10 Questions Retirees Often Get Wrong About Taxes in Retirement
retirement

10 Questions Retirees Often Get Wrong About Taxes in Retirement

You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
April 7, 2021
Taking a 401(k) Loan to Fill Income Gaps? Tips Before You Dip!
401(k)s

Taking a 401(k) Loan to Fill Income Gaps? Tips Before You Dip!

If your credit card charges 17% interest and a loan from your 401(k) charges 4.25%, you might wonder: What have I got to lose? Yes, there are downside…
March 26, 2021
The Best T. Rowe Price Funds for 401(k) Retirement Savers
Kiplinger's Investing Outlook

The Best T. Rowe Price Funds for 401(k) Retirement Savers

A dozen T. Rowe Price mutual funds also have a place among the nation's most popular 401(k) retirement products. Find out which funds belong in your r…
March 22, 2021
The Best American Funds for 401(k) Retirement Savers
mutual funds

The Best American Funds for 401(k) Retirement Savers

American Funds has 14 actively managed mutual funds among the 100 most popular 401(k) offerings. We look at the Best American Funds in that group, and…
March 9, 2021
Does Your 401(k) Come with a Self-Directed Brokerage Account Option?
401(k)s

Does Your 401(k) Come with a Self-Directed Brokerage Account Option?

How to utilize and capitalize on self-directed brokerage accounts within your 401(k) plan. More options may offer more possibilities.
February 11, 2021

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Tax Changes and Key Amounts for the 2020 Tax Year
tax law

Tax Changes and Key Amounts for the 2020 Tax Year

There were a lot of tax changes for the 2020 tax year. Get familiar with them now – before you file your 2020 tax return.
February 8, 2021
401(k) Contribution Limits for 2021
Financial Planning

401(k) Contribution Limits for 2021

The 401(k) contribution limit stayed the same for 2021. But workers 50 and older can save an extra amount for retirement.
February 5, 2021
2021's Best Mutual Funds in 401(k) Retirement Plans
mutual funds

2021's Best Mutual Funds in 401(k) Retirement Plans

A key to smart saving for retirement: spreading your portfolio across a few of the best mutual funds in your 401(k) plan. Here, we profile the top opt…
December 30, 2020
Bad News on IRA and 401(k) Contribution Limits for 2021
retirement plans

Bad News on IRA and 401(k) Contribution Limits for 2021

Retirement savers will be disappointed with the contribution limits for next year, but at least more people will qualify for retirement tax breaks in …
November 5, 2020
The Best Fidelity Funds for 401(k) Retirement Savers
Investing for Income

The Best Fidelity Funds for 401(k) Retirement Savers

Fidelity funds are renowned for their managers' stock-picking prowess. We rate Fidelity's best actively managed funds that are popular in 401(k) plans…
October 21, 2020
The 100 Most Popular Mutual Funds for 401(k) Retirement Savings
401(k)s

The 100 Most Popular Mutual Funds for 401(k) Retirement Savings

These funds have the most assets under management in 401(k) workplace retirement plans
October 9, 2020
The Best Vanguard Funds for 401(k) Retirement Savers
mutual funds

The Best Vanguard Funds for 401(k) Retirement Savers

Vanguard funds account for a third of the 100 most popular 401(k) retirement products. We rank Vanguard's best actively managed funds, including its t…
September 29, 2020
4 Reasons 401(k) Plans Still Make Sense
401(k)s

4 Reasons 401(k) Plans Still Make Sense

These tax-advantaged accounts remain the backbone of a retirement saving strategy, despite what naysayers might argue.
August 25, 2020
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Coronavirus and Your Money

Deadline for Returning RMDs to Retirement Accounts is Approaching Fast

Retirees who took a required minimum distribution earlier this year need to act quickly if they want to avoid taxes on the money they withdrew.
August 24, 2020
Not All 401(k)s Are Alike: SDBAs Come with More Control
401(k)s

Not All 401(k)s Are Alike: SDBAs Come with More Control

More employers are offering 401(k) self-directed brokerage accounts, and if you’re a hands-on, motivated investor, they could be for you.
August 7, 2020
Your 401(k)s and IRAs Have a Dark Side
401(k)s

Your 401(k)s and IRAs Have a Dark Side

Yes, they are a tax-advantaged way to save for retirement, but they come with some disadvantages you should know about.
July 17, 2020
12 Tax Deadlines for July 15 (It's Not Just the Due Date for Your Tax Return)
tax deadline

12 Tax Deadlines for July 15 (It's Not Just the Due Date for Your Tax Return)

Between due dates for paying estimated taxes, IRA or HSA contributions, and other deadlines, there's more to do by July 15 than just filing your feder…
July 14, 2020
Saver's Credit: A Retirement Tax Break for the Middle Class
Tax Breaks

Saver's Credit: A Retirement Tax Break for the Middle Class

Your retirement contributions could be the key to a lower tax bill.
July 9, 2020
401(k) Options After You’ve Left Your Job
401(k)s

401(k) Options After You’ve Left Your Job

Have you been diligently saving money in your 401(k)? What should you do with it when you switch jobs? There are four main options to consider, and on…
July 6, 2020
Retirees Get Another Break with Expansion of RMD Waiver
required minimum distributions (RMDs)

Retirees Get Another Break with Expansion of RMD Waiver

The CARES Act cancelled "required minimum distributions" for 2020...and the IRS just expanded that relief to help more seniors and give more time to u…
June 24, 2020
RMD Waiver + Stimulus Check = Tax Credit
retirement

RMD Waiver + Stimulus Check = Tax Credit

For seniors who got a stimulus check of less than $1,200, not having to take a required minimum distribution from their retirement accounts this year …
June 6, 2020
Employers Cutting 401(k) Matching Contributions
investing

Employers Cutting 401(k) Matching Contributions

Roughly 12% of employers have suspended matching contributions and an additional 23% are planning to cut their match or are considering it.
June 5, 2020
Millennials Face Their Second Recession
Making Your Money Last

Millennials Face Their Second Recession

Forty percent of millennials say the pandemic will likely cause them to delay payments on their debts. Does that include you? Time to take action.
June 4, 2020
How One Woman Became a 401(k) Millionaire
retirement

How One Woman Became a 401(k) Millionaire

Saving early and implementing a smart investing strategy helped Alison Sowell make big gains over time.
May 12, 2020
In Your 40s with Money in a 401(k)? Don't Let This Bear Market Derail Your Financial Plan
retirement

In Your 40s with Money in a 401(k)? Don't Let This Bear Market Derail Your Financial Plan

For most investors in their 40s, this downturn could be their first real test. You probably feel like taking action to protect yourself, but before yo…
May 6, 2020