wealth creation
7 Ways to Prepare for Higher Taxes
7 Ways to Prepare for Higher Taxes
The tax climate is changing, and your retirement planning strategies could use some tweaks to stay on top of the situation.
August 2, 2021
Don’t Automatically Annuitize an Annuity – Shop Around First
Don’t Automatically Annuitize an Annuity – Shop Around First
Converting a deferred annuity to a lifetime income annuity can be a great move, but it pays to shop the market instead of routinely annuitizing with t…
August 1, 2021
Retiring in the Next 5 Years? Make These Five Decisions Now
Retiring in the Next 5 Years? Make These Five Decisions Now
These five moves could mean hundreds of thousands of dollars in extra income over the course of your retirement.
August 1, 2021
School’s Out for Summer … But Tuition Is Back in the Fall
School’s Out for Summer … But Tuition Is Back in the Fall
Giving the gift of education never goes out of style. Here are some different options for helping out the young person in your life.
July 31, 2021
Are You Itching for an Earlier-Than-Expected Retirement?
Are You Itching for an Earlier-Than-Expected Retirement?
Lots of folks are pulling the rip cord on their careers sooner than they had initially planned. Before you rush to join them, make sure you are really…
July 30, 2021
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5 Unwritten Rules to Know to Succeed at Your First Job
5 Unwritten Rules to Know to Succeed at Your First Job
Landing that first job after college graduation isn’t easy, and keeping it could be a challenge as well. The author of “The Unspoken Rules: Secrets to…
July 28, 2021
2021 Estate Planning Checkup: Is Your Estate Plan Up to Date?
2021 Estate Planning Checkup: Is Your Estate Plan Up to Date?
Every so often, it’s smart to methodically go through your estate planning documents and see if any tweaks are needed. Here’s a checklist to guide you…
July 28, 2021
Do You Need a Financial Planner? 5 Points for and Against Hiring One
Do You Need a Financial Planner? 5 Points for and Against Hiring One
Some folks just don’t need a financial professional, or may not be in a place to get the most value possible from the relationship. However, others ca…
July 27, 2021
3 Strategies to Avoid Running Out of Money in Retirement
3 Strategies to Avoid Running Out of Money in Retirement
For a financially sustainable retirement that could last 30 years or more, here are three ways to help manage your risks and avoid financial roadblock…
July 26, 2021
Finally Visiting Aging Parents after the Pandemic? What to Do If They’ve Declined
Finally Visiting Aging Parents after the Pandemic? What to Do If They’ve Declined
After being apart for so long, it isn’t uncommon to see some signs of a mental or physical decline. Take advantage of your happy reunion to help get y…
July 26, 2021
Guiding Your Company with Business Continuity Planning
Guiding Your Company with Business Continuity Planning
As they say, if you fail to plan, you’re planning to fail. And you don’t want your business to fail, so get planning! Here are some concepts to keep i…
July 25, 2021
Here’s What to Do with the Money Left Behind in Old 401(k) Accounts
Here’s What to Do with the Money Left Behind in Old 401(k) Accounts
First off, don’t lose track of it! You’d be surprised how many people forget about their old 401(k)s.
July 25, 2021
7 Money Lies We Tell Ourselves
7 Money Lies We Tell Ourselves
Everyone does it, one way or another. See if any of these lies sound familiar to you. And find out what kind of damage believing them can do to your f…
July 24, 2021
58-Year-Old Landlord Says Goodbye to Tenants
58-Year-Old Landlord Says Goodbye to Tenants
How Delaware Statutory Trusts (DSTs) are helping retirees find time and freedom. Here's one couple’s story of gaining their freedom by quitting the la…
July 23, 2021
Biden’s Tax Plan Could Make ‘Marriage Penalty’ Worse
Biden’s Tax Plan Could Make ‘Marriage Penalty’ Worse
“Are we better off single?” That’s what some high-earning couples may be asking themselves if Congress acts on President Biden’s tax proposal. Here’s …
July 22, 2021
A Responsible Way for Teenagers to Get into Investing? Maybe.
A Responsible Way for Teenagers to Get into Investing? Maybe.
Fidelity has a discount brokerage platform just for kids called a Youth Account. It has some protections baked in, along with some opportunity to lear…
July 22, 2021
Other Uses for Life Insurance You May Not Know About
Other Uses for Life Insurance You May Not Know About
There may be potential benefits to life insurance beyond its traditional uses, especially when it comes to taxes, estate planning and long-term care. …
July 21, 2021
Red-Hot Housing Market Today Could Burn Real Estate Professionals Tomorrow
Red-Hot Housing Market Today Could Burn Real Estate Professionals Tomorrow
Yes, real estate is hot right now, and agents and investors are flush with cash. It’s time for real estate professionals to diversify their finances, …
July 21, 2021
Employing an Active Wealth Strategy for Retirement
Employing an Active Wealth Strategy for Retirement
Retirees can benefit by looking at the big picture using an active wealth framework that touches on these key issues: Invest, Spend, Borrow, Manage an…
July 20, 2021
How NOT to Deal With Conflict at Work and Otherwise
How NOT to Deal With Conflict at Work and Otherwise
Hint: Blowing your top at the office or at home is usually not a good idea!
July 20, 2021
3 Retirement Mistakes You May Be Making Right Now
3 Retirement Mistakes You May Be Making Right Now
You’ve been saving and investing so carefully, what could go wrong? Unfortunately, several things, if you’re making these all-too-common retirement mi…
July 19, 2021
A Key to Spending without Worry in Retirement: Longevity Insurance
A Key to Spending without Worry in Retirement: Longevity Insurance
This special type of annuity kicks in with a reliable income stream beginning at age 80 or 85 – meaning your savings only need to get you that far, no…
July 19, 2021
Are 1031 Exchanges Right for Me?
Are 1031 Exchanges Right for Me?
There’s a possibility the tax-deferral benefit of such property exchanges could end for some high-net-worth real estate investors, so that could speed…
July 18, 2021
Take Control for a Better Retirement
Take Control for a Better Retirement
A solid retirement plan is about much more than a collection of investments and insurance products. Be organized about your approach. Here’s how.
July 17, 2021
Your Spouse Wants a Divorce … Now What?!
Your Spouse Wants a Divorce … Now What?!
Maybe it came as a shock, or perhaps you saw it coming a mile away. If you’re wondering what to do, take a look at the personal and financial talking …
July 17, 2021