Building Wealth

How Exactly Do You Stress-Test Your Financial Plan?
retirement planning

How Exactly Do You Stress-Test Your Financial Plan?

Some tasks are not good for DIYers, and stress-testing your portfolio is probably one of them. Because individuals don’t have access to the same tools…
September 18, 2021
5 Charitable Surprises about High-Net-Worth Families
Charity

5 Charitable Surprises about High-Net-Worth Families

They might be out of the spotlight, but smaller family foundations are stepping up their giving in this time of need.
September 17, 2021
5 Key Points to Consider Before You Claim Social Security
social security

5 Key Points to Consider Before You Claim Social Security

The big decision every retiree has to make is when to start taking their Social Security benefits. Here are five things to think about as you weigh yo…
September 16, 2021
I Have a Financial Adviser. Is It Time for My Adult Children to Get One, Too?
personal finance

I Have a Financial Adviser. Is It Time for My Adult Children to Get One, Too?

When you’re young and broke, there’s not a lot of need for a financial adviser. But there comes a time when all that changes. Here are four tipping po…
September 16, 2021
Hey, Entrepreneurs: This is NOT the Way to Solicit Money from Investors!
entrepreneurship

Hey, Entrepreneurs: This is NOT the Way to Solicit Money from Investors!

Getting money for your hot start-up idea the wrong way can get you into hot water. Do some research before you take money from friends or other potent…
September 15, 2021

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Financial Conversation Starters for Couples
personal finance

Financial Conversation Starters for Couples

Instead of reaching for the remote and an evening of Netflix, why not get really intimate … and talk about money instead? Sharing the same financial g…
September 14, 2021
Once the Pandemic Recedes, Where Will the Real Estate Investment Opportunities Be?
real estate investing

Once the Pandemic Recedes, Where Will the Real Estate Investment Opportunities Be?

Some sectors of real estate are emerging from the pandemic in much better shape than others. Investors thinking about real estate need to know where t…
September 14, 2021
What a Beneficiary Controlled Trust Can Do to Protect Your Legacy After You Are Gone
estate planning

What a Beneficiary Controlled Trust Can Do to Protect Your Legacy After You Are Gone

Life is messy sometimes. Divorce, bankruptcies and lawsuits happen, and they can potentially wipe out the inheritance you’ve carefully set aside for y…
September 13, 2021
Dying Careers You May Want to Steer Clear Of
careers

Dying Careers You May Want to Steer Clear Of

It’s tough to change, but your job could depend on it. Be flexible in your career goals – and talk with your kids about their own aspirations, because…
September 13, 2021
Are You Taking Advantage of the Current ‘Tax Holiday’?
tax planning

Are You Taking Advantage of the Current ‘Tax Holiday’?

The tax picture is scheduled to change in the not-too-distant future, so now is a good time to make some moves to capitalize.
September 12, 2021
Is Your Retirement Plan Missing an Essential Piece?
long term care

Is Your Retirement Plan Missing an Essential Piece?

Long-term care is a major risk that many financial advisers just aren’t talking about with their clients. Here’s why and some creative options for you…
September 11, 2021
You Could Accidentally Disinherit Your Children Unless You Follow This Obscure Rule
estate planning

You Could Accidentally Disinherit Your Children Unless You Follow This Obscure Rule

True story: A father with three kids put them down as the beneficiaries of his nearly $250,000 401(k) account – but when he died, they got nothing. It…
September 10, 2021
3 Reasons to Wait Until 70 to Start Taking Your Social Security Benefits
social security

3 Reasons to Wait Until 70 to Start Taking Your Social Security Benefits

In a rush to file for Social Security benefits at age 62? Many people are, but slow down and do the math first – or you might regret it.
September 9, 2021
Moving to Another State in Retirement? What You Need to Know
happy retirement

Moving to Another State in Retirement? What You Need to Know

The idea of retiring, packing up and starting fresh in a sunny spot or at the foot of some cool mountains may sound intriguing, but have you really th…
September 9, 2021
Beware of the Tax Traps in Retirement
retirement planning

Beware of the Tax Traps in Retirement

The stage is set for higher tax bills and surcharges for retirees, if they’re not careful. From RMDs to taxes on Social Security and higher Medicare p…
September 9, 2021
5 Generational Money Taboos That Must Die
personal finance

5 Generational Money Taboos That Must Die

Sorry, Mom and Dad. Some of your long-held financial truisms really aren’t all that true, and they’re no longer helpful. So dump them, and follow thes…
September 8, 2021
You Insure Your Car and Your Home – So How Can You Insure Your Financial Future?
Making Your Money Last

You Insure Your Car and Your Home – So How Can You Insure Your Financial Future?

Whether you’re concerned about market risk, outliving your retirement savings, protecting your qualified plan, your final years or your loved ones – h…
September 8, 2021
6 Troublemaking Clients Chiropractors and Lawyers Should Refuse to Take
small business

6 Troublemaking Clients Chiropractors and Lawyers Should Refuse to Take

Chiropractors and lawyers should just say no to these six types of clients, who are either too difficult or too devious to work with. Just walk away!
September 7, 2021
After Surfside Collapse, 6 Crucial Steps Every Condo Board Should Take Today
real estate

After Surfside Collapse, 6 Crucial Steps Every Condo Board Should Take Today

If you manage a high-rise condo, you have got to be on the ball, because lives could be at stake. To protect your residents (and yourself, as a fiduci…
September 6, 2021
‘Advisor’ vs. ‘Adviser’: What’s the Big Deal?
personal finance

‘Advisor’ vs. ‘Adviser’: What’s the Big Deal?

You’ve seen the term written both ways, so which one is right – and can one simple letter make a difference in the credentials of the financial profes…
September 5, 2021
Thinking of Donating to your Alma Mater? Be Careful!
personal finance

Thinking of Donating to your Alma Mater? Be Careful!

Unless you’re very specific about how you give money to a university, it may not be used for what you had in mind.
September 4, 2021
How 2 Physicians Built Retirement Wealth in Real Estate Through a 1031 Exchange
real estate investing

How 2 Physicians Built Retirement Wealth in Real Estate Through a 1031 Exchange

A brother-sister team amassed millions in rental properties, but when life got too busy, they were shocked at the tax bill they’d owe if they sold. Th…
September 3, 2021
3 Ways to Avoid a Big Fat Tax Surprise in April
tax planning

3 Ways to Avoid a Big Fat Tax Surprise in April

High-earning executives getting stock awards and bonuses in 2021 need to be prepared for the tax bills that will come with them. Here’s how to head of…
September 2, 2021
It’s Never Too Late for a Family Meeting – Here’s How to Do Them Well
estate planning

It’s Never Too Late for a Family Meeting – Here’s How to Do Them Well

When there is a large inheritance at stake (or even when there isn’t), it’s a great idea to get everyone on the same page. A family meeting can make t…
September 1, 2021
How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
annuities

How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy

Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. H…
August 31, 2021