401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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Cryptocurrency May be Coming to Your 401(k): Should You Buy?
Crypto may be coming to a 401(k) near you. Financial experts weigh in on whether retirement savers should take the plunge.
By Donna Fuscaldo
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Target-Date Funds Aren’t For Everyone
Here’s when target-date funds don’t make the most sense for your retirement savings.
By Donna Fuscaldo
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How to Open a 401(k): Five Rules to Follow
Whether you're starting a new job or have never opened a 401(k) account, it's time! Here's how to open an account in five steps.
By Adam Shell
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The 401(k) Option Few Plans Offer, But Most People Want
In addition to traditional holdings, employees want retirement plans that offer options for converting savings into guaranteed monthly income that never runs out.
By Kathryn Pomroy
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New Bill Would Lower Age to Contribute to 401(k)s to 18 from 21. What You Need to Know
The bipartisan Helping Young Americans Save for Retirement Act would lower the minimum age for participants in workplace retirement plans from 21 to 18.
By Kathryn Pomroy
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Tapping Your 401(k) at 55 Isn't the Great Plan You Think it Is. Here's Why
It's tempting to dip into your 401(k) at 55. But beware — you may rue that decision later. Here's what to do instead.
By Maurie Backman
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SEP IRA vs. Solo 401(k): Which Is Better for You?
Two retirement plans, the solo 401(k) and SEP IRAs, allow small business owners and the self-employed to save up to $69,000 annually.
By Donna LeValley
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As the Market Seesaws, Should You Touch Your 401(K)?
401(k)s are built for the long haul. Reacting emotionally in the short term can do serious long-term damage to your retirement plans.
By Kathryn Pomroy
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Have You Reviewed Your 401(k) Beneficiary Designations Lately?
If you've had any life changes — marriage, divorce, a new baby or retirement — you might want to make sure your beneficiaries are in order.
By Michael Aloi, CFP®
