Know What You’re Getting – and Giving Up – With an Annuity Income Rider
annuities

Know What You’re Getting – and Giving Up – With an Annuity Income Rider

Guaranteed income is always nice, but nothing in life is free. Weigh the trade-offs carefully.
October 23, 2020
When Retirees Question More Retirement Income
annuities

When Retirees Question More Retirement Income

What would you say if I told you that you could safely get significantly more retirement income from your retirement savings? That’s what I call an In…
October 20, 2020
How to Pick an Indexed Annuity
annuities

How to Pick an Indexed Annuity

To help choose the right fixed indexed annuity for you, first decide which of these three main goals you have in mind. Identifying your top priority c…
October 5, 2020
The Annuity With a Tax-Planning Twist
Financial Planning

The Annuity With a Tax-Planning Twist

A qualified life annuity contract helps retirees with guaranteed payments to last their entire lives.
September 21, 2020
Want Stock Market Gains but Hate Risk? Buffer Annuities May Be for You
annuities

Want Stock Market Gains but Hate Risk? Buffer Annuities May Be for You

Index-linked annuities are a new-ish way to help buffer your portfolio from market downdrafts while still allowing for some growth. Here are three thi…
September 2, 2020

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Become Your Own Pension Manager
annuities

Become Your Own Pension Manager

To build your own pension, follow the playbook that corporate pension managers use.
August 16, 2020
Shrink Your RMDs in 2021 and Beyond
annuities

Shrink Your RMDs in 2021 and Beyond

QLACs are a special type of annuity that lets you cut RMDs from your IRAs next year and beyond, reduce the taxes you pay and guarantee more lifetime …
August 6, 2020
With Interest Rates Near Zero, Annuities Help Pick Up the Slack
annuities

With Interest Rates Near Zero, Annuities Help Pick Up the Slack

What do retirees do with their money when interest rates are next to nothing? Here’s how pulling annuities into the mix can help.
July 23, 2020
Pension or Lump Sum? Compare Payouts and Options Before You Decide
annuities

Pension or Lump Sum? Compare Payouts and Options Before You Decide

If you’re eligible for a pension, congratulations. However, you may be able to do better than just taking what you’re offered.
July 20, 2020
Annuities: 10 Things You Must Know
Financial Planning

Annuities: 10 Things You Must Know

Not all annuities are alike, and some may not be appropriate for you. How much do you know about these investment products?
July 17, 2020
Is an Immediate Annuity for You?
annuities

Is an Immediate Annuity for You?

Before buying, ask some key questions to learn exactly what you’re getting and how this type of annuity can create reliable retirement income.
July 10, 2020
Thinking of Buying a Fixed Annuity? Ask These Questions First
retirement

Thinking of Buying a Fixed Annuity? Ask These Questions First

Of all the types of annuities out there, a fixed annuity is the one that's most straightforward. Is it the one that's right for you?
June 8, 2020
12 Things You Didn't Know About Annuities
retirement

12 Things You Didn't Know About Annuities

Oftentimes when it comes to retirement, you don’t know what you don’t know. See if what you know about annuities is correct. You might be surprised.
June 5, 2020
How to Fill that Hole in Your Retirement Income
retirement

How to Fill that Hole in Your Retirement Income

With a great many investment portfolios down a good 15% or so, what can retirees do to make up for that lost source of income?
May 7, 2020
Shelter from the Storm: Safe, 'Boring' Financial Products Are Exciting Today
retirement

Shelter from the Storm: Safe, 'Boring' Financial Products Are Exciting Today

That's especially true for people in their 60s and older. Those looking to earn a little more than what's offered by U.S. Treasury bonds and CDs might…
May 6, 2020
13 Financial Moves to Make After Losing a Spouse
retirement

13 Financial Moves to Make After Losing a Spouse

Nothing upends your world like the death of a spouse, leaving you at a loss for what to do next.
April 29, 2020
Covering Your Monthly Expenses in Retirement: Estimate Them, Then Secure Your Income
retirement

Covering Your Monthly Expenses in Retirement: Estimate Them, Then Secure Your Income

The best way to make sure you have enough money to last you through retirement is to focus on the income you need to support yourself, rather than the…
April 27, 2020
16 Retirement Mistakes You Will Regret Forever
retirement

16 Retirement Mistakes You Will Regret Forever

From saving too little to claiming Social Security too early, there are plenty of ways retirees -- and those planning for retirement -- can sabotage t…
April 10, 2020
5 Ways Retirees Can Play Defense With Retirement Portfolios
retirement

5 Ways Retirees Can Play Defense With Retirement Portfolios

All this market volatility might unnerve investors of any age—but particularly those just entering retirement.
April 8, 2020
Retirees, Build a Financial Plan That’s Based on You
retirement

Retirees, Build a Financial Plan That’s Based on You

Financial life planning helps retirees identify their core values and connect them with their financial decisions and life goals.
April 2, 2020
Own an inherited annuity? Stretch your assets with a low-cost, tax-efficient option
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Own an inherited annuity? Stretch your assets with a low-cost, tax-efficient option

Save money by switching your inherited annuity to the Vanguard Variable Annuity.OCTOBER 2016
April 1, 2020
Retirees, Pick the Perfect Financial Planner
retirement

Retirees, Pick the Perfect Financial Planner

When you’re trying to get a handle on your money, from investments and savings to figuring out retirement and preparing for your future, you might nee…
April 1, 2020
Financial Planning for Another 'Lost Decade'
retirement

Financial Planning for Another 'Lost Decade'

Investors have gotten used to hot returns over the years. What happens if stocks are flat (or worse) for years to come? That's a scary thought for tho…
March 17, 2020
Inheriting an Annuity? Here’s a Little-Known Way to Stretch Its Tax Benefits
retirement

Inheriting an Annuity? Here’s a Little-Known Way to Stretch Its Tax Benefits

There are a few different ways beneficiaries of annuities can claim their inheritance. One you might not have heard of is called an "annuity stretch."…
March 9, 2020
10 Ways the SECURE Act Will Impact Your Retirement Savings
retirement

10 Ways the SECURE Act Will Impact Your Retirement Savings

The new law changes the start date for RMDs, lets you contribute to an IRA longer, expands the use of 401(k) plans and much more.
February 28, 2020