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    Considering Annuities? Here’s What to Keep in Mind

    It takes time and effort to understand the many different types of annuities that are available and whether they’re right for you. You can start here.

    • CD or Money Market: Where to Stash Your Cash

    • What Happens When Student Loan Payments Resume?

    • Credit Reports Are Now Permanently Free Weekly

    • How the New EV Tax Credit Works for 2023

      Tax Credit
    • Mortgage Demand Ticks Up for First Time in 3 Weeks

    • Is High-Yield Savings Account Interest Taxable?

      Savings Accounts

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    Investing

    marijuana leaf with gavel and american flag

    Senators Find 'Sweet Spot' for SAFE Banking Act: This Week in Cannabis Investing

    A committee vote on the SAFE Banking Act, which aims to improve cannabis companies' access to finance, is expected next week.

    Marijuana-stocks
    • four wooden blocks with red arrows in a diagonal line and red backdrop

      Stock Market Today: Stocks Head South as Treasury Yields Hit New Highs

      Expectations for another potential rate hike sent yields on both the 2-year and 10-year Treasury bonds to their highest levels in almost two decades.

      By Karee Venema Published 21 September 23

      stocks
    • A hand holds a smartphone with the Vanguard app loading

      Vanguard Money Market Funds: What You Need to Know

      investing Vanguard money market funds are a notable asset storage tool. Here, we break down what you need to know about the firm's six offerings.

      By Kent Thune Last updated 21 September 23

      investing
    • A man looks worried as he clasps his hands in front of his chin.

      Inflation and Retirement: Five Ways to Soothe Your Worries

      Sometimes you can deal with inflation and economic turbulence by not doing anything at all, but there are considerations for retirement savers to keep in mind.

      By Michael J. Faust, CFA Published 21 September 23

      retirement
    VIEW MORE

    Personal Finance

    Guy in hedges with binoculars

    How to Monitor Your Credit Reports for Free

    credit reports Don't get suckered into paying for credit monitoring services. There are free options all around.

    credit reports
    • An American passport.

      A Government Shutdown Could Slow Down Your Passport Renewal

      Here’s what you need to consider about how long it takes to renew your passport.

      By Becca van Sambeck Last updated 22 September 23

      Travel
    • A handsome, happy man in sunglasses in the front seat of a car

      Get up to $10,750 off a New Mercedes: Amex and Sam's Club Members Qualify

      Get up to $10,750 off a Mercedes from American Express and Sam’s Club.

      By Ellen Kennedy Published 22 September 23

      cars
    • Yellow notebook with Student Loan Forgiveness written on it

      Biden Cancels $37M in Student Loan Debt for Phoenix University Borrowers

      Student loans for 1,200+ Phoenix University enrollees cancelled over misleading ad campaign.

      By Joey Solitro Published 21 September 23

      student loans
    VIEW MORE

    Meet Kiplinger's Experts

    • Alexandra Svokos

      Alexandra Svokos

      Senior Digital Editor
    • Karee Venema

      Karee Venema

      Investing editor and options expert
    • Dan Burrows

      Dan Burrows

      Senior investing writer and markets expert
    • Kelley Taylor

      Kelley Taylor

      Senior Tax Editor
    • Ellen Kennedy

      Ellen Kennedy

      ESG and personal finance editor
    • Erin Bendig

      Erin Bendig

      Personal Finance Writer

    Taxes

    flying money over landscape

    Powerball Jackpot Winner Will Get a Big Tax Bill

    Lottery Taxes Whenever someone wins Powerball, the federal government gets a chunk of the prize from taxes.

    taxes
    • picture of a Form 1040x with a pen and calculator

      How Long to Keep Tax Returns and Records? Kiplinger Tax Letter

      Kiplinger Tax Letter The answer depends on what type of document and the kinds of transactions you engage in.

      By Joy Taylor Published 22 September 23

      tax returns
    • IRS building

      IRS Won’t Process New Employee Retention Credit (ERC) Tax Credit Claims in 2023

      Tax Credits Due to an alarming amount of fraud, the IRS has stopped processing new ERC tax credit claims.

      By Kelley R. Taylor Last updated 21 September 23

      taxes
    • An older couple looks at paperwork while sitting at their dining room table.

      Remember: Retirement Accounts Are Not All Taxed the Same

      How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

      By Jerry Golden, Investment Adviser Representative Published 21 September 23

      retirement
    VIEW MORE

    Kiplinger Advisor Collective

    A woman looks at her phone against the backdrop of nighttime city lights.

    How Leveraging Tech Tools Can Improve Your Financial Management and Literacy

    Here’s why technology can be one of the best guides for your financial journey.

    • A woman puts her face in her hands while sitting in front of her laptop at a table.

      Struggling to Understand Your Employee Benefits Package? Six Ways to Make Sense of It

      Taking a few key steps can help you both better understand and utilize your employee benefits.

      By Kiplinger Advisor Collective Published 31 August 23

    • A businessman carrying a closed laptop walks outside a building while looking at his phone.

      Three Ways Business Owners Can Evaluate Financial Risk

      Financial risks can be mitigated by good internal controls and procedures.

      By Angela Ruth Published 29 August 23

    • A man sits on the floor in front of the sofa where a woman sits as they look at a laptop and paperwork together.

      Understanding the Basics of Investment Taxation and Optimizing Your Returns

      Here are a few tax implications to consider as you dive into investing.

      By Justin Donald Published 24 August 23

    VIEW ALL FROM THE KIPLINGER ADVISOR COLLECTIVE

    Retirement

    A man looks worried as he clasps his hands in front of his chin.

    Inflation and Retirement: Five Ways to Soothe Your Worries

    Sometimes you can deal with inflation and economic turbulence by not doing anything at all, but there are considerations for retirement savers to keep in mind.

    retirement
    • An older couple looks at paperwork while sitting at their dining room table.

      Remember: Retirement Accounts Are Not All Taxed the Same

      How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

      By Jerry Golden, Investment Adviser Representative Published 21 September 23

      retirement
    • Surgical instruments, stethoscope in a bowl.

      Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help

      Hospital outpatient departments may charge more than ambulatory surgery centers or doctor offices for common procedures, study finds.

      By Joey Solitro Published 20 September 23

      health insurance
    • A couple looks at papers and a computer in a kitchen.

      How to Decide Between a Roth or Traditional IRA

      retirement Deciding between a Roth or traditional IRA means understanding the differences for tax implications and qualifications.

      By Tom Taulli Last updated 20 September 23

      retirement
    VIEW MORE

    Economic Forecasts

    Shoppers with shopping cart and bags

    Kiplinger's Retail Outlook: Consumer Spending Likely to Ease

    Economic Forecasts Consumer spending is still rising after the Prime Day surge but should start to slow.

    Economic Forecasts
    • Military drone in the sky at sunset.

      Investments In U.S.-Made Drone Technology Are Gaining Strength — The Kiplinger Letter

      The Kiplinger Letter The U.S.-Made drone aircraft, software sector has been boosted by a crackdown on Chinese drones amid security concerns.

      By John Miley Published 17 September 23

      The Kiplinger Letter
    • Doctor examining patient.

      COVID Hospitalization Rates See an Uptick As Winter Looms — The Kiplinger Letter

      The Kiplinger Letter A new Omicron booster is available, but the elderly are still at risk and winter is right around the corner.

      By David Payne Published 16 September 23

      The Kiplinger Letter
    • Panoramic image of the Capitol of the United States in morning light.

      Congress Races to Pass a Spending Bill as a Gov. Shutdown Looms — The Kiplinger Letter

      The Kiplinger Letter McCarthy faces push-back from Congress and moderate House Republicans as they move to avoid a Gov. shutdown

      By Sean Lengell Published 15 September 23

      The Kiplinger Letter
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