebtWe're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
By Maurie Backman
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10 Reasons to Leave Your Heirs a Roth IRAIncluding a Roth IRA in your estate plan can secure a tax-free legacy for your family. But even a small error could leave your heirs with a big tax burden.
By Kathryn Pomroy
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Converting to a Roth IRA? Don't Do It Like ThisYou might want to convert all of your retirement savings to a Roth in one go, but you could pay hundreds of thousands more in taxes than you'd have to.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Forget the Buzz About Roth Conversions: Here's the RealityRoth conversions have become a hot financial buzzword in recent years, but they're frequently misunderstood. Here's why they aren't the best move for everyone.
By Cathy DeWitt Dunn, CDFA®, FRC®
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I’m a Retirement Expert Who Just Turned 65. Here’s the Advice I'm Actually FollowingAfter decades writing about retirement — first at Fidelity Investments and now as an independent writer and coach — an expert turns 65 and reflects on what he's learned.
By David Conti, CPRC
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Ask the Tax Editor: 10-Year Cleanout Rule for Inherited IRAsAsk the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on inherited IRAs and the 10-year cleanout rule for non-spousal IRAs inherited after 2019
By Joy Taylor
Ask the Editor
