High Yield Savings Accounts
News, insights and expert analysis on high yield savings accounts from the team at Kiplinger.
Latest
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Best High-Yield Savings Accounts February 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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High-Yield Savings Accounts to Get Before the Fed Meeting
Even with rate cuts, some savings accounts can help you earn a rate that outpaces inflation and reaches your goals quickly.
By Sean Jackson
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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How to Earn a Fistful of Interest on Your Cash in 2026
Is your cash earning very little interest? With rates dropping below 4%, now is the time to lock in your cash strategy. Just watch out for the tax implications.
By Jeremy Keil, CFP®, CFA®, CKA®
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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Falling Interest Rates: What They Mean for Homeowners, Savers and Investors
As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money.
By Choncé Maddox
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Where to Store Your Cash in 2025
If you're looking to reach year-end savings goals, here are the top picks to achieve this.
By Sean Jackson
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How to Decide Between a Money Market Account vs High-Yield Savings Account
Debating on where to save your money? Two options include a high-yield savings or a money market account. Discover which one offers you the right fit.
By Erin Bendig
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Smart Places to Park Your Money During Market Volatility if You’re Nearing Retirement
Learn how to use high-yield savings accounts, CDs, Treasury securities, annuities and dividend stocks to stay steady in uncertain times.
By Dori Zinn
