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    Here’s a Way to Save Social Security and Defer RMDs

    People who don’t need Social Security benefits could opt out of receiving them in exchange for not being forced to take required minimum distributions.

    • April Jobs Report Tops Expectations: What the Experts Are Saying

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    • The Richest Person in the World Revealed

    • Moderna Stock Pops on Surprise Earnings Beat

    • Low-Tax States Gain Residents From California and New York

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    • Come to Decanter’s Exclusive NY Wine Tasting – With a Special Discount

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    Most Popular

    • The 12 Best Stocks to Buy Now

      The lesson of the past two years: Be ready for anything. Our 12 best stocks to buy in 2023 reflect opportunities in what's expected to be another uncertain economic backdrop.

    • State "Stimulus Checks" in 2023 – Which States Are Still Sending Payments

      Residents in a handful of states could still receive a tax rebate check or other payment in 2023.

    • Should You Leave Your Heat On All Day or Turn It Off? Which is Cheaper?

      Which option will help you save on your energy bills?

    • When Is the Next Fed Meeting?

      Investors, savers and consumers can expect another interest rate hike at the next Fed meeting.

    • The 25 Cheapest Places to Live: U.S. Cities Edition

      places to live Take a look at our list of the cheapest places to live in America for city dwellers. Is one of the cheapest places to live in the U.S. right for you?

      places to live
    • Financial Freedom in Retirement Is All About Cash Flow

      You may think accumulation is the most important part of the game, but income is like water: You can’t live without it.

    Investing

    Apple corporate logo in front of Los Angeles Apple store

    Stock Market Today: Apple Earnings, Bank Stocks Spark Relief Rally

    The April jobs report creates uncertainty around the Fed's future policy plans, but it didn't stop the major indexes from soaring Friday.

    stocks
    • Calendar with numerous dates marked with pushpins.

      Kiplinger's Weekly Earnings Calendar

      stocks Check out our earnings calendar for the upcoming week, as well as our previews of the more noteworthy reports.

      By Karee Venema • Last updated 5 May 23

      stocks
    • A caution sign reads "National Debt Ceiling" against the backdrop of a stormy sky.

      How the Debt Ceiling Impacts Your Finances

      If Congress doesn’t raise the debt ceiling soon, the U.S. could default, sending borrowing costs higher and possibly delaying Social Security payments.

      By Charles Lewis Sizemore, CFA • Published 5 May 23

      personal finance
    • Apple stock: apple logo on outside of building

      Apple Stock Remains a Strong Buy Even as Shares Soar

      Apple stock has added more than $680 billion in value this year and it still has more room to run, analysts say.

      By Dan Burrows • Published 5 May 23

      Investing
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    Personal Finance

    Woman walking in airport with rolling suitcase

    Frontier Airlines All-You-Can-Fly Summer Pass Now Just $499

    Save hundreds of dollars on the Frontier Airlines 'all-you-can-fly' summer travel pass — here's everything you need to know.

    Travel
    • Illustration of a hand holding an umbrella to block rain.

      How Much Umbrella Insurance Do I Need?

      umbrella insurance Having too much liability insurance is better than having too little. Use our calculator to determine how much umbrella insurance is right for you.

      By The Kiplinger Washington Editors • Last updated 5 May 23

      umbrella insurance
    • Image of both the Amazon Visa card and the Prime Visa card.

      Chase’s Co-Branded Amazon Credit Cards have Both Undergone a Revamp, Including a $150 Bonus

      Chase’s co-branded Amazon credit cards now have new names, looks, benefits and rewards structures.

      By Erin Bendig • Published 5 May 23

      Personal-finance
    • A caution sign reads "National Debt Ceiling" against the backdrop of a stormy sky.

      How the Debt Ceiling Impacts Your Finances

      If Congress doesn’t raise the debt ceiling soon, the U.S. could default, sending borrowing costs higher and possibly delaying Social Security payments.

      By Charles Lewis Sizemore, CFA • Published 5 May 23

      personal finance
    VIEW MORE

    Taxes

    Map showing New York for story on New York child tax credit expansion

    Bigger New York Tax Refunds Expected for Thousands

    Lawmakers in New York have agreed to an expanded child tax credit, which could mean bigger tax refunds for some New Yorkers. Will other states follow suit?

    taxes
    • Picture of Florida capitol building for Florida storm deadline relief

      IRS Relief for Florida Comes as Lawmakers Mull Major Tax Cuts

      Residents impacted by recent severe Florida storms have an extended IRS tax deadline.

      By Katelyn Washington • Published 3 May 23

      Taxes
    • A man holds an umbrella while standing in the rain in front of a downtown building.

      To Defer Capital Gains Taxes, Consider a 721 Exchange

      This less-used tool in real estate investing might serve you better than the more popular 1031 exchange, depending on your circumstances.

      By Edward E. Fernandez • Published 3 May 23

      real estate
    • Picture of Atlanta Georgia buildings for Georgia tax rebates story

      2023 Georgia Tax Rebates Up to $500 Are Now Being Sent

      Georgia has started sending special 2023 surplus tax refunds to eligible residents.

      By Kelley R. Taylor • Published 2 May 23

      taxes
    VIEW MORE

    Retirement

    A woman puts her arm around an older man walking outside.

    New Call for Medicare to End Restrictions on Alzheimer’s Disease Treatments

    While there is no known cure for Alzheimer’s disease, there are promising — but expensive — treatments.

    Medicare
    • A welcome mat sits at an open front door.

      2023 Could Be the Year to Welcome Back the 60/40 Portfolio

      Bond yields are the highest they’ve been in 15 years, and stocks appear less expensive than before. The odds are now in favor of the balanced portfolio.

      By Mel Casey, CFA®, CAIA • Published 4 May 23

      investing
    • A happily retired couple jog side by side along a waterfront.

      Are You Confident About Your Retirement Prospects?

      If you said no, you’re not alone. Lack of financial literacy and feeling like they’re running out of time undermine Americans’ retirement confidence. What can we do?

      By Brad Hearn • Published 3 May 23

      retirement
    • A couple forms the shape of a heart with their hands with the sun at the beach as the backdrop.

      I Love You, But Your ‘I Love You Will’ Needs to Go

      An ‘I Love You Will’ works great as long as everything goes as planned, but there are three reasons that kind of will may not love you back.

      By Allison L. Lee, Esq. • Published 2 May 23

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    Podcast

    • Defusing the Retirement “Tax Bomb” with David McClellan

      By David Muhlbaum • Published 12 September 22

      Tax Breaks
    • Tax Breaks for College Finance with Kalman Chany

      By David Muhlbaum • Published 24 August 22

      Paying for College
    • Car-Buying in an Inflated Market with Jenni Newman

      By David Muhlbaum • Published 2 August 22

      Buying & Leasing a Car
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    Meet Kiplinger's Experts

    • Alexandra Svokos

      Alexandra Svokos

      Senior Digital Editor
    • Karee Venema

      Karee Venema

      Investing editor and options expert
    • Dan Burrows

      Dan Burrows

      Senior investing writer and markets expert
    • Kelley Taylor

      Kelley Taylor

      Senior Tax editor
    • Ellen Kennedy

      Ellen Kennedy

      ESG and personal finance editor
    • Erin Bendig

      Erin Bendig

      Personal Finance Writer
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