401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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The Costly Mistake You Might Be Making With Your First 401(k)Most people start contributing to their retirement savings later in life. That could be a big-time mistake, literally costing you thousands of dollars.
By Romi Savova
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Will RMDs Ruin the 4% Rule for You?Don't let required minimum distributions (RMDs) rain on your retirement parade.
By Maurie Backman
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Should You Contribute to a 401(k) Without Employer Matching?Even without a company match, money socked away in a 401(k) can still be a great investment if your goal is long-term retirement savings.
By Kathryn Pomroy
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Target-Date Funds Aren’t For EveryoneHere’s when target-date funds don’t make the most sense for your retirement savings.
By Donna Fuscaldo
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How to Open a 401(k): Five Rules to FollowWhether you're starting a new job or have never opened a 401(k) account, it's time! Here's how to open an account in five steps.
By Adam Shell
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The 401(k) Option Few Plans Offer, But Most People WantIn addition to traditional holdings, employees want retirement plans that offer options for converting savings into guaranteed monthly income that never runs out.
By Kathryn Pomroy
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New Bill Would Lower Age to Contribute to 401(k)s to 18 from 21. What You Need to KnowThe bipartisan Helping Young Americans Save for Retirement Act would lower the minimum age for participants in workplace retirement plans from 21 to 18.
By Kathryn Pomroy
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Tapping Your 401(k) at 55 Isn't the Great Plan You Think it Is. Here's WhyIt's tempting to dip into your 401(k) at 55. But beware — you may rue that decision later. Here's what to do instead.
By Maurie Backman
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SEP IRA vs. Solo 401(k): Which Is Better for You?Two retirement plans, the solo 401(k) and SEP IRAs, allow small business owners and the self-employed to save up to $69,000 annually.
By Donna LeValley
