Building Wealth

401(k) Basics: 7 Things You Should Know When You Enroll
401(k)s

401(k) Basics: 7 Things You Should Know When You Enroll

When you start a job there’s a ton of paperwork to fill out, but don’t let that keep you from carefully considering what to do about signing up for yo…
June 16, 2021
SSDI and COVID-19: How to Apply for Disability Benefits Now
personal finance

SSDI and COVID-19: How to Apply for Disability Benefits Now

The long-term physical effects of COVID-19 are still being discovered. If you’re thinking of applying for Social Security disability benefits, here ar…
June 15, 2021
How to Generate Tax-Efficient Retirement Income
retirement planning

How to Generate Tax-Efficient Retirement Income

To limit your taxes, which accounts should you draw down sooner rather than later in retirement? The withdrawal strategy you decide to use could make …
June 15, 2021
Over 50 and Considering Divorce? How to Prepare Financially, Pre- and Post-Separation
Divorce

Over 50 and Considering Divorce? How to Prepare Financially, Pre- and Post-Separation

To preserve your wealth, you need to accept that changes are coming. You very likely won’t be able to maintain the same lifestyle separately that you …
June 14, 2021
You Got That New Job: Now It’s Time to Make the Right Financial Choices
careers

You Got That New Job: Now It’s Time to Make the Right Financial Choices

Young professionals are on the move. If you’ve made a switch or have one on the horizon, follow this checklist to keep your finances on track.
June 14, 2021

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As You Plan for Retirement, Also Prepare for the Unexpected
estate planning

As You Plan for Retirement, Also Prepare for the Unexpected

Whether you’re close to retirement or decades away, no one’s immortal. Things happen. Are you ready, or could you leave the people you love in a lurch…
June 12, 2021
New Graduates’ Guide to Paying Off Student Loans
student loans

New Graduates’ Guide to Paying Off Student Loans

Congratulations on finishing your degree! Now it’s time to study up on the best way to pay off your student debt. You have a lot of options, so choose…
June 12, 2021
Should My Money Stay or Go? Employer 401(k) vs. IRA Rollover
401(k)s

Should My Money Stay or Go? Employer 401(k) vs. IRA Rollover

Employers are the newest contenders for the rollover assets from your retirement plan. Here’s what to consider when leaving your job and choosing whet…
June 11, 2021
5 Key Considerations as You Craft Your Retirement Plan
retirement planning

5 Key Considerations as You Craft Your Retirement Plan

No retirement plan is complete without covering these five key areas.
June 10, 2021
Scam Alert: 4 Types of Fraud That Target the Elderly (and How to Beat Them)
Scams

Scam Alert: 4 Types of Fraud That Target the Elderly (and How to Beat Them)

Scams target people of all ages, but the most vulnerable tend to be older adults — and the money they lose can have a big impact on their retirement. …
June 10, 2021
Give Your Charity Superpowers with This Dual Strategy
personal finance

Give Your Charity Superpowers with This Dual Strategy

Serious philanthropists should consider combining the complementary strengths of a private foundation along with a donor-advised fund for charitable a…
June 9, 2021
3 Exercises Help Reluctant-to-Retire Folks Know When to Say When
happy retirement

3 Exercises Help Reluctant-to-Retire Folks Know When to Say When

Transitioning into retirement isn’t easy for everyone — especially entrepreneurs — but these three planning exercises can help clarify what you want o…
June 8, 2021
How to Fail as a Landlord
real estate investing

How to Fail as a Landlord

If you’re thinking of getting into the rental property business, do it the right way, or be prepared for the consequences. A longtime landlord lists f…
June 7, 2021
Retirement Planning? Don’t Forget About Investment Real Estate
real estate investing

Retirement Planning? Don’t Forget About Investment Real Estate

Investment properties have the potential to generate monthly income and appreciation as part of a diversified portfolio. But you don’t have to be a ha…
June 7, 2021
4 Ways to Avoid Post-COVID-19 Spending Guilt
Coronavirus and Your Money

4 Ways to Avoid Post-COVID-19 Spending Guilt

I recently spent money on a Mexican vacation. It’s time to get out again, but returning to a more normal lifestyle doesn’t mean dropping our healthy s…
June 6, 2021
Adopting a Child: Financial Advice for Hopeful Parents
Starting a Family

Adopting a Child: Financial Advice for Hopeful Parents

How much does it cost to adopt a child? That depends on which method you use, as there are several different paths to parenthood. And there are severa…
June 5, 2021
Better Than a Charity? 10 Things You Can Do by Starting Your Own Foundation
personal finance

Better Than a Charity? 10 Things You Can Do by Starting Your Own Foundation

Budding philanthropists can gain more freedom to get things done and help others by starting their own private foundation, rather than working through…
June 5, 2021
Your Secret Weapon to Help Win the Retirement Saving Battle: Roth 401(k)
401(k)s

Your Secret Weapon to Help Win the Retirement Saving Battle: Roth 401(k)

Thanks to their unique tax benefits and the higher amounts you can contribute, Roth 401(k)s have a lot going for them, when compared to their traditio…
June 4, 2021
Is Deferring Taxes the Best Thing for Your Retirement Savings?
Roth IRA Conversions

Is Deferring Taxes the Best Thing for Your Retirement Savings?

The tax bill that you’re putting off on your traditional IRA or 401(k) may be higher than you think, especially since it’s looking likely that tax rat…
June 3, 2021
Widows Move Forward on Their Own – But Not Alone
personal finance

Widows Move Forward on Their Own – But Not Alone

Taking the right first steps and finding the right financial help can make a big difference during a difficult transition.
June 2, 2021
How to Make the Most of Your Finances in Your 30s
personal finance

How to Make the Most of Your Finances in Your 30s

It’s easy to get caught up in the day-to-day challenges of a burgeoning career, friends and family life, but your 30s are the perfect time to get your…
June 2, 2021
What You Need to Know About Annuities and the SECURE Act
annuities

What You Need to Know About Annuities and the SECURE Act

Annuities are now an option for your 401(k), thanks to the SECURE Act. Is one right for your retirement savings plan?
June 1, 2021
Hurricane Season: Home, Family and Financial Planning Tips
personal finance

Hurricane Season: Home, Family and Financial Planning Tips

Hurricane season officially began on June 1, and it runs through Nov. 30. So get ready now, in the calm before the storms.
June 1, 2021
4 Strategies to Reduce Taxes in Retirement
retirement planning

4 Strategies to Reduce Taxes in Retirement

Don’t let the possibility of higher taxes in the future sink your retirement income plan. Consider these four ways to help manage your taxes, keeping …
May 31, 2021
Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
annuities

Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral

Withdrawing money from a falling portfolio can be deadly for retirees. To guard against that, you might want to consider the guaranteed payments that …
May 31, 2021