3 Airline Credit Cards With Companion Fares That Could Save You Money
These airline credit cards offer companion fares or certificates that could make your next trip for two more affordable.
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Fall travel season is underway, and the right airline credit card could make it less expensive to bring someone along. Some airline cards offer companion fares or certificates that can help cover the cost of a second ticket, while others give cardholders a faster path toward earning companion travel benefits.
Those perks can be particularly valuable if you regularly fly the same airline. Depending on the card, you might also get free checked bags, priority boarding, in-flight discounts and bonus miles that can help offset the annual fee.
We've rounded up airline credit cards that offer a companion fare, certificate or another path to discounted companion travel. The benefits work differently from card to card, so we'll break down what you need to earn them, what you'll pay and the restrictions to know before applying.
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Which airline credit cards offer companion fares?
Airline companion benefits aren't one-size-fits-all. Some cards provide an annual companion certificate, while others offer discounted fares or help you earn your way toward a companion pass.
The cards below offer several ways to save when you're traveling with someone else, along with airline miles, travel perks and other benefits that may help offset the annual fee.
Atmos™ Rewards Ascent Visa Signature®
The Atmos Rewards Ascent Visa Signature has a $95 annual fee and offers a $99 Companion Fare each account anniversary after you spend at least $6,000 on purchases during the prior anniversary year. You'll also pay taxes and fees starting at $23.
Cardholders get a free checked bag and preferred boarding for themselves and up to six guests on the same reservation when the flight is paid for with the card. The card earns 3X points on eligible Alaska Airlines and Hawaiian Airlines purchases, 2X points on eligible gas, EV charging, cable, streaming and local transit purchases and 1X points on other purchases.
Other perks include 20% back on eligible Alaska Airlines and Hawaiian Airlines inflight purchases and $100 off an annual Alaska Lounge+ Membership purchased with the card.
Citi / AAdvantage Globe Mastercard
The Citi / AAdvantage Globe Mastercard comes with a $99 American Airlines Companion Certificate each year after you renew the card, starting in your second year of card membership.
The certificate can be used for one companion traveling on a qualifying round-trip domestic Main Cabin itinerary. You'll pay a $99 companion ticket fee, plus applicable government taxes and fees. The primary traveler and companion must travel on the same itinerary.
The card also includes four Admirals Club Globe Passes each calendar year, a free first checked bag on eligible domestic American Airlines itineraries for the cardholder and up to eight companions on the same reservation, preferred boarding and up to $100 back annually on eligible American Airlines inflight purchases.
Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles Platinum American Express Card carries a $350 annual fee, but its annual Companion Certificate could help frequent Delta flyers offset some of that cost.
Each year after you renew the card, you'll receive a Companion Certificate for a Delta Main round-trip flight within the U.S. or to Mexico, the Caribbean or Central America. You'll pay government-imposed taxes and fees of $22 to $250 on the companion ticket, and Delta Basic experiences aren't eligible.
Beyond the companion benefit, cardholders get a free first checked bag on Delta flights, 15% off eligible award travel booked with miles and up to $120 annually in eligible U.S. rideshare credits and $120 in eligible Resy credits.
The card earns 3X miles on eligible Delta purchases and purchases made directly with hotels, 2X miles at restaurants worldwide and U.S. supermarkets and 1X miles on other eligible purchases. Terms apply.
How do the cards' perks and fees compare?
A companion fare can be valuable, but the details matter. Annual fees, spending requirements, eligible destinations and the cost of the companion ticket vary by card. Consider how often you fly each airline and whether you'll use the card's other travel benefits enough to justify the annual fee.
Perk |
Atmos Rewards Ascent Visa Signature |
Citi / AAdvantage Globe Mastercard |
Delta SkyMiles Platinum American Express Card |
|---|---|---|---|
Annual fee |
$95 |
$350 |
$350 |
Companion benefit |
$99 Companion Fare |
$99 Companion Certificate |
Companion Certificate |
When you get it |
Each account anniversary after spending $6,000 in the prior anniversary year |
Each year after renewal, starting in the second year |
Each year after renewal |
Companion ticket cost |
$99 plus taxes and fees from $23 |
$99 plus applicable taxes and fees |
Taxes and fees of $22 to $250 |
Eligible travel |
Alaska Airlines and Hawaiian Airlines |
Qualifying round-trip domestic American Airlines Main Cabin itinerary |
Delta Main round-trip within the U.S. and to Mexico, the Caribbean or Central America |
Free checked bag |
Yes, for cardholder and up to six guests on the same reservation* |
Yes, for cardholder and up to eight companions on eligible domestic itineraries |
Yes, first checked bag on Delta flights |
Priority boarding |
Yes* |
Yes |
Yes |
Notable additional perk |
$100 off an annual Alaska Lounge+ Membership |
Four Admirals Club Globe Passes each calendar year |
15% off eligible Delta award travel booked with miles |
*For the Atmos card, the flight must be paid for with the card to receive the free checked bag and preferred boarding benefits.
Make sure the companion fare works for you
A companion fare can take some of the sting out of paying for two airline tickets, but only if the card fits the way you already travel. Before applying, look beyond the potential savings and consider the annual fee, spending requirements, eligible routes and how often you realistically fly that airline.
The other card perks matter, too. Free checked bags, priority boarding and travel credits can add value, but they shouldn't encourage you to spend more than you normally would. As with any credit card, aim to pay your balance in full and on time so interest charges don't wipe out the value of the rewards and travel benefits.
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As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.
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Sean is a veteran personal finance writer, with over 10 years of experience. He's written finance guides on insurance, savings, travel and more for CNET, Bankrate and GOBankingRates.


