401k
News, insights and expert analysis on 401k from the team at Kiplinger.
401(k)s are tax-advantaged plans that allow you to put money aside through your employer's payroll deductions. Since their inception 40 years ago, 401(k) plans have become the retirement plan of choice for most employers, largely replacing traditional pension plans. If you'd like to know more about whether a 401(k) is right for you, the different rules and how to set one up, start with our beginner's guide: 10 things you should know about 401(k)s then work your way through our other features and guides on 401(k)s to get all the information you need.
Latest
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Eight 401(k) Mistakes That Can Tank Your Retirement
401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
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Living Solely on Investment Income in Retirement: Just a Fantasy?
Relying only on investment income from your portfolio is achievable for high-net-worth individuals and those with the right mix of investments. Is it for you?
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Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings stack up compared to this Wall Street guide, ranked by age and income.
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Four Reasons to Roll Over Your 401(k) into an IRA (And Four Reasons Not To)
401(k)s We tell you when it makes sense to move your 401(k) account to an IRA — and when it’s smart to stay put.
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How to Find a Financial Adviser for Retirement Planning
Finding the right financial adviser for retirement planning can save you time and money in the long run. A good adviser can also help you retire with confidence.
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I'm 52, make $210K a year and heard I may lose a 401(k) tax break in 2026. Should I max out my 401(k) anyway?
We asked financial experts for advice.
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16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
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Use the 'Newton Rule' to Grow Your 401(k) Retirement Savings
Harnessing Sir Isaac Newton's rule in retirement can boost your 401(k) savings while you chill.
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Your 401(k) Can Now Include Alternative Assets, But Should It?
Many employer-sponsored plans offer limited investment options, which can stunt growth. But participants considering alternatives might need some sound advice to get the most from their accounts.
