banking
Things You’ll Regret Keeping in a Safe Deposit Box
Things You’ll Regret Keeping in a Safe Deposit Box
Locking up certain important documents and valuables in a bank vault could turn into a headache for you or your heirs.
May 18, 2022
ABLE Accounts Give Disabled More Financial Freedom
ABLE Accounts Give Disabled More Financial Freedom
People with disabilities, and their families, can save for a variety of expenses in these tax-advantaged accounts.
April 27, 2022
Keep Your Savings Safe
Keep Your Savings Safe
If your wealth exceeds FDIC limits, it may be time to open multiple accounts. But make sure your money is earning something, too.
March 25, 2022
The Inflation Hedge You’ve Never Heard Of
The Inflation Hedge You’ve Never Heard Of
If rising prices have you worried, one way of insulating your nest egg comes straight from the government: Series I savings bonds. Right now they’re p…
February 26, 2022
How to Benefit from Rising Interest Rates
How to Benefit from Rising Interest Rates
Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
January 27, 2022
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Overdraft Fees Are On Their Way Out
Overdraft Fees Are On Their Way Out
New overdraft policies are emerging as consumers and government officials pressure banks to get rid of the fees.
January 24, 2022
Low Interest Rates Got You Down? How to Boost Your Returns on Cash Savings
Low Interest Rates Got You Down? How to Boost Your Returns on Cash Savings
If you’ve got a lot of money sitting in cash, it could be worth looking into using a cash management system to find a better rate of return. Let it do…
December 22, 2021
Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More
Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More
We evaluated major banks, credit card issuers, mortgage lenders, and home and auto insurers to see how well they treat their clients.
December 21, 2021
How to Nix Checking Fees
How to Nix Checking Fees
Strictly free accounts aren’t the only way to bank - almost all banks and credit unions offer ways around paying fees.
December 20, 2021
Banking at the Post Office May Be Making a Comeback
Banking at the Post Office May Be Making a Comeback
Advocates say the Postal Service can provide access to an essential financial system while bolstering its own economic position.
December 20, 2021
TOD Accounts Versus Revocable Trusts – Which Is Better?
TOD Accounts Versus Revocable Trusts – Which Is Better?
Both help you pass down assets while avoiding the time and expense of probate, but one comes with a lot more flexibility than the other.
December 2, 2021
Earn 7.12% With Series I Bonds
Earn 7.12% With Series I Bonds
A savings or money market deposit account is best for quick cash, but I bonds can fit into a longer-term savings plan.
November 29, 2021
There's No Vaccine Against Inflation
There's No Vaccine Against Inflation
Prices should ease in 2022, but inflation will remain above the levels of recent years.
November 23, 2021
How to Choose the Right Payment App
How to Choose the Right Payment App
Using PayPal, Venmo, Zelle and other apps is convenient, but there are pros and cons to each.
November 23, 2021
10 Best Financial Benefits for Military Families
10 Best Financial Benefits for Military Families
Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 9, 2021
Spending Like It’s 2019
Spending Like It’s 2019
Setting spending targets and using budgeting apps can help tame the urge to live it up (now that we can again).
October 27, 2021
4 Ways to Earn More From Your Rainy Day Fund
4 Ways to Earn More From Your Rainy Day Fund
You should set aside enough money to cover three to six months of living expenses in case of an emergency. But sticking this cash in a savings account…
October 12, 2021
Retirees, Plan for the Tax Hit From Savings Bonds
Retirees, Plan for the Tax Hit From Savings Bonds
The federal tax consequences for Series EE and I U.S. savings bonds are anything but straightforward. Here's how interest from savings bonds is taxed …
October 7, 2021
3 Smart Places to Save Now
3 Smart Places to Save Now
Boomers planning on retiring in the next several years should consider these three tax-smart moves now. They can help you cut the taxes you’ll pay on …
September 23, 2021
How to Calculate Your Net Worth
How to Calculate Your Net Worth
Run an inventory of your assets and liabilities to find out how much you’re worth.
September 20, 2021
Best Online Brokers, 2021
Best Online Brokers, 2021
With new traders flocking to the market, can firms keep up? We test how well they serve clients of all stripes.
August 27, 2021
Long-Term Rates Will Edge Higher
Long-Term Rates Will Edge Higher
Yields on bank savings accounts will stay low. Home mortgage rates will remain affordable.
July 30, 2021
Fintech: The Bank Disrupters
Fintech: The Bank Disrupters
Fintechs offer mostly free accounts with tantalizing yields and slick features, but don’t expect much hand-holding.
July 25, 2021
It May Be Unsexy, But This One Asset Class Is Critical to Any Financial Plan
It May Be Unsexy, But This One Asset Class Is Critical to Any Financial Plan
You can’t afford to forget about cash when planning for your wealth. Here are some guidelines to help manage this often-overlooked asset class.
July 7, 2021
Bank-Loan Funds Are in a Sweet Spot
Bank-Loan Funds Are in a Sweet Spot
They do well when rates are rising and the economy is strong.
June 24, 2021
Earn 3.54% With Series I Bonds
Earn 3.54% With Series I Bonds
A savings or money market deposit account is best for quick cash, but I bonds can fit into a longer-term savings plan.
June 23, 2021