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The 'First Year of Retirement' Rule
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An Expert's Take: Why You Should Resist a Zero-Down Mortgage
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Tax Breaks for Veterans: Retirement Pay, Disability and State Tax Exemptions to Know
Veterans -

Are Your Employees Quietly Cracking? What to Do About That
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I'm Embarrassed to Ask: What Is a Life Insurance Trust?
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Earnings Calendar and Analysis for This Week
stocks
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Investing
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Analysts' Top S&P 500 Stocks to Buy Now
Alphabet, Broadcom and Nvidia are just three names making Wall Street's list of top-rated stocks this month. Some of the other equities might surprise you.
By Dan Burrows Last updated
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Best Bond ETFs to Buy Now
ETFs Bond ETFs are useful in a diversified portfolio, but investors should be aware of interest rate sensitivity, credit quality, liquidity and tax efficiency.
By Tony Dong, MSc Last updated
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Headed for the Retirement Red Zone? This Plan Avoids Fumbles
These strategies help safeguard your nest egg and ensure long-term financial success during the five years before retirement and the five years after.
By Dustin L. Tait Published
Personal Finance
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What To Know About Black Friday
The biggest shopping event of the year is right around the corner. We'll help get you prepared to go deal-hunting.
By Martin Shore Last updated
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Holiday Shipping Deadlines for 2025: When To Send Your Packages
These carriers want you to know their holiday shipping deadlines so you can get your packages to their destinations on time.
By Joey Solitro Last updated
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9 Ways to Save Money on Streaming Services
Deals Want to save money on streaming services? These nine tips will help you cut costs while watching your favorite shows.
By Martin Shore Last updated
Meet Kiplinger's Experts
Taxes
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I'm a Financial Planner: How You Can Get Started With RMDs
The IRS will come knocking for its share of your tax-deferred retirement savings when you hit 73, but planning ahead for RMDs will ensure you're ready.
By Eric Heckman, CFP®, ChFC®, CLU®, CRTP Published
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Take Advantage of Retirement Tax Benefits While They Last
Recent tax changes, including an extra $6,000 deduction for those 65 and older, present a golden opportunity for retirees to reduce their tax bills.
By Ryan Polimeni Published
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New GOP Car Loan Interest Deduction: Which Vehicles and Buyers Qualify
Tax Breaks Trump and the GOP are now offering a tax deduction for auto loan interest. How will it work?
By Kelley R. Taylor Last updated
Retirement
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12 Retirement Moves to Make Before the Year Ends
From applying for Social Security and donating to charity to maximizing your savings accounts, here are 12 retirement moves you can still make in 2025
By Kathryn Pomroy Last updated
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Nine Ways Seniors Can Save on Car Insurance
Seniors tend to pay more for car insurance, but these discounts and strategies can help you keep rates down.
By Rachael Green Last updated
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Outsmarting the AI Job Algorithm: Why Older Women Need a Strategy
When you're job hunting, AI may undermine your best efforts. Here's how older women can throw a wrench in the algorithm.
By Christy Bieber Published
Real Estate
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How Smart Retirees Turn a Second Home Into a Financial Asset
Buying a second home during retirement, especially if your savings are solid, can improve your lifestyle or be a strategic financial choice, but it requires meticulous planning.
By Kathryn Pomroy Last updated
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Six Myths About Downsizing in Retirement
Retirees might dream of selling their home, downsizing to a smaller one, and investing the extra cash for income, but the profit they pocket is often less than what they wished.
By Kathryn Pomroy Last updated
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms
Finance home upgrades gradually, using the equity you already have.
By Carla Ayers Published
Economic Forecasts
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Kiplinger Interest Rates Outlook: Cuts Expected to Continue
Forecasts Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.
By David Payne Last updated
Forecasts -

Kiplinger Energy Outlook: Gas Could Drop Below $3 by Dec.
Economic Forecasts Average gas prices could slip below $3 in time for Thanksgiving travel.
By Jim Patterson Last updated
Economic Forecasts -

Kiplinger Jobs Outlook: Hiring Continuing at Reduced Levels
Economic Forecasts Kiplinger's monthly jobs round-up covers the latest changes in the labor market, from job gains to wage fluctuations.
By David Payne Last updated
Economic Forecasts
More from Kiplinger
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Does My Car Insurance Cover Rental Cars?
Is it safe to decline the extra coverage car rental companies offer you when booking? Here's what you need to know.
By Rachael Green Published
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Worried About an AI Bubble? Here’s What You Need to Know
The Kiplinger Letter With the introduction of OpenAI’s new AI social media app, Sora, the internet is about to be flooded with startling AI-generated videos.
By John Miley Last updated
The Kiplinger Letter -

A Financial Planner's Guide to a Stress-Free Adventure Abroad
Start by looking at flight/accommodation costs, have a flexible schedule, seek out credit card rewards, prep for health issues and plan to cook your own food.
By Shane W. Cummings, CFP®, AIF® Published
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Do I Still Need Travel Insurance If I Have Coverage Through a Credit Card?
Travel Many credit cards offer travel insurance as a perk, but is the coverage comprehensive enough to skip buying a separate policy?
By Rachael Green Last updated
Travel -

Four Christmas Flight Booking Tips
Follow these Christmas flight booking tips from Phil Dengler, co-owner of the Vacationer.
By Erin Bendig Last updated
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The Best (and Worst) Airlines for Flight Delays and Cancellations
Which airlines should you book and which should you avoid if you want to make it to your destination on time?
By Rachael Green Published



















