Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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The Little-Known Tool to Protect Your Retirement Savings in a Divorce
Learn why a divorce decree isn't enough to protect your retirement assets. You need a QDRO to divide the accounts to avoid paying penalties or income tax.
By Donna LeValley
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Safe or Seizable?: The IRA & Bankruptcy Protection Quiz
Quiz Depending on the type of IRA you own and/or how you inherited it, your "safe" money might actually be on the table for creditors.
By Donna LeValley
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Turn a $1 Million Nest Egg Into a Lifetime Income Machine
The paychecks may stop, but the income shouldn't. Master the art of the "income machine" to fund your dream retirement.
By Adam Shell
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Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings stack up compared with this Wall Street guide, ranked by age and income.
By Donna Fuscaldo
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Missed an RMD? How to Avoid That (and the Penalty) Next Time
If you miss your RMDs, you could face a hefty fine. Here are four ways to stay on top of your payments — and on the right side of the IRS.
By Evan T. Beach, CFP®, AWMA®
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Small Splurges That Won't Derail Your Retirement
With decades of growth ahead, your 40s aren't just for saving. We asked financial advisers how to enjoy your income now without compromising your nest egg.
By Donna Fuscaldo
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Your State (and Trump) Wants to Help You Save for Retirement. Here's How
Maximize your retirement savings by setting up a state-sponsored auto-IRA. With Trump's newly announced plan, you might get a match on 401(k) funds in 2027.
By Christy Bieber
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Five Ways to Catch Up on Retirement Savings
If you’re in your highest-earning years, you can make up for lost time.
By Sandra Block
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Eight 401(k) Mistakes That Can Tank Your Retirement
401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
