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Investing
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The Best Ways to Invest Your Super Catch-Up ContributionsFolks nearing retirement can turbocharge their savings with super catch-up contributions, but how you invest that extra cash depends on several factors.
By Charles Lewis Sizemore, CFA -
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Leave a Legacy to Your Loved Ones and Keep Probate Out of ItPutting the right documents in place for your loved ones now can shield them from the stress and legal hurdles of dealing with your estate later.
By J. Burke "J.B." Howard -
Market Volatility Tests Investors' Nerves: Are You Passing?Market downturns don't just trigger a dip in your account balance — they test your emotional resolve. Having a well-built strategy can help you stay the course.
By Kelly LaVigne, J.D. -
Revenue Sharing: How Can You Avoid This Sneaky Sales Incentive?Revenue sharing means some financial professionals are rewarded for steering you toward certain products. It's big business, but here's the solution.
By David Bromelkamp -
The Best Hedged ETFs for Lower-Risk Investors and RetireesThe best hedged ETFs are built on strategies that can help reduce portfolio volatility without using bonds or market timing.
By Tony Dong, MSc, CETF -
dividend stocksBest Dividend Stocks to Buy for Dependable Dividend GrowthHow do you find the best dividend stocks to buy? Income investors know there's no substitute for regular dividend increases over the long haul.
By Dan Burrows -
How to Fight the Annoyance EconomyHidden fees, customer service snafus and other financial hassles cost Americans an estimated $165 billion a year.
By Kim Clark
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Retirement
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Free (or Cheap) College for Retirees in All 50 StatesWhether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt -
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Leave a Legacy to Your Loved Ones and Keep Probate Out of ItPutting the right documents in place for your loved ones now can shield them from the stress and legal hurdles of dealing with your estate later.
By J. Burke "J.B." Howard -
Market Volatility Tests Investors' Nerves: Are You Passing?Market downturns don't just trigger a dip in your account balance — they test your emotional resolve. Having a well-built strategy can help you stay the course.
By Kelly LaVigne, J.D. -
Revenue Sharing: How Can You Avoid This Sneaky Sales Incentive?Revenue sharing means some financial professionals are rewarded for steering you toward certain products. It's big business, but here's the solution.
By David Bromelkamp -
Flashback Finance: The Cost of Retiring the Year You Were BornJust like groceries, gas and home prices, the cost of retiring is subject to inflation. Here's a look at what it cost to retire in the year you were born.
By Donna LeValley -
How Much Will Social Security's 2032 Shortfall Cost You?The SS trust fund will be insolvent in 2032 and will have to reduce benefits by 22%. Here is how much more you need to save to cover the shortfall, by age.
By Donna LeValley -
6 Situations Where a Roth Conversion Is a Bad Idea for RetireesA Roth conversion is a powerful tax-saving tool, but there are several situations where taking that leap might actually cost you more in the long run.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Meet Kiplinger's experts
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Alexandra SvokosDigital Managing Editor
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Karee VenemaSenior Investing Editor
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Kelley R. TaylorSenior Tax Editor
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Alexandra TwinSenior Retirement Editor
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David DittmanInvesting Editor
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Ellen KennedyRetirement Editor
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Carla AyersPersonal Finance Editor
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Donna LeValleyRetirement Writer
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Kate SchubelTax Writer
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Sean JacksonPersonal Finance Writer
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Donna FuscaldoRetirement Writer
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Rachael GreenPersonal Finance Writer
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Ben DemersAudience Engagement Manager
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Dan BurrowsSenior Investing Writer
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Taxes
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State Tax2026 Capital Gains Tax Rates by State: How Much Investors Pay This YearSelling investments at a profit can be rewarding for some — until tax season arrives. And federal taxes are just one part of the equation.
By Kelley R. Taylor -
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Tax HolidaysAlabama Sales Tax Holiday 2026 Starts Friday With Higher Tax-Free LimitsThanks to a new state law, Alabama families can save more during the back-to-school sales tax-free weekend this year.
By Kate Schubel -
Lottery TaxesStates With the Highest Powerball TaxesThese states will take the biggest tax bite out of your Powerball payout.
By Kelley R. Taylor -
Tax LawThe GOP Wants to Enroll Your Child in a Trump Account for SavingsThe mobile app is live; parents can still sign up, and savings may be tracked. Here’s who is eligible and when your child receives the $1,000 seed money.
By Kate Schubel
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Personal Finance
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Should You Renew Your CD?As the Fed leaves rates on hold, here's what to consider before renewing your CD.
By Ella Vincent -
Have a CD Maturing Soon? Here's What to Do NowThese strategies can help you make the most of your money when your CD matures.
By Sean Jackson -
savingsHow Much You'll Earn on a Five-Year CD with $500See how much a $500 deposit could grow in a five-year CD, compare today's top rates and learn whether locking in a rate makes sense.
By Sean Jackson -
3 Smart Reasons to Use a Five-Year CD Before You RetireLearn when a 5-year CD makes sense, how it can protect your savings and the costly mistake to avoid.
By Sean Jackson -
Where to Keep Your Cash for Better ReturnsStill earning less than 1% on your savings? Learn where to keep your savings to earn more without sacrificing access.
By Choncé Maddox -
Tax HolidaysAlabama Sales Tax Holiday 2026 Starts Friday With Higher Tax-Free LimitsThanks to a new state law, Alabama families can save more during the back-to-school sales tax-free weekend this year.
By Kate Schubel
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Real Estate
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Best Cities for Homebuyers 55 and OlderHomeowners 55 and up have changing needs when it comes to their homes. This survey picked out the top cities to meet those needs.
By Rachael Green -
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How an Implied Easement Caused Friction Between NeighborsDue diligence can uncover implied easements that may not appear on public records or have not been disclosed, even though sellers are required to reveal them.
By H. Dennis Beaver, Esq. -
Opportunity Zone 2.0 Designations: Your Governor's RoleWith governors redrawing the Opportunity Zone map for 2027-2036, investors who act now could shape where tax-advantaged capital flows for the next decade.
By Daniel Goodwin -
Why Your Dream Move Abroad Could Be a Financial NightmarePulling up stakes and moving your family — and your money — abroad isn't for the fainthearted, not least because of ultracomplicated tax and banking rules.
By Ann Marie Regal
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Travel
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credit cardsThe Best Travel Rewards Credit Cards for YouPack your bags and earn rewards for traveling. We chose the best cards for airline, hotel and other perks to help you save money.
By Sean Jackson -
Credit Cards With No Foreign Transaction FeesEnjoy traveling abroad? Find a credit card with no foreign transaction fees, or your spending could add up to a big chunk of change.
By Sean Jackson -
Best Airline Credit Card Bonuses That Come with Free Companion TicketsWe’ve rounded up the two best airline credit card bonuses worth up to $720 to help you rack up miles, earn a companion pass and pay for your next big vacation.
By Sean Jackson -
Plan Your Perfect Miami World Cup VacationThe World Cup third-place match brings fans to Miami Gardens on July 18, but your Florida trip doesn't have to end after the final whistle.
By Sean Jackson -
Is TSA PreCheck Still Worth It? Pros, Cons and CostsTSA PreCheck has been around for more than a dozen years and has millions of users. Is the not-so-exclusive line still worth the cost?
By Alexandra Svokos -
The 6 Best Cruise Lines for RetireesRetirement is the perfect time to cruise! Discover these six standout cruise lines known for ultimate comfort, effortless luxury and unforgettable adventures.
By Kathryn Pomroy
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Economic Forecasts
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Economic ForecastsKiplinger Inflation Outlook: Surprise Good News May Not LastEnergy prices are headed up again. Will core inflation follow?
By David Payne -
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The Kiplinger Letter4 Money-Saving Tips for Car Shoppers in a Tough MarketThere aren't many deals to be had these days, but savvy buyers can still save a bit at the dealership if they know where there's room to negotiate.
By David Payne -
Economic ForecastsKiplinger Jobs Outlook: Is The Jan. Jump in Jobs a One-Off?Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne -
Economic OutlooksKiplinger Housing Outlook: A Critical Turning Point in 2026The housing market is in the doldrums, but subtle shifts are finally on the way.
By Rodrigo Sermeño -
Economic ForecastsKiplinger Energy Outlook: Drivers Face Painful Gas PricesGas is still expensive, but fill-ups are getting less costly as oil prices retreat.
By Jim Patterson -
The Kiplinger LetterCan Congress Fix Social Security's Funding Crunch?If nothing is done, Social Security benefits will need to be cut by 22% in 2033.
By David Payne -
Kiplinger ForecastsKiplinger GDP Outlook: No Recession, But Low Economic GrowthIn the latest Kiplinger GDP forecast, we expect modest-to-moderate growth in the second half of 2025 and through 2026.
By David Payne
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More from Kiplinger
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Plan Your Perfect Miami World Cup VacationThe World Cup third-place match brings fans to Miami Gardens on July 18, but your Florida trip doesn't have to end after the final whistle.
By Sean Jackson
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The 6 Best Cruise Lines for RetireesRetirement is the perfect time to cruise! Discover these six standout cruise lines known for ultimate comfort, effortless luxury and unforgettable adventures.
By Kathryn Pomroy
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Investors Grapple with an Extraordinary Memory Chip BoomThe Kiplinger Letter The historically cyclical memory chip market is in the middle of a sustained global sales boom. Will there ever be a bust?
By John Miley
The Kiplinger Letter -
Kiplinger Inflation Outlook: Surprise Good News May Not LastEconomic Forecasts Energy prices are headed up again. Will core inflation follow?
By David Payne
Economic Forecasts -
What the June CPI Report ShowedThe June CPI shows inflation cooled as energy prices declined, and the data give the Federal Reserve breathing room on interest rates.
By Dan Burrows
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A 2026 Tax Playbook for High Earners: Stealth Taxes and WinsThe OBBBA set some "tax traps" that target some of the executive suite's financial perks. Here's how you can dodge those sneaky ambushes.
By Mike Palmer, CFP®



