wealth management

I’ve Inherited a Lot of Money. Now What?
estate planning

I’ve Inherited a Lot of Money. Now What?

First, put all major decisions on hold. A financial planner can help you come up with a plan that addresses your goals, dreams and needs.
September 25, 2022
5 Ways Charitable Giving Can Star in Your Financial Strategy
personal finance

5 Ways Charitable Giving Can Star in Your Financial Strategy

Helping others is great, and helping yourself is always good as well, so why not do both at the same time? Integrate these five strategies into your f…
September 24, 2022
Cryptocurrency: Stay In? Get Out? How to Decide?
cryptocurrency

Cryptocurrency: Stay In? Get Out? How to Decide?

The whims of the cryptocurrency market are exposing some investors in uncomfortable ways. To avoid being caught in a compromising position, investors …
September 24, 2022
Looking for the Best Rate on a Fixed Annuity? Shopping Around Really Pays Off
annuities

Looking for the Best Rate on a Fixed Annuity? Shopping Around Really Pays Off

Some annuities pay significantly more than others, so doing your research to compare rates and keeping key factors in mind can score you a much better…
September 23, 2022
Social Security Is Pushing You to Work Longer – Can You Still Afford to Retire Early?
social security

Social Security Is Pushing You to Work Longer – Can You Still Afford to Retire Early?

To get your full Social Security benefit, you may have to work longer than you’d like. If you really don’t want to wait to quit work and start taking …
September 22, 2022

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The Power of Debt: It Isn’t All Bad
personal finance

The Power of Debt: It Isn’t All Bad

We hear the warnings constantly: Debt will ruin your finances. The reality is that some debt isn’t bad. In fact, a securities-backed line of credit ca…
September 21, 2022
They Lost a Spouse but Bounced Back: 5 Women’s Financial Stories
Women & Money

They Lost a Spouse but Bounced Back: 5 Women’s Financial Stories

A look at how five widows got their financial lives in order and got to a better, brighter, more empowered place. They did it, and so can you.
September 20, 2022
Recession or Not? We Could Be in the Eye of the Storm
investing

Recession or Not? We Could Be in the Eye of the Storm

Our economy is showing one major sign we’re in a recession, but there are at least seven other red flags currently waving. It’s tough to ignore a thre…
September 19, 2022
Tired of Pricey Life Insurance Premiums? 4 Ways to Manage a Policy When You Retire
life insurance

Tired of Pricey Life Insurance Premiums? 4 Ways to Manage a Policy When You Retire

Instead of canceling or letting your policy lapse, consider cashing it in, donating it or paying premiums another way.
September 19, 2022
How Community Property Trusts Can Benefit Married Couples
estate planning

How Community Property Trusts Can Benefit Married Couples

Getting a step-up in basis when each spouse dies can be a big tax advantage, one that has not been available to those who live in common-law states. H…
September 18, 2022
Car Buyers: The 3-Day Grace Period Is Just a Myth!
Buying & Leasing a Car

Car Buyers: The 3-Day Grace Period Is Just a Myth!

Many car buyers think they have three days after making a purchase to return a car. Here’s where they’re going wrong, and what they should do instead …
September 17, 2022
Young Professionals Could Avoid Six Figures in Lifetime Taxes With an HSA
health savings accounts

Young Professionals Could Avoid Six Figures in Lifetime Taxes With an HSA

Running the numbers shows how health savings accounts could save one couple $160,000 in taxes. With open enrollment coming up, millions of workers sho…
September 16, 2022
3 Key Ways You Can Help a Child or Grandchild Pay for College
college

3 Key Ways You Can Help a Child or Grandchild Pay for College

Options such as 529 plans, education savings accounts and tax-free gifts can ensure you don’t carry a child’s student loan debt into your golden years…
September 16, 2022
Work in Real Estate? 5 Tips to Get Through the Home Sales Slowdown
real estate

Work in Real Estate? 5 Tips to Get Through the Home Sales Slowdown

It’s crunch time for real estate agents and brokers. Don’t let slumping home sales become a personal finance crisis. Take these proactive steps to hea…
September 15, 2022
Feeling Insecure About Social Security? You’re Not Alone.
social security

Feeling Insecure About Social Security? You’re Not Alone.

New research reveals the crucial gaps in Americans’ Social Security knowledge that could make a big difference in your retirement income.
September 14, 2022
Should I Invest in Bitcoin or Other Cryptocurrency?
cryptocurrency

Should I Invest in Bitcoin or Other Cryptocurrency?

Maybe. Maybe not. A financial adviser shares the good, the bad, and the ugly about cryptocurrency and how the underlying blockchain technology is pois…
September 14, 2022
What If I Retired Today?
retirement planning

What If I Retired Today?

Envisioning three key areas (some of them financial and some of them not!) can help you answer this intriguing question.
September 13, 2022
Roth Conversions Play Key Role in Defusing a Retirement Tax Bomb
Roth IRAs

Roth Conversions Play Key Role in Defusing a Retirement Tax Bomb

Investors can do a Roth conversion at any time, but there are three distinct windows of opportunity when the timing is golden for those looking to sla…
September 12, 2022
Investing for Retirement Income Is Different – Rethink 60/40 Rule
retirement planning

Investing for Retirement Income Is Different – Rethink 60/40 Rule

Investors saving for retirement are familiar with the 60/40 rule, concerning stocks and bonds. But for retirees, a different kind of 60/40 rule applie…
September 12, 2022
Crypto Has Been Through the Wringer in 2022: What Now?
cryptocurrency

Crypto Has Been Through the Wringer in 2022: What Now?

With prices of Bitcoin, Ethereum and other cryptocurrencies down, you may be tempted to give it a try. The best advice for those who are curious may b…
September 11, 2022
Creating a Values-Based Financial Plan
personal finance

Creating a Values-Based Financial Plan

More savers and spenders are thinking big picture when it comes to their financial decisions.
September 10, 2022
How to Invest $1,000: Open a Roboadviser Account
Smart Buying

How to Invest $1,000: Open a Roboadviser Account

It's easier than ever to access low-cost, automated investing advice.
September 9, 2022
How to Plan for an Early Retirement
retirement planning

How to Plan for an Early Retirement

Hint: It’s a little different than the usual retirement planning. When you want to retire early, there are a few extra considerations you need to thin…
September 9, 2022
Why a Good Retirement Plan Isn’t Separate Pieces, But a Holistic Strategy
retirement planning

Why a Good Retirement Plan Isn’t Separate Pieces, But a Holistic Strategy

From taxes to income and investments, there are many moving parts to your retirement plan, and they need to fit together to make the most of what you’…
September 9, 2022
Succession Plans for Farmers (Whether Your Kids Want the Farm or Not)
small business

Succession Plans for Farmers (Whether Your Kids Want the Farm or Not)

Legacy planning for farmers comes with some interesting challenges and opportunities.
September 8, 2022
Using Asset Location to Defuse a Retirement Tax Bomb
required minimum distributions (RMDs)

Using Asset Location to Defuse a Retirement Tax Bomb

Investors can set themselves up for lower tax bills in retirement using a strategy few folks are familiar with: asset location. The idea behind it is …
September 8, 2022