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Investing
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The Only 5 Investment Funds You Really Need, According to Wall Street ExpertsWe asked Wall Street experts to name the five investment funds you really need.
By Simon Constable -
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QQQ vs SPY: What $1,000 Invested 20 Years Ago Is Worth NowMega-cap tech and communications stocks deliver outsized rewards — and greater risk.
By Dan Burrows -
How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA® -
3 Costly RMD Tax Mistakes to Avoid in Your 70sDon't stop tax planning when RMDs start. Making these common tax mistakes in your 70s can result in needlessly generous payments to the IRS.
By Jeremy Keil, CFP®, CFA®, CKA® -
2 Sectors, 4 Stocks to Buy This NovemberBlack Friday. Cyber Monday. The midterm elections. We ignore them all when looking for the best stocks to buy this November.
By Kyle Woodley -
Is a Roth Conversion Worth It? Why Timing Is EverythingIf you're a high earner or have a large sum in pretax retirement accounts, learn how and when to use Roth conversions to minimize future taxes.
By Ariel Dangelo -
We've Saved $2 Million: Is That Enough to Retire at 65?Can you retire at 65 if you've saved $2 million? It all depends on the life you envision, and how much work your portfolio needs to do to support it.
By Jeremy Keil, CFP®, CFA®, CKA®
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Retirement
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Tax PolicyVoters Want Social Security Saved: Even if It Means Higher TaxesShoring up Social Security to protect future benefits will likely involve major tax changes.
By Kelley R. Taylor -
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3 Costly RMD Tax Mistakes to Avoid in Your 70sDon't stop tax planning when RMDs start. Making these common tax mistakes in your 70s can result in needlessly generous payments to the IRS.
By Jeremy Keil, CFP®, CFA®, CKA® -
What Happens When Social Security Thinks You're Dead?As many as 12,000 people a year are mistakenly declared dead by the SSA, stopping their Social Security and Medicare benefits cold. Here's what to do if it happens to you.
By Donna LeValley -
Is a Roth Conversion Worth It? Why Timing Is EverythingIf you're a high earner or have a large sum in pretax retirement accounts, learn how and when to use Roth conversions to minimize future taxes.
By Ariel Dangelo -
We've Saved $2 Million: Is That Enough to Retire at 65?Can you retire at 65 if you've saved $2 million? It all depends on the life you envision, and how much work your portfolio needs to do to support it.
By Jeremy Keil, CFP®, CFA®, CKA® -
10 Spooky Retirement Stats That Will Scare the Bejesus Out of YouThink you have retirement planning down to a science? Consider these scary statistics.
By Donna Fuscaldo -
The 15 Best Retirement Perks You're Missing Out OnRetiree-friendly goods and services are available at no cost — if you know where to look.
By Bob Niedt
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Meet Kiplinger's experts
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Alexandra SvokosDigital Managing Editor
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Karee VenemaSenior Investing Editor
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Kelley R. TaylorSenior Tax Editor
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Alexandra TwinSenior Retirement Editor
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David DittmanInvesting Editor
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Ellen KennedyRetirement Editor
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Carla AyersPersonal Finance Editor
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Donna LeValleyRetirement Writer
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Kate SchubelSenior Tax Writer
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Sean JacksonPersonal Finance Writer
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Donna FuscaldoRetirement Writer
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Rachael GreenPersonal Finance Writer
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Ben DemersAudience Engagement Manager
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Dan BurrowsSenior Investing Writer
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Taxes
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Tax PolicyVoters Want Social Security Saved: Even if It Means Higher TaxesShoring up Social Security to protect future benefits will likely involve major tax changes.
By Kelley R. Taylor -
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Income Tax2026 Tax Brackets and Marginal Federal Income Tax RatesKnowing your federal tax bracket is essential, as it determines your marginal income tax rate for the year.
By Kelley R. Taylor -
Ask the EditorAsk the Tax Editor: Questions on Reverse Mortgages, 529 PlansKiplinger editor Joy Taylor answers readers' questions about reverse mortgages, 529 plans, pet insurance offered by an employer and other topics.
By Joy Taylor -
Gas Taxes10 States With the Lowest Gas Tax in 2026Getting gas in these states with the lowest gas taxes can save you money on your next road trip.
By Kate Schubel
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Personal Finance
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How to Use AI to Help Your Holiday ShoppingFrom saving money to picking the best gifts, tech can lend a hand this season — if you feed it the right information first.
By Beth Braverman -
As Rates Rise, Tapping Home Equity Gets TrickierWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark -
How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA® -
My First $1 Million: Retired Banking VP, 70, Bexley, Ohio"I enjoyed the journey. The challenge of selecting and making good investments kinda fed on itself over the years."
By Joyce Lamb -
5 Warm-Weather Family Christmas Getaways for 2026Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers -
10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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Real Estate
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As Rates Rise, Tapping Home Equity Gets TrickierWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark -
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Renting vs Buying in 2026: The Monthly Cost Difference May Surprise YouIs it cheaper to rent or buy a home in 2026? We compare current rents, mortgage payments and ownership costs to see which makes more financial sense.
By Choncé Maddox -
Your Adjustable-Rate Mortgage Is About to Reset. Here Are 5 Moves to Make NowIs your adjustable-rate mortgage about to reset? Learn five ways to prepare for higher payments, compare refinancing options and protect your budget.
By Choncé Maddox -
Gift TaxThe $19,000 IRS Rule Parents Overlook When Gifting a House Down PaymentCrossing IRS gift limits without a strategy creates surprise capital gains bills and retirement headaches. Here's what to know.
By Kate Schubel
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Travel
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5 Warm-Weather Family Christmas Getaways for 2026Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers -
You Can Now Get Airbnb Perks With Amex: Here's How It WorksThe new Amex and Airbnb partnership offers up to $850 in combined travel credits and bonus points. See who qualifies and whether the benefits are worth it.
By Choncé Maddox -
5 Places to Spend Christmas Instead of HostingSkip hosting Christmas this year. Discover five festive destinations where you can enjoy holiday lights, family activities and new traditions.
By Carla Ayers -
credit cardsThe Best Travel Rewards Credit Cards for YouPack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson -
How Have Prices Changed Since the Iran War Began?Gas prices aren't the only thing that's been impacted by the conflict with Iran.
By Rachael Green -
Why Do People Retire to Florida? 9 Things You Must KnowAttention Florida-bound retirees: There's more to the Sunshine State than Disney, golf and beaches.
By Bob Niedt
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Economic Forecasts
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Kiplinger ForecastsKiplinger GDP Outlook: No Recession, But Low Economic GrowthIn the latest Kiplinger GDP forecast, we expect modest-to-moderate growth in the second half of 2025 and through 2026.
By David Payne -
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The Kiplinger LetterDemocrats Poised for Big Gains in NovemberThe Democratic Party is in position to retake the House and is slightly favored to win the Senate.
By Sean Lengell -
Economic ForecastsKiplinger Energy Outlook: Drivers Face Painful Gas PricesOngoing disruptions to oil production and refining in the Middle East and Russia keep fuel prices elevated.
By Jim Patterson -
Economic ForecastsKiplinger Retail Outlook: Consumers Keep Spending, but…Strong retail sales gains appeared across the board, but tighter budgets are coming.
By David Payne -
ForecastsKiplinger Trade Outlook: Trade Deficit WidensKiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño -
The Kiplinger LetterSEC Paves the Way for Blockchain Stock Trading in Landmark ShiftThe U.S. Securities and Exchange Commission has launched a five-year exemption for tokenized equities, bridging traditional stock markets with blockchain.
By Rodrigo Sermeño -
Economic OutlooksKiplinger Housing Outlook: May Sees Multifamily Building SpikeAggressive builder discounting and rate buydowns drive a surge in new-home sales.
By Rodrigo Sermeño
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More from Kiplinger
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Voters Want Social Security Saved: Even if It Means Higher TaxesTax Policy Shoring up Social Security to protect future benefits will likely involve major tax changes.
By Kelley R. Taylor
Tax Policy -
5 Warm-Weather Family Christmas Getaways for 2026Sponsored
Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers
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Starting Your Own RIA: 3 Pitfalls When Going IndependentIt's not easy to set up as an independent financial adviser. But it'll go more smoothly if you avoid these three common mistakes in the rush to get started.
By Alison Considine
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Kiplinger GDP Outlook: No Recession, But Low Economic GrowthKiplinger Forecasts In the latest Kiplinger GDP forecast, we expect modest-to-moderate growth in the second half of 2025 and through 2026.
By David Payne
Kiplinger Forecasts -
Is Using Your Car for a Side Hustle Ever Worth It?Before you turn the ignition on a side gig, figure out whether your car will actually make you money — or end up costing you more.
By Sean Jackson
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Democrats Poised for Big Gains in NovemberThe Kiplinger Letter The Democratic Party is in position to retake the House and is slightly favored to win the Senate.
By Sean Lengell
The Kiplinger Letter



