High Yield Savings Accounts
News, insights and expert analysis on high yield savings accounts from the team at Kiplinger.
Latest
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The Best High-Yield Savings Accounts of October 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
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Falling Interest Rates: What They Mean for Homeowners, Savers and Investors
As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money.
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Where to Store Your Cash in 2025
If you're looking to reach year-end savings goals, here are the top picks to achieve this.
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
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Why It's Worth Getting a High-Yield Savings Account Before the Fed Meeting
With a rate cut likely to occur at the Fed's September meeting, we examine whether a high-yield savings account is worth a closer look.
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD vs. high-yield savings account? Here's how to choose based on your savings goals.
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How to Decide Between a Money Market Account vs High-Yield Savings Account
Debating on where to save your money? Two options include a high-yield savings or a money market account. Discover which one offers you the right fit.
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Smart Places to Park Your Money During Market Volatility if You’re Nearing Retirement
Learn how to use high-yield savings accounts, CDs, Treasury securities, annuities and dividend stocks to stay steady in uncertain times.
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What Is a High-Yield Savings Account?
A high-yield savings account is essentially the same as a traditional account with one key difference — it pays a higher-than-average APY on deposits.
