401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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Treasury Deal Kills Trump’s ‘Revenge Tax’ After G7 Agreement
Tax Law A retaliatory tax that would have exposed U.S. jobs and retirement savings to risk is likely to be scrapped from Trump’s megabill.
By Gabriella Cruz-Martínez
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Are Managed 401(k) Accounts Worth the Extra Cost?
Managed 401(k) accounts are an option in an increasing number of company plans, but are they worth the additional fees vs. target-date funds?
By Donna Fuscaldo
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Think Twice Before You Tap Your 401(k) Early
Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security.
By Liisa Rajala
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The Costly Mistake You Might Be Making With Your First 401(k)
Most people start contributing to their retirement savings later in life. That could be a big-time mistake, literally costing you thousands of dollars.
By Romi Savova
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Will RMDs Ruin the 4% Rule for You?
Don't let required minimum distributions (RMDs) rain on your retirement parade.
By Maurie Backman
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Should You Contribute to a 401(k) Without Employer Matching?
Even without a company match, money socked away in a 401(k) can still be a great investment if your goal is long-term retirement savings.
By Kathryn Pomroy
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Target-Date Funds Aren’t For Everyone
Here’s when target-date funds don’t make the most sense for your retirement savings.
By Donna Fuscaldo
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How to Open a 401(k): Five Rules to Follow
Whether you're starting a new job or have never opened a 401(k) account, it's time! Here's how to open an account in five steps.
By Adam Shell
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The 401(k) Option Few Plans Offer, But Most People Want
In addition to traditional holdings, employees want retirement plans that offer options for converting savings into guaranteed monthly income that never runs out.
By Kathryn Pomroy
