wealth creation
Is an Immediate Annuity for You?
Is an Immediate Annuity for You?
Before buying, ask some key questions to learn exactly what you’re getting and how this type of annuity can create reliable retirement income.
July 10, 2020
Over 50 and Furloughed/Unemployed? Five Actions to Consider Now
Over 50 and Furloughed/Unemployed? Five Actions to Consider Now
Don’t despair, but do plan for the worst.
July 9, 2020
Making the Best of a Forced Retirement
Making the Best of a Forced Retirement
Chances are good that you will have to leave the workforce earlier than you had planned. Will you be ready?
July 8, 2020
Avoid Blindly Following Random Benchmarks on the Road to Retirement
Avoid Blindly Following Random Benchmarks on the Road to Retirement
Unless the benchmark is relevant to your personal plan, it could steer you into taking a wrong turn.
July 8, 2020
Before You Invest in ‘Crowdfunded’ Real Estate, Consider the Tax Implications
Before You Invest in ‘Crowdfunded’ Real Estate, Consider the Tax Implications
Many syndicated real estate investments miss out on a major tax benefit, but there are some ways to do your deal that avoid that issue.
July 7, 2020
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When Online Investing Turns Deadly: Lessons from a Robinhood Trader’s Suicide
When Online Investing Turns Deadly: Lessons from a Robinhood Trader’s Suicide
Gamification of financial apps can make investing fun, but unsophisticated investors can get in over their heads if they aren’t careful.
July 6, 2020
401(k) Options After You’ve Left Your Job
401(k) Options After You’ve Left Your Job
Have you been diligently saving money in your 401(k)? What should you do with it when you switch jobs? There are four main options to consider, and on…
July 6, 2020
The Awkward Relationship Between Markets and the Economy
The Awkward Relationship Between Markets and the Economy
Why is the stock market doing so well during such a rough time? Well, it’s because the stock market and the economy are not the same thing.
July 3, 2020
Could Now Be the Right Time to Dial Down Your Investment Risk?
Could Now Be the Right Time to Dial Down Your Investment Risk?
The stock market’s stunning turn of events recently could present a golden opportunity to rebalance your portfolio.
July 2, 2020
Exit Strategies for Charitable Remainder Trusts
Exit Strategies for Charitable Remainder Trusts
CRTs offer tax and income-planning flexibility as life changes over the years.
July 1, 2020
For Financially Responsible Kids, Do NOT Do These 3 Things
For Financially Responsible Kids, Do NOT Do These 3 Things
The key to putting your kids on the right financial path can be boiled down into one sentence.
July 1, 2020
5 Steps to Take if You’ve Lost Your Job
5 Steps to Take if You’ve Lost Your Job
Layoffs and job losses have hit millions of Americans recently. To navigate the financial challenges, focus on these five priorities first.
July 1, 2020
Hail to Your Finances, Regardless of Who Wins Presidency
Hail to Your Finances, Regardless of Who Wins Presidency
Don’t try to navigate your investment choices based on election uncertainty. And don’t wait to find out who wins in November to make financial decisio…
June 30, 2020
Chiropractor Trying to Get Business the Wrong Way – Illegally
Chiropractor Trying to Get Business the Wrong Way – Illegally
A new chiropractor’s fledgling business plan to attract patients may sound reasonable at first look, but it’s actually against the law, and the same p…
June 30, 2020
Did You Know You Can Start, Stop and Then Restart Social Security?
Did You Know You Can Start, Stop and Then Restart Social Security?
Check out Social Security claiming strategies (some familiar and others you may never have heard of) that could help those in or near retirement durin…
June 29, 2020
Stay on Top of RMD Rule Changes for 2020
Stay on Top of RMD Rule Changes for 2020
Between the SECURE Act and the CARES Act, the landscape has changed for RMDs this year. You don’t need to take one, for instance. And if you already h…
June 29, 2020
For Pilots, Retirement Planning Is No Place to Wing It
For Pilots, Retirement Planning Is No Place to Wing It
Some special circumstances make pilots prime candidates for needing professional financial advice.
June 29, 2020
The Risk You Face If You Receive Equity Compensation
The Risk You Face If You Receive Equity Compensation
Anyone who receives non-cash pay like stock options or restricted stock needs to understand, and heed, a major danger to their investment portfolio an…
June 29, 2020
Divorcing? 7 Tips for Financial Clarity During a Turbulent Time
Divorcing? 7 Tips for Financial Clarity During a Turbulent Time
Women need to be especially careful to make sure their long-term financial and health care needs are protected when going through a divorce.
June 26, 2020
Stars Align for Some Special Wealth Planning Opportunities
Stars Align for Some Special Wealth Planning Opportunities
A confluence of special tax, interest rate and market circumstances makes this a great time to execute income and wealth planning strategies that can …
June 26, 2020
How New Graduates Can Make the Most of a Terrible Job Market
How New Graduates Can Make the Most of a Terrible Job Market
A pandemic AND a recession? The Class of 2020 can use all the help they can get, and the president of Denison University is happy to pitch in by shari…
June 25, 2020
Applying for Disability Benefits During a Global Pandemic
Applying for Disability Benefits During a Global Pandemic
It can take months or even years to get approved for Social Security Disability Insurance (SSDI) benefits in the best of times. Needless to say, now i…
June 24, 2020
Why COVID-19 May Cause You to Consider a Greater Purpose for Your Money
Why COVID-19 May Cause You to Consider a Greater Purpose for Your Money
With all that is going on right now, you may be thinking more about what values you hold dearest. If so, faith-based investing can offer you an outlet…
June 23, 2020
Check Your Financial Adviser Now (and Every Year) or Regret It Later
Check Your Financial Adviser Now (and Every Year) or Regret It Later
Fewer than 10% of investors use free background checks like Investor.gov, BrokerCheck or IAPD to check their financial advisers’ backgrounds. These on…
June 23, 2020
How to Save Yourself from … Yourself
How to Save Yourself from … Yourself
Stock market volatility like we’ve been seeing the past few months can bring out the worst in investors. Keep your head and avoid some potentially ser…
June 22, 2020