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Investing
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Are Annuities Safe? An Industry Expert Explains the Risks
Different types offer different levels of potential risk. Here's how to choose wisely, from an annuities pro.
By Ken Nuss -
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Nearing Retirement? Why 'Refirement' Is a Better Philosophy
Get fired up about your upcoming retirement by reframing this new chapter of life as a chance to redeploy your purpose, rather than retreat from it.
By Hilton Lamprecht -

5 Smart Strategies to Create Your Retirement Paycheck Without the Stress, From a Financial Planner
The most resilient income plans layer multiple sources of predictable income and growth-oriented assets to help ensure immediate cash flow and long-term flexibility.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -

In or Near Retirement? 4 Recent Tax Changes You Need to Know
The tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA® -

5 Legal 'Loopholes' the IRS Wishes You Didn't Know
From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit.
By Lawrence Sprung, CFP®, CEPA® -

Want to Quit the 9-to-5? This 8-Point Plan Can Get You There
Leaving your job to step out on your own is doable, but you'll need a concrete financial plan to get there. This checklist can see you through the process.
By Anthony Martin -

Does Your Retirement Portfolio Resemble a Junk Drawer? Here's How to Clean It Up
This retirement planning approach simplifies your decisions, improves your tax efficiency and provides you with peace of mind. This is how it works.
By Robert Martin
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Retirement
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Should we fund our grandchild's 529 or our retirement?
We're 54 with $1.8 million saved. My wife wants to start a college fund for our grandchild, but I think we should keep funding our retirement. Who is right?
By Maurie Backman -
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Are Annuities Safe? An Industry Expert Explains the Risks
Different types offer different levels of potential risk. Here's how to choose wisely, from an annuities pro.
By Ken Nuss -

Nearing Retirement? Why 'Refirement' Is a Better Philosophy
Get fired up about your upcoming retirement by reframing this new chapter of life as a chance to redeploy your purpose, rather than retreat from it.
By Hilton Lamprecht -

5 Smart Strategies to Create Your Retirement Paycheck Without the Stress, From a Financial Planner
The most resilient income plans layer multiple sources of predictable income and growth-oriented assets to help ensure immediate cash flow and long-term flexibility.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP® -

In or Near Retirement? 4 Recent Tax Changes You Need to Know
The tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA® -

‘Solo Agers’ Are Thriving on Their Own Terms
Millions of retirees choose independence over isolation. If you're a "solo ager," your retirement can be secure and rewarding.
By Elaine Silvestrini -

5 Legal 'Loopholes' the IRS Wishes You Didn't Know
From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit.
By Lawrence Sprung, CFP®, CEPA®
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Meet Kiplinger's experts
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Alexandra Svokos
Digital Managing Editor
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Karee Venema
Senior Investing Editor
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Kelley R. Taylor
Senior Tax Editor
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Alexandra Twin
Senior Retirement Editor
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David Dittman
Investing Editor
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Ellen Kennedy
Retirement Editor
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Carla Ayers
Personal Finance Editor
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Donna LeValley
Retirement Writer
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Kate Schubel
Tax Writer
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Sean Jackson
Personal Finance Writer
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Donna Fuscaldo
Retirement Writer
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Rachael Green
Personal Finance Writer
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Ben Demers
Audience Engagement Manager
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Dan Burrows
Senior Investing Writer
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Taxes
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In or Near Retirement? 4 Recent Tax Changes You Need to Know
The tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA® -
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Property Tax10 Cheapest Places to Live in North Carolina
From the Blue Ridge Mountains to the Outer Banks, we ranked the NC counties with the lowest property taxes in 2026.
By Kate Schubel -

5 Legal 'Loopholes' the IRS Wishes You Didn't Know
From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit.
By Lawrence Sprung, CFP®, CEPA® -
Capital GainsHomeowners Face Potential Capital Gains Tax Shift: What to Know Now
Arizona is moving to cut taxes on home sale gains, while Senators Ted Cruz and Tim Scott push for nationwide capital gains tax relief.
By Kelley R. Taylor
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Personal Finance
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Could Your Family Live on One Income? What It Takes in Each State
Raising a family on one paycheck may feel out of reach. But new data shows where a single income can still support a stay-at-home parent and where it is most difficult.
By Paige Cerulli -

Should we fund our grandchild's 529 or our retirement?
We're 54 with $1.8 million saved. My wife wants to start a college fund for our grandchild, but I think we should keep funding our retirement. Who is right?
By Maurie Backman -

Buying a Home This Year? 3 Moves to Make Before the Next Fed Meeting
A few smart financial moves now can help you qualify for better mortgage terms and act quickly if the market shifts.
By Choncé Maddox -

5G Home Internet Is Challenging Cable. What It Means for Your Internet Bill
Cable once dominated home broadband. Now expanding 5G home internet is giving households another option to consider as technology and competition evolve.
By Carla Ayers -

My First $1 Million: Retired Physician, 52, Chicago
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb -

5 Legal 'Loopholes' the IRS Wishes You Didn't Know
From opening stealth retirement accounts to strategic charitable giving, there are plenty of ways you can cut your taxes every year, and they're perfectly legit.
By Lawrence Sprung, CFP®, CEPA®
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Real Estate
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Buying a Home This Year? 3 Moves to Make Before the Next Fed Meeting
A few smart financial moves now can help you qualify for better mortgage terms and act quickly if the market shifts.
By Choncé Maddox -
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20 Ways to Clean Up Your Finances This Spring
Spring cleaning is therapeutic and stops costly problems from building up around the home. Why not tackle the dusty corners of your finances at the same time?
By Lisa Gerstner -

How Much Do You Need to Join the 1% Club in Your State?
Being a top earner is relative: Why trading a high-tax zip code for a low-cost state is the ultimate retirement power move.
By Adam Shell -
ScamsPrevent Title Fraud: Smart Steps to Protect Your Deed
Protect yourself from deed theft with these free steps. You don’t need to pay a company to protect your your home title.
By Carla Ayers
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Travel
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The Five Best Cruise Lines for Retirees
Retirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy -

Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream Home
Ready to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig -

How to Use Your Cell Phone on a Cruise
Avoid surprise charges and stay connected at sea with these expert tips on how to use a cell phone on a cruise.
By Paige Cerulli -

Which Airlines Have the Most Legroom — and Which Have the Least?
By Donna LeValley -
TravelDo I Still Need Travel Insurance If I Have Coverage Through a Credit Card?
Many credit cards offer travel insurance as a perk, but is the coverage comprehensive enough to skip buying a separate policy?
By Rachael Green -

Does My Car Insurance Cover Rental Cars?
Is it safe to decline the extra coverage car rental companies offer you when booking? Here's what you need to know.
By Rachael Green
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Economic Forecasts
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Economic ForecastsKiplinger Retail Outlook: Underlying Consumer Spending Is Still OK
Sales were flat in both December and January, though widespread January storms likely hindered spending.
By David Payne -
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Economic ForecastsKiplinger Jobs Outlook: Is The Jan. Jump in Jobs a One-Off?
Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne -
ForecastsExports have held up reasonably well despite tariff disputes
Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño -
Economic ForecastsKiplinger Energy Outlook: War in Iran Spells Higher Gas Prices in the US
A major price spike is unlikely for now, but expect to pay more at the gas pump.
By Jim Patterson -
Kiplinger ForecastsKiplinger GDP Outlook: No Recession, But Low Economic Growth
In the latest Kiplinger GDP forecast, we expect modest-to-moderate growth in the second half of 2025 and through 2026.
By David Payne -
The Kiplinger LetterFarmers Brace for Another Rough Year
The agriculture sector has been plagued by low commodity prices and is facing an uncertain trade outlook.
By Matthew Housiaux -
The Kiplinger LetterSpecial Report: The Future of American Politics
Kiplinger assesses the political trends and challenges that will define the next decade.
By Matthew Housiaux
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More from Kiplinger
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Homeowners Face Potential Capital Gains Tax Shift: What to Know Now
Capital Gains Arizona is moving to cut taxes on home sale gains, while Senators Ted Cruz and Tim Scott push for nationwide capital gains tax relief.
By Kelley R. Taylor
Capital Gains -

The Five Best Cruise Lines for Retirees
Retirement is an ideal time for cruising. Check out the five best cruise lines for comfort, ease and unforgettable experiences.
By Kathryn Pomroy
-

Retire at Sea: Why a Luxury Cruise Ship Could Be Your Dream Home
Ready to retire on a luxury cruise ship? Turn your golden years into an epic journey by calling a cruise ship home and exploring the world by sea.
By Erin Bendig
-

Kiplinger Retail Outlook: Underlying Consumer Spending Is Still OK
Economic Forecasts Sales were flat in both December and January, though widespread January storms likely hindered spending.
By David Payne
Economic Forecasts -

Exports have held up reasonably well despite tariff disputes
Forecasts Kiplinger's latest forecast on trade: U.S. exports, imports and our net trade deficit.
By Rodrigo Sermeño
Forecasts -

Retirees' Guide to Dos and Don’ts of Business Partnerships
Making Your Money Last Know some of the business partnership pros and cons before diving in. A business partnership agreement is a good place to start.
By Katherine Reynolds Lewis
Making Your Money Last



