wealth management

How to Turn Your Retirement Savings into Retirement Income
retirement

How to Turn Your Retirement Savings into Retirement Income

Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and stead…
November 27, 2020
Turned off by Low CD Rates? Consider a Fixed Annuity
annuities

Turned off by Low CD Rates? Consider a Fixed Annuity

CD rates are under 1%, but comparable annuities can pay more than 2% to 3% guaranteed and tax-deferred.
November 27, 2020
3 Steps You Can Take Now to Gain Control of Your Retirement
retirement

3 Steps You Can Take Now to Gain Control of Your Retirement

Do-it-yourselfers have some work ahead of them, and here are three places to start.
November 26, 2020
Are You Liable When a Customer’s Hummer Gets Stolen from Your Parking Lot?
small business

Are You Liable When a Customer’s Hummer Gets Stolen from Your Parking Lot?

A motel stay led to an unfortunate loss for a California couple. Can they hold the motel responsible? A lawyer’s take on the situation may not leave t…
November 25, 2020
Which Debt Is ‘Good Debt’ and Which Is ‘Bad Debt’?
debt management

Which Debt Is ‘Good Debt’ and Which Is ‘Bad Debt’?

Not all debts are created equal. Some help you get ahead. Others should be avoided at all costs. Here’s how to tell the difference and how to handle y…
November 25, 2020

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How to Help Your Family Wealth Last for Generations
estate planning

How to Help Your Family Wealth Last for Generations

Creating generational wealth takes careful planning and thoughtful sharing of intentions, plus the right investment vehicle.
November 24, 2020
How to Vote for Social Change with Your Investments
investing

How to Vote for Social Change with Your Investments

Want to invest your money in companies that care about climate change, racial equity or other issues important to you? Consider “Socially Responsible …
November 23, 2020
I’m Not a Millionaire, But I Just Gave $250,000 to Morehouse College: Here’s How (and Why)
personal finance

I’m Not a Millionaire, But I Just Gave $250,000 to Morehouse College: Here’s How (and Why)

You don’t have to be a millionaire to make a generous charitable donation to a cause that means the world to you, just like I did. Here’s the strategy…
November 23, 2020
Medicare Mania: Some Basics to Know During Open Enrollment
Medicare

Medicare Mania: Some Basics to Know During Open Enrollment

What’s Part A, Part B, Part C and Part D and what do they cover? What are Medicare Advantage plans? And how about the deadlines involved? There’s a lo…
November 21, 2020
Have Equity Compensation? Strategies to Handle Stock Market Volatility
Employee Benefits

Have Equity Compensation? Strategies to Handle Stock Market Volatility

The stock market can be volatile, as we’ve all seen recently. To make the most of your equity compensation and manage your income tax bill at the sam…
November 20, 2020
Joint Trusts or Separate Trusts: Advice for Married Couples
estate planning

Joint Trusts or Separate Trusts: Advice for Married Couples

Unless you have a specific need for separate trusts, it’s usually best to avoid the headaches they cause and go with a joint trust instead. Here’s why…
November 20, 2020
How to Automate Your Savings in 6 Easy Steps
savings

How to Automate Your Savings in 6 Easy Steps

Take advantage of technology to make building your savings and investing it a seamless – and pain-free – process.
November 19, 2020
Be a Budgeting Expert: How to Track Spending with a Detailed Budget
Budgeting

Be a Budgeting Expert: How to Track Spending with a Detailed Budget

Want to go beyond the Envelope Budget? Try this free budgeting spreadsheet to draw up your own plan and get a firm grip on where your money is going. …
November 19, 2020
Captive Insurance for Pandemics? What Small Businesses Can Do
small business

Captive Insurance for Pandemics? What Small Businesses Can Do

The pandemic has revealed gaping holes in traditional insurance coverage for small businesses. Private insurance, including captive insurance, may be …
November 18, 2020
The Envelope Budget: How to Make It Work for You
Budgeting

The Envelope Budget: How to Make It Work for You

An oldie but goodie, the envelope budget is a great place to start for beginning budgeters. Here’s how it works.
November 18, 2020
Worried about Money Because of COVID-19? 5 Tips for Millennials
personal finance

Worried about Money Because of COVID-19? 5 Tips for Millennials

Millennials have been between a rock and a hard place for years. The global pandemic has made matters worse for this generation, but there are some st…
November 17, 2020
Don’t Be a Budget Hater
Budgeting

Don’t Be a Budget Hater

Budgets don’t exist to make your life miserable. In fact, they’re there to make your life better. My own budget evolution shows how having a spending …
November 17, 2020
Flying Solo: 5 Financial Strategies Every Single Woman Should Know
Women & Money

Flying Solo: 5 Financial Strategies Every Single Woman Should Know

Are you doing all that you can to ensure your financial future will be secure? See if you are on track, or whether there’s an area (or two) where you …
November 16, 2020
Millennials Are Financially Jinxed, but Time Is on Their Side
personal finance

Millennials Are Financially Jinxed, but Time Is on Their Side

Suffering from recession fatigue, this generation nevertheless can’t afford to shy away from stocks. Here’s how Millennials should prioritize their re…
November 16, 2020
How to Not Financially Paralyze Your Children
personal finance

How to Not Financially Paralyze Your Children

If you’ve spoiled your kids – or are worried you might spoil them – here are some steps to take to help ensure they become financially independent.
November 16, 2020
Pass on Your Wealth Wisdom
personal finance

Pass on Your Wealth Wisdom

Sharing what you’ve learned about getting ahead in life financially is a worthy endeavor that can pay off mightily. This “wealth responsibility” can c…
November 15, 2020
Who Should Consider a Roth IRA – and Why Now?
Roth IRAs

Who Should Consider a Roth IRA – and Why Now?

While Roth IRAs don’t make sense for everyone, there are some cases where they could be a great fit. See if any of these five scenarios applies to you…
November 13, 2020
Oops! A Surprising Factor Retirees Forget to Plan for
happy retirement

Oops! A Surprising Factor Retirees Forget to Plan for

Your retirement plan probably has a gaping hole in it, one you may fail to spot even though it’s an obvious fact of life that impacts everyone. This i…
November 13, 2020
The Best Gifting Strategy of Our Era
tax planning

The Best Gifting Strategy of Our Era

With taxes likely to rise in the coming decades, the normal methods of providing a financial legacy for our family could be heavily taxed. But, by cle…
November 12, 2020
Helping Our Aging Parents Plan for a Well-Lived Future
retirement

Helping Our Aging Parents Plan for a Well-Lived Future

Check out some starting points for the frank conversations necessary to ensure your parents are on the right track with their finances and their legac…
November 12, 2020