Save on Airbnb with Credit Card and Airline Rewards

Use points or miles to save on Airbnb and VRBO rentals. You can also rack up rewards to save on future travel.

A couple with four children walks out of a vacation home across the deck to the beach.
(Image credit: Getty Images)

Traveling families and groups can generally save on Airbnb and VRBO rentals compared to hotels. And longer stays are often cheaper when booked at vacation rentals. However, if you’re a frequent traveler and you’ve racked up points or miles on travel rewards credit cards or through other loyalty programs, you typically won’t be able to use them to book a vacation rental. But you can harness Airbnb and VRBO co-branded loyalty programs to earn even more points, which you can use for airfare or other travel expenses.

Here’s a guide to earning and redeeming points or miles by booking an Airbnb or VRBO.  And not to get too existential, but are Airbnbs really cheaper than hotels? We have answers.

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Ellen Kennedy
Personal Finance Editor,

Ellen writes and edits personal finance stories, especially on credit cards and related products. She also covers the nexus between sustainability and personal finance. She was a manager and sustainability analyst at Calvert Investments for 15 years, focusing on climate change and consumer staples. She served on the sustainability councils of several Fortune 500 companies and led corporate engagements. Before joining Calvert, Ellen was a program officer for Winrock International, managing loans to alternative energy projects in Latin America. She earned a master’s from the U.C. Berkeley in international relations and Latin America.