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    Considering Annuities? Here’s What to Keep in Mind

    It takes time and effort to understand the many different types of annuities that are available and whether they’re right for you. You can start here.

    • CD or Money Market: Where to Stash Your Cash

    • What Happens When Student Loan Payments Resume?

    • Credit Reports Are Now Permanently Free Weekly

    • How the New EV Tax Credit Works for 2023

      Tax Credit
    • Mortgage Demand Ticks Up for First Time in 3 Weeks

    • Is High-Yield Savings Account Interest Taxable?

      Savings Accounts

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    Investing

    Kaiser Permanente sign on blue building

    Healthcare Union Workers Move Closer to Strike

    If Kaiser Permanente and its unions don't reach a new deal soon, the largest healthcare strike is set to begin next month in multiple states.

    Business
    • stock market chart with purple and teal bars

      Stock Market Today: Stocks Lose Steam as Fed Hangover Lingers

      Stocks attempted to bounce back from recent Fed-induced losses Friday, but struggled to stay higher through the close.

      By Karee Venema Published 22 September 23

      stocks
    • Calendar with numerous dates marked with pushpins.

      Kiplinger's Earnings Calendar for This Week

      stocks Check out our earnings calendar for this week, as well as our previews of the more noteworthy reports.

      By Karee Venema Last updated 22 September 23

      stocks
    • Close up of a web page with a cursor over a Shut Down button

      How A Government Shutdown Could Affect You

      A government shutdown would put tens of thousands of federal workers on furlough and interrupt certain services.

      By Esther D’Amico Published 22 September 23

      Politics
    VIEW MORE

    Personal Finance

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    12 Ways to Lower Your Auto-Insurance Premiums

    insurance Here's how to save on car insurance as rates remain elevated.

    insurance
    • photo of phone showing credit report

      Get Free Weekly Credit Reports

      Coronavirus and Your Money Check your credit report weekly for free as the three major credit bureaus make a pandemic-era initiative permanent.

      By Lisa Gerstner Last updated 22 September 23

      credit reports
    • Woman checking here credit score

      Why You Should Check Your Credit Report

      If you’ve ever had difficulty getting incorrect information removed from your credit report, you’ve got plenty of company.

      By Sandra Block Last updated 22 September 23

      personal finance
    • Cartoon man in having money fly put of his pockets to a large U shaped magnet in someone's hand

      Beware 'Junk Fees' When Buying a Home

      Junk fees could add thousands to the cost of a property. Here’s what you need to know about these hidden mortgage costs.

      By Tom Higgins Last updated 22 September 23

      real estate
    VIEW MORE

    Meet Kiplinger's Experts

    • Alexandra Svokos

      Alexandra Svokos

      Senior Digital Editor
    • Karee Venema

      Karee Venema

      Investing editor and options expert
    • Dan Burrows

      Dan Burrows

      Senior investing writer and markets expert
    • Kelley Taylor

      Kelley Taylor

      Senior Tax Editor
    • Ellen Kennedy

      Ellen Kennedy

      ESG and personal finance editor
    • Erin Bendig

      Erin Bendig

      Personal Finance Writer

    Taxes

    flying money over landscape

    Powerball Jackpot Winner Will Get a Big Tax Bill

    Lottery Taxes Whenever someone wins Powerball, the federal government gets a chunk of the prize from taxes.

    taxes
    • picture of a Form 1040x with a pen and calculator

      How Long to Keep Tax Returns and Records? Kiplinger Tax Letter

      Kiplinger Tax Letter The answer depends on what type of document and the kinds of transactions you engage in.

      By Joy Taylor Published 22 September 23

      taxes
    • IRS building

      IRS Won’t Process New Employee Retention Credit (ERC) Tax Credit Claims in 2023

      Tax Credits Due to an alarming amount of fraud, the IRS has stopped processing new ERC tax credit claims.

      By Kelley R. Taylor Last updated 21 September 23

      taxes
    • An older couple looks at paperwork while sitting at their dining room table.

      Remember: Retirement Accounts Are Not All Taxed the Same

      How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

      By Jerry Golden, Investment Adviser Representative Published 21 September 23

      retirement
    VIEW MORE

    Kiplinger Advisor Collective

    A woman looks at her phone against the backdrop of nighttime city lights.

    How Leveraging Tech Tools Can Improve Your Financial Management and Literacy

    Here’s why technology can be one of the best guides for your financial journey.

    • A woman puts her face in her hands while sitting in front of her laptop at a table.

      Struggling to Understand Your Employee Benefits Package? Six Ways to Make Sense of It

      Taking a few key steps can help you both better understand and utilize your employee benefits.

      By Kiplinger Advisor Collective Published 31 August 23

    • A businessman carrying a closed laptop walks outside a building while looking at his phone.

      Three Ways Business Owners Can Evaluate Financial Risk

      Financial risks can be mitigated by good internal controls and procedures.

      By Angela Ruth Published 29 August 23

    • A man sits on the floor in front of the sofa where a woman sits as they look at a laptop and paperwork together.

      Understanding the Basics of Investment Taxation and Optimizing Your Returns

      Here are a few tax implications to consider as you dive into investing.

      By Justin Donald Published 24 August 23

    VIEW ALL FROM THE KIPLINGER ADVISOR COLLECTIVE

    Retirement

    A man looks worried as he clasps his hands in front of his chin.

    Inflation and Retirement: Five Ways to Soothe Your Worries

    Sometimes you can deal with inflation and economic turbulence by not doing anything at all, but there are considerations for retirement savers to keep in mind.

    retirement
    • An older couple looks at paperwork while sitting at their dining room table.

      Remember: Retirement Accounts Are Not All Taxed the Same

      How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave.

      By Jerry Golden, Investment Adviser Representative Published 21 September 23

      retirement
    • Surgical instruments, stethoscope in a bowl.

      Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help

      Hospital outpatient departments may charge more than ambulatory surgery centers or doctor offices for common procedures, study finds.

      By Joey Solitro Published 20 September 23

      health insurance
    • A couple looks at papers and a computer in a kitchen.

      How to Decide Between a Roth or Traditional IRA

      retirement Deciding between a Roth or traditional IRA means understanding the differences for tax implications and qualifications.

      By Tom Taulli Last updated 20 September 23

      retirement
    VIEW MORE

    Economic Forecasts

    Shoppers with shopping cart and bags

    Kiplinger's Retail Outlook: Consumer Spending Likely to Ease

    Economic Forecasts Consumer spending is still rising after the Prime Day surge but should start to slow.

    Economic Forecasts
    • Military drone in the sky at sunset.

      Investments In U.S.-Made Drone Technology Are Gaining Strength — The Kiplinger Letter

      The Kiplinger Letter The U.S.-Made drone aircraft, software sector has been boosted by a crackdown on Chinese drones amid security concerns.

      By John Miley Published 17 September 23

      The Kiplinger Letter
    • Doctor examining patient.

      COVID Hospitalization Rates See an Uptick As Winter Looms — The Kiplinger Letter

      The Kiplinger Letter A new Omicron booster is available, but the elderly are still at risk and winter is right around the corner.

      By David Payne Published 16 September 23

      The Kiplinger Letter
    • Panoramic image of the Capitol of the United States in morning light.

      Congress Races to Pass a Spending Bill as a Gov. Shutdown Looms — The Kiplinger Letter

      The Kiplinger Letter McCarthy faces push-back from Congress and moderate House Republicans as they move to avoid a Gov. shutdown

      By Sean Lengell Published 15 September 23

      The Kiplinger Letter
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