Earn Delta SkyMiles Worth up to $1,080
Delta SkyMiles and American Express provide welcome offers worth up to 90,000 SkyMiles on three personal credit cards. You can also get an annual free companion ticket.
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Looking to bank some Delta SkyMiles to cover the cost of an upcoming trip? Delta and American Express co-branded credit cards just got even better welcome offers, which could earn you thousands of SkyMiles. These travel credit cards come in three tiers, each with varying reward rates, benefits and annual fees.
If you are unsure of how credit cards or credit scores work, read up on our guide on how to choose a credit card for you.
What's new?
Apply with confidence. You can now check if you are approved for one of these cards without a "hard pull," meaning your credit score won't be affected. If you choose to accept the card, your credit score may decrease temporarily, as it would with any credit card application.
Quick list
In a hurry? Here's a brief overview of the cards on our list, along with quick links that let you jump down the page to read more information on each card we feature.
Delta SkyMiles® Gold American Express Card
Welcome Offer: You may be eligible for as high as 80,000 Bonus Miles and a $250 Statement Credit after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026. Terms apply. Read more below >
Delta SkyMiles® Platinum American Express Card
This mid-tier card will run you $350 a year in the annual fee, but you may be eligible for as high as 90,000 Bonus Miles and a $300 Statement Credit after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026. Read more below >
Delta SkyMiles® Reserve American Express Card
This premium travel card is packed with perks, like lounge access. Earn two domestic Delta Comfort Flight Certificates + 50,000 Bonus Miles after $10,000 in purchases on your new Card in your first 6 months. A 21+ day advance purchase required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/04/2026. Terms apply. Read more below.
Why Delta SkyMiles?
Hitching your rewards wagon to just one airline can be a risk if the quality of service erodes over time. According to a report by airline analytics company Cirium, Delta was the most on-time North American airline in 2021, 2022 and 2023, demonstrating quality management over time. And you can redeem miles through many other domestic and international partner carriers. Kiplinger readers voted the Delta Skymiles credit card program outstanding for customer service.
According to Bankrate, Delta SkyMiles are worth 1.2 cents per mile.
Hot tip: Are you an Airbnb fan? Book your Airbnb stay through a special portal provided by the SkyMiles program and enter your SkyMiles member number. Earn one mile for each dollar spent on your Airbnb rental, excluding taxes and fees.
Delta Skymiles Gold
- Interest rate: 19.49%-28.49% Variable. See rates and fees.
- Annual fee: Enjoy a $0 introductory annual fee for the first year, then $150.
- Top rewards rate: When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
- $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- Other rewards: Delta SkyMiles® Gold American Express Card Members receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Free baggage checks: Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
- Redemption: Miles can be used for travel on Delta Air Lines, Delta Connection carriers (Endeavor Air, Inc., Republic Airlines, and SkyWest), and on 30+ partner airlines. Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Terms apply
Delta SkyMiles Platinum
- Welcome Offer: You may be eligible for as high as 90,000 Bonus Miles and a $300 Statement Credit after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
- Interest rate: 19.49%-28.49% Variable. See rates and fees.
- Annual fee: $350.
- Rewards rates: Earn three Miles per dollar on Delta purchases and purchases made with hotels. Earn two miles per dollar at restaurants worldwide, including takeout and delivery in the U.S., and at U.S. supermarkets, and earn one Mile on all other eligible purchases.
- Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- 15% Discount on award trips: Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Free baggage check: Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
- Priority boarding: Receive Zone 5 Priority Boarding on Delta flights.
- Avoid long lines: Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Medallion program: Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Redemption: Miles can be used for travel on Delta Air Lines, Delta Connection carriers (Endeavor Air, Inc., Republic Airline, and SkyWest) and on 30+ partner airlines. Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Terms apply
- See rates and fees.
Delta SkyMiles Reserve
- Welcome Offer: Earn two domestic Delta Comfort Flight Certificates + 50,000 Bonus Miles after $10,000 in purchases on your new Card in your first 6 months. A 21+ day advance purchase required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/04/2026.
- Interest rate: 19.49%-28.49% Variable. See rates and fees.
- Annual fee: $650.
- Rewards rates: Earn three miles per dollar on Delta purchases and one mile per dollar on all other eligible purchases.
- Lounge access: Delta SkyMiles® Reserve American Express Card Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year. Reserve Card Members can also enjoy complimentary access to The Centurion® Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles® Reserve American Express Card.
- Annual companion ticket: Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- 15% Discount on award travel: Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Delta Sky Club lounge access: Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Free baggage check: Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
- Skip long lines: Statement credit for either Global Entry or TSA PreCheck®. Here's the difference between Clear vs PreCheck vs Global Entry.
- Medallion program: With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Redemption: Miles can be used for travel on Delta Air Lines, Delta Connection carriers (Endeavor Air, Inc., Republic Airline, and SkyWest), and on 30+ partner airlines.
- Terms apply
All three of these cards are a solid option for travelers who fly frequently on Delta Airlines. American Express cards offer attractive perks for international travelers, such as rental car insurance* and no foreign transaction fees.
Other options you might consider are travel cards from Chase and Capital One that currently have intro offers worth over $700. Both cards partner with many airline frequent flyer programs, but not with Delta. So, if Delta is your primary airline, one of the SkyMiles American Express cards profiled here may be your best bet.
Want more credit card options? Check out our other picks for travel rewards credit cards. You can use our tool below to help find the right credit card for you.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
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* Eligibility and Benefit level of American Express insurance varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.
