Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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The I-Bond Rate Until November Is Mildly Attractive. Here's Why.
Investing for Income The current I-bond rate is active until November 2025 and presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum Last updated
Investing for Income -
The 401(k) Mistake That Could Cost You Millions in Retirement Savings
Thinking about reducing your 401(K) contributions in the current market? Here are six reasons why you may want to reconsider.
By Donna Fuscaldo Published
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
By Erin Bendig Last updated
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Best 529 Plans of 2025
Check out the best 529 plans of 2025 and find the best plan for your child or grandchild’s college savings.
By Erin Bendig Last updated
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Best High-Yield Savings Accounts — June 2025
Our top choices earn rates as high as 4.35%, helping you outpace inflation effortlessly.
By Sean Jackson Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings Watch your money grow effortlessly with a CD. Here are our top picks.
By Sean Jackson Last updated
Savings -
How to Find the Best Jumbo CD Rates
Jumbo CDs come with excellent rates. You'll invest a lot for a short time and keep ahead of inflation.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The great news is the Fed didn't cut rates at their May meeting. So, if you're looking to earn a great rate, see our top choices for 5-year CDs.
By Erin Bendig Last updated