401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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Wealth Wise: Downsize or Drain Our 401(k) to Pay Off Our Home?In our retirement advice column, Wealth Wise, we help a reader navigate a heart-wrenching choice: Tap a 401(k) to save the lake home they love, or sell it to protect their financial future.
By Maurie Backman
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The $9 Trillion Shift: Why Your Retirement is Less Safe in an IRA and How to Protect ItIRAs now hold a $9 trillion surplus over 401(k)s, largely due to rollovers. Learn how to secure your retirement savings against legal risks and hidden fees.
By Donna LeValley
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Companies Are Pausing 401(k) Matches in 2026: What It Means for Your Taxes and Retirement SavingsRetirement Savings Some employers are suspending or scaling back retirement contributions, leaving workers with new questions about savings, taxes, and long-term planning.
By Kelley R. Taylor
Retirement Savings -
The New 401(k) Mandate: Why a Forced Roth Could Be a Boon for Your RetirementSponsored by American National
A new rule stipulates that 401(k) catch-up contributions made by high earners 50 and older must be deposited into a Roth account. Here's why that's a big plus for your retirement.
By Kathryn Pomroy
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The Average Boomer 401(k) Balance Is Not Exactly an 'Easy Rider' TripJust as the supercool "Easy Rider" characters discovered the road could be treacherous, so too have boomers had a rocky transition to retirement.
By Adam Shell
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The Average Millennial 401(k) Balance is Not 'Superbad'Millennials may not have saved enough for retirement, but how bad can it be if your fake ID name is "McLovin"?
By Adam Shell
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Changing Jobs and Cashing Out Your 401(k)? Read This FirstMany workers find it easier to leave 401(k)s behind when they move to a new job, or cash out small balances that are better left invested, but you have options.
By Spencer Williams
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Buying a Home With Your 401(k)? Consider the Risk to Your RetirementPulling money from a 401(k) to buy a property now means you'll lose the power of compounding — and decades of potential growth those funds could have generated.
By Mike McCracken
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The Average Retirement Savings by Age: Are You Keeping Up?Think you may have more retirement savings than your peers? Here's your answer.
By Donna LeValley
