Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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3 Estate Planning Strategies That Thrive in Volatile MarketsDiscover how GRATs, Roth conversions, and gifting enable you to capitalize on market volatility and transfer wealth to heirs tax-free.
By Donna Fuscaldo
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Why a Down Market is the Best Time for a Roth IRA ConversionPlunging stock prices may keep investors up at night. But there's a silver lining to a down market: it's a prime time to save taxes on a Roth IRA conversion.
By Adam Shell
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How to Plan for Income, Taxes, Healthcare in RetirementThe secret to helping ensure a secure retirement is to create a coordinated strategy for how you'll manage your withdrawals, taxes and healthcare expenses.
By John Jones, CFP®, ChFC®, EA, BCP®
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7 RMD Tax Traps Waiting for You in Your 70sRMDs can have a serious knock-on effect on your finances in retirement. The key is knowing what's at stake and taking action way before the IRS comes calling.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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SECURE 2.0 Act Summary: Retirement Savings Changes to KnowRetirement Plans The SECURE 2.0 Act makes significant changes to retirement savings plans. Here's what you need to know.
By Kelley R. Taylor
Retirement Plans -
Is a 401(k) Worth It? 7 Pros and 4 Hidden ConsFinancial advisers love them, but a 401(k) isn't a flawless system. Here are the seven reasons to maximize your contributions — and four reasons you might want to look elsewhere.
By Adam Shell
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25 Cheapest Small Towns to Live InYou don't have to break the bank to find your dream hometown. Here is where affordability meets a high quality of life.
By Donna LeValley
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What You Should Know About Spousal IRAsWithout spousal IRAs, you would need earned income to contribute to your retirement account.
By Sandra Block
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10 Ways to Strengthen Your Retirement Plan TodayTaking action in areas like tax efficiency and estate organization can help you secure your future while also allowing you the freedom to enjoy your savings.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
