401ks
Latest
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Should an ESOP Be Your Only Retirement Account?
When it comes to saving for retirement, diversification is critical. Consider building your nest egg with a combination of accounts in addition to an ESOP.
By Peter Newman, CFA Published
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What to Do With Your 401(k) When You Leave Your Job
Instead of cashing out or leaving your 401(k) account behind, consider consolidating your savings in your new employer's plan. Here's how.
By Spencer Williams Published
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How Net Unrealized Appreciation Helps Save More of Your Retirement Savings
If you have employer stock in your 401(k), net unrealized appreciation is a strategy to minimize your taxes.
By Joy Taylor Published
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What to Know Before Splitting 401(k) Assets in a Divorce: The Tax Letter
The Tax Letter Splitting 401(k) assets in a divorce can lead to unintended tax consequences, there are ways to avoid financial penalties.
By Joy Taylor Published
The Tax Letter -
What Is a 401(k) Retirement Savings Plan?
retirement A 401(k) is a retirement plan sponsored by an employer that offers employees tax incentives to save money for retirement from their paychecks.
By Ellen Kennedy Last updated
retirement -
Considering a 401(k) Loan? What You Can Do Instead
Borrowing from your 401(k) could have a detrimental impact on your future financial health. If you’ve already tapped your 401(k) for a loan, here’s how to recover.
By Ken Moraif, MBA, CFP®, CRPC® Published
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Can You Retire Without a Pension Plan?
Here’s how to sort through your options and plan for a successful retirement, whether you have a pension or not.
By Laura Schultz, J.D., IAR Published
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What to Do if Your Employer Stops Its 401(k) Match
If other companies follow in IBM’s footsteps, employees will need to make some adjustments in their retirement savings.
By Mike Palmer, CFP Published
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Biden's New Retirement Adviser Proposal Targets 'Junk Fees'
Retirement advisers would need to ensure that they prioritize investor interests under the new rule.
By Joey Solitro Published