Building Wealth
How Exactly Do You Stress-Test Your Financial Plan?
How Exactly Do You Stress-Test Your Financial Plan?
Some tasks are not good for DIYers, and stress-testing your portfolio is probably one of them. Because individuals don’t have access to the same tools…
September 18, 2021
5 Charitable Surprises about High-Net-Worth Families
5 Charitable Surprises about High-Net-Worth Families
They might be out of the spotlight, but smaller family foundations are stepping up their giving in this time of need.
September 17, 2021
5 Key Points to Consider Before You Claim Social Security
5 Key Points to Consider Before You Claim Social Security
The big decision every retiree has to make is when to start taking their Social Security benefits. Here are five things to think about as you weigh yo…
September 16, 2021
I Have a Financial Adviser. Is It Time for My Adult Children to Get One, Too?
I Have a Financial Adviser. Is It Time for My Adult Children to Get One, Too?
When you’re young and broke, there’s not a lot of need for a financial adviser. But there comes a time when all that changes. Here are four tipping po…
September 16, 2021
Hey, Entrepreneurs: This is NOT the Way to Solicit Money from Investors!
Hey, Entrepreneurs: This is NOT the Way to Solicit Money from Investors!
Getting money for your hot start-up idea the wrong way can get you into hot water. Do some research before you take money from friends or other potent…
September 15, 2021
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Financial Conversation Starters for Couples
Financial Conversation Starters for Couples
Instead of reaching for the remote and an evening of Netflix, why not get really intimate … and talk about money instead? Sharing the same financial g…
September 14, 2021
Once the Pandemic Recedes, Where Will the Real Estate Investment Opportunities Be?
Once the Pandemic Recedes, Where Will the Real Estate Investment Opportunities Be?
Some sectors of real estate are emerging from the pandemic in much better shape than others. Investors thinking about real estate need to know where t…
September 14, 2021
What a Beneficiary Controlled Trust Can Do to Protect Your Legacy After You Are Gone
What a Beneficiary Controlled Trust Can Do to Protect Your Legacy After You Are Gone
Life is messy sometimes. Divorce, bankruptcies and lawsuits happen, and they can potentially wipe out the inheritance you’ve carefully set aside for y…
September 13, 2021
Dying Careers You May Want to Steer Clear Of
Dying Careers You May Want to Steer Clear Of
It’s tough to change, but your job could depend on it. Be flexible in your career goals – and talk with your kids about their own aspirations, because…
September 13, 2021
Are You Taking Advantage of the Current ‘Tax Holiday’?
Are You Taking Advantage of the Current ‘Tax Holiday’?
The tax picture is scheduled to change in the not-too-distant future, so now is a good time to make some moves to capitalize.
September 12, 2021
Is Your Retirement Plan Missing an Essential Piece?
Is Your Retirement Plan Missing an Essential Piece?
Long-term care is a major risk that many financial advisers just aren’t talking about with their clients. Here’s why and some creative options for you…
September 11, 2021
You Could Accidentally Disinherit Your Children Unless You Follow This Obscure Rule
You Could Accidentally Disinherit Your Children Unless You Follow This Obscure Rule
True story: A father with three kids put them down as the beneficiaries of his nearly $250,000 401(k) account – but when he died, they got nothing. It…
September 10, 2021
3 Reasons to Wait Until 70 to Start Taking Your Social Security Benefits
3 Reasons to Wait Until 70 to Start Taking Your Social Security Benefits
In a rush to file for Social Security benefits at age 62? Many people are, but slow down and do the math first – or you might regret it.
September 9, 2021
Moving to Another State in Retirement? What You Need to Know
Moving to Another State in Retirement? What You Need to Know
The idea of retiring, packing up and starting fresh in a sunny spot or at the foot of some cool mountains may sound intriguing, but have you really th…
September 9, 2021
Beware of the Tax Traps in Retirement
Beware of the Tax Traps in Retirement
The stage is set for higher tax bills and surcharges for retirees, if they’re not careful. From RMDs to taxes on Social Security and higher Medicare p…
September 9, 2021
5 Generational Money Taboos That Must Die
5 Generational Money Taboos That Must Die
Sorry, Mom and Dad. Some of your long-held financial truisms really aren’t all that true, and they’re no longer helpful. So dump them, and follow thes…
September 8, 2021
You Insure Your Car and Your Home – So How Can You Insure Your Financial Future?
You Insure Your Car and Your Home – So How Can You Insure Your Financial Future?
Whether you’re concerned about market risk, outliving your retirement savings, protecting your qualified plan, your final years or your loved ones – h…
September 8, 2021
6 Troublemaking Clients Chiropractors and Lawyers Should Refuse to Take
6 Troublemaking Clients Chiropractors and Lawyers Should Refuse to Take
Chiropractors and lawyers should just say no to these six types of clients, who are either too difficult or too devious to work with. Just walk away!
September 7, 2021
After Surfside Collapse, 6 Crucial Steps Every Condo Board Should Take Today
After Surfside Collapse, 6 Crucial Steps Every Condo Board Should Take Today
If you manage a high-rise condo, you have got to be on the ball, because lives could be at stake. To protect your residents (and yourself, as a fiduci…
September 6, 2021
‘Advisor’ vs. ‘Adviser’: What’s the Big Deal?
‘Advisor’ vs. ‘Adviser’: What’s the Big Deal?
You’ve seen the term written both ways, so which one is right – and can one simple letter make a difference in the credentials of the financial profes…
September 5, 2021
Thinking of Donating to your Alma Mater? Be Careful!
Thinking of Donating to your Alma Mater? Be Careful!
Unless you’re very specific about how you give money to a university, it may not be used for what you had in mind.
September 4, 2021
How 2 Physicians Built Retirement Wealth in Real Estate Through a 1031 Exchange
How 2 Physicians Built Retirement Wealth in Real Estate Through a 1031 Exchange
A brother-sister team amassed millions in rental properties, but when life got too busy, they were shocked at the tax bill they’d owe if they sold. Th…
September 3, 2021
3 Ways to Avoid a Big Fat Tax Surprise in April
3 Ways to Avoid a Big Fat Tax Surprise in April
High-earning executives getting stock awards and bonuses in 2021 need to be prepared for the tax bills that will come with them. Here’s how to head of…
September 2, 2021
It’s Never Too Late for a Family Meeting – Here’s How to Do Them Well
It’s Never Too Late for a Family Meeting – Here’s How to Do Them Well
When there is a large inheritance at stake (or even when there isn’t), it’s a great idea to get everyone on the same page. A family meeting can make t…
September 1, 2021
How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. H…
August 31, 2021