wealth creation
The Joy of Owning a Business in Retirement
The Joy of Owning a Business in Retirement
Golf and lazy days at the beach aren’t for everyone. In fact, some “retirees” get a kick out of challenging themselves as encore entrepreneurs. It can…
October 28, 2021
Is Your Home as Protected as You Think? It’s Time for a Policy Review
Is Your Home as Protected as You Think? It’s Time for a Policy Review
It’s better to find out your coverage falls short before something happens rather than after. Here’s how to get started and what to look for as you re…
October 27, 2021
Annuities: How to Turn Retirement Savings into Retirement Income
Annuities: How to Turn Retirement Savings into Retirement Income
An income annuity can convert your savings or a pension-plan lump sum into a lifetime stream of income. Here are the basics on how annuities work and …
October 27, 2021
Financial Planning Is for Everyone (Yes, That Means You)
Financial Planning Is for Everyone (Yes, That Means You)
You don’t have to be wealthy or anywhere near retirement to benefit from a financial plan. In fact, everyone would be better off if they took a moment…
October 26, 2021
Estate Planning for Pets: How to Protect Your Furry Friends
Estate Planning for Pets: How to Protect Your Furry Friends
Where would your pets go if something happened to you? Who would take care of them, and how would their costs be covered? A pet trust could be the ans…
October 25, 2021
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High Earners and Successful Savers: What Is Your Tax Plan for the Future?
High Earners and Successful Savers: What Is Your Tax Plan for the Future?
We’re experiencing historically low tax rates right now, so what can you do to plan ahead? In the near future, tax planning could become the most impo…
October 24, 2021
Thoughts Before Funding a 529 College Savings Plan
Thoughts Before Funding a 529 College Savings Plan
Watching your college savings grow tax-free with a 529 college savings plan feels great, but failing to follow the rules could come with penalties and…
October 23, 2021
Even If You Already Have Medicare, Don’t You Dare Skip Open Enrollment
Even If You Already Have Medicare, Don’t You Dare Skip Open Enrollment
It’s the perfect time to think about what’s changed in your life and with your health care plan. After looking at these four issues, you might find th…
October 22, 2021
Generation-Skipping Transfer Tax Basics
Generation-Skipping Transfer Tax Basics
If your estate is big enough, you should know how generation-skipping transfer taxes work, and how to avoid paying more than you must.
October 22, 2021
You’ve Just Sold Your Business for Millions. Now What?
You’ve Just Sold Your Business for Millions. Now What?
Financial and life decisions often become more complex – not less – after selling. Here are ways to maximize your profits from the sale while enjoying…
October 21, 2021
Gen X: How to Make Sure Your Future Self Remains Funded
Gen X: How to Make Sure Your Future Self Remains Funded
If you’re a Gen Xer, like me, now might be the right time to talk to a financial professional to learn more about how to adjust your retirement planni…
October 20, 2021
Retiring in Uncertain Times? Try the Bucket Strategy!
Retiring in Uncertain Times? Try the Bucket Strategy!
For retirement savers who want to help make sure their money lasts as long as they do, this very basic planning method is an oldie but a goodie.
October 19, 2021
Want to Save on Taxes? Consider a Divorce!
Want to Save on Taxes? Consider a Divorce!
Oh, the irony: President Biden’s American Families Plan could make divorce more appealing for some high-earning married couples. The tax plan amplifie…
October 18, 2021
Robo-Advisers: Weighing the Worth of Automated Advice
Robo-Advisers: Weighing the Worth of Automated Advice
Some people do just fine with bare-bones advice that’s essentially generated by an algorithm. Until your financial life gets more complicated, you mig…
October 17, 2021
When A ‘Lifequake’ Hits: What to Do When Your Whole World Breaks Open
When A ‘Lifequake’ Hits: What to Do When Your Whole World Breaks Open
If life has thrown you for a financial loop, how do you pick up the pieces? One at a time. Start small and you’ll be amazed how you can bounce back fr…
October 16, 2021
6 Things You Can Do Right Now to Ensure Your Money Will Last in Retirement
6 Things You Can Do Right Now to Ensure Your Money Will Last in Retirement
Your retirement plan needs to take a holistic approach. Because there are so many decisions to make, it’s easy to get lost in the weeds. Follow these …
October 15, 2021
7 Things You Can Do Now to Prepare for Medicare’s Annual Enrollment Period
7 Things You Can Do Now to Prepare for Medicare’s Annual Enrollment Period
It’s that time of year again: Time to see if there’s a Medicare option that better fits your needs – and your budget. Don’t delay. Here’s where to sta…
October 14, 2021
Yogi Berra Quotes Investors Can Live By
Yogi Berra Quotes Investors Can Live By
Baseball legend Yogi Berra was wise, in his own muddled way, about more than just sports. His words hold truth in life – and in investing. Here are th…
October 13, 2021
Ditch Your Dying Career for a Dirty Job Instead
Ditch Your Dying Career for a Dirty Job Instead
How secure is your job in a world of artificial intelligence? Technology is putting many careers on the endangered list, but some jobs just can’t be d…
October 12, 2021
Should Your 401(k) Be ‘Custom Made’?
Should Your 401(k) Be ‘Custom Made’?
Many retirement plans offer participants the opportunity to get tailor-made investment advice for an additional fee. And like many bespoke products, t…
October 11, 2021
Even the Experts Can’t Figure Out How to Plan for Retirement Income
Even the Experts Can’t Figure Out How to Plan for Retirement Income
Why? The old asset allocation model of retirement planning focuses on the wrong part of the equation. Instead, Income Allocation offers a better road …
October 10, 2021
Too Busy to Study Your Company's Health Insurance Options? Do These 4 Things
Too Busy to Study Your Company's Health Insurance Options? Do These 4 Things
Yes, it's a tedious task. But one hour of your time could be worth thousands of dollars. A former firefighter and paramedic turned financial planner s…
October 9, 2021
Complaints that Get Results (and Replies that Win You Customers)
Complaints that Get Results (and Replies that Win You Customers)
Not happy? A couple of simple steps will help get your complaint noticed. And if you’re on the receiving end of a complaint, how you craft your respon…
October 8, 2021
The Stock Market Is Another Life Lesson That Proves Stability Will Always Prevail
The Stock Market Is Another Life Lesson That Proves Stability Will Always Prevail
Time after time it bounces back in the face of all sorts of disasters. Here’s why the stock market has proven to be so resilient, and how investors sh…
October 7, 2021
4 Big Retirement Blunders (and How to Avoid Them)
4 Big Retirement Blunders (and How to Avoid Them)
It’s too bad, but financial advisers see these four mistakes all the time. Don’t fall into the same traps.
October 6, 2021