401k
News, insights and expert analysis on 401k from the team at Kiplinger.

Latest
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SEP IRA vs. Solo 401(k): Which Is Better for You?
Two retirement plans, the solo 401(k) and SEP IRAs, allow small business owners and the self-employed to save up to $69,000 annually.
By Donna LeValley Last updated
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As the Market Seesaws, Should You Touch Your 401(K)?
401(k)s are built for the long haul. Reacting emotionally in the short term can do serious long-term damage to your retirement plans.
By Kathryn Pomroy Published
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Have You Reviewed Your 401(k) Beneficiary Designations Lately?
If you've had any life changes — marriage, divorce, a new baby or retirement — you might want to make sure your beneficiaries are in order.
By Michael Aloi, CFP® Published
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How 401(k) Auto Portability Boosts Women's Retirement Savings
Women already face an uphill battle when saving for retirement. Auto portability tech transfers their 401(k)s when they change jobs, which can add up over time.
By Spencer Williams Published
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Doing This With Your 401(k) Could Cost You $18,000
Your old 401(k) accounts may be slowly bleeding money — because the power of compounding can work against you, too.
By Christy Bieber Published
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In Trump’s Economy Should 401(k) Savers 'Set It and Forget It?'
It’s hard to bury your head in the sand when the markets are volatile. Here’s when it makes sense and when it doesn’t.
By Donna Fuscaldo Published
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo Published
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Retired and Worried About a Recession? Six Ways to Prepare
Retirees can plan for a near-term recession with a range of strategies, from small investment changes to significant lifestyle hacks.
By Maurie Backman Published
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You're Stuck Taking RMDs: Now What?
When you've got to take required minimum distributions (RMDs) make some lemonade. Here are our top ideas for using the extra cash to enrich your life — or that of others.
By Maurie Backman Published