Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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Where Do I Park $50,000 Before the Fed Cuts Rates?
Why a mix of CDs can protect $50,000 from shrinking yields.
By Sean Jackson
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What Will the Fed Do at Its Next Meeting?
The Federal Reserve is expected to keep rates unchanged at the next Fed meeting.
By Dan Burrows
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Where to Move Your Money Before the Next Fed Meeting
Savings rates remain high for now. But with the Fed likely to cut rates later this year, it's time for savers to lock in rates now.
By Donna LeValley
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best High-Yield Savings Accounts January 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: January 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in January?
Is a long-term or short-term CD better to open before the Fed meeting next week? Here's what you need to know.
By Erin Bendig
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How to Add Treasury Bonds, Bills and Notes to an IRA
investing If you are wondering how to add Treasury bills, bonds and notes to an IRA, there are ways to do so.
By Lisa Gerstner
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High-Yield Savings Accounts to Get Before the Fed Meeting
Even with rate cuts, some savings accounts can help you earn a rate that outpaces inflation and reaches your goals quickly.
By Sean Jackson
