Carla Ayers
Carla Ayers joined Kiplinger in 2024 as the eCommerce and Personal Finance Editor. Her professional background spans both commercial and residential real estate, enriching her writing with firsthand industry insights.
Carla has worked as a personal finance and real estate writer for Rocket Mortgage, Inman and other industry publications.
She is passionate about making complex real estate and financial topics accessible to all readers. Dedicated to transparency and clarity, her ultimate goal is to help her audience make informed and confident decisions in their financial pursuits.
Latest articles by Carla Ayers
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Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers
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Amazon's Cyber Monday Deals Are Here
Amazon's Cyber Monday deals present significant opportunities to save money and discover great finds.
By Carla Ayers
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NordVPN’s Huge 77% Black Friday Discount Is One of the Top VPN Deals We’ve Seen This Year
Save up to 77% on NordVPN with this Black Friday deal, a practical choice for improving online security and streaming access.
By Carla Ayers
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Shop Target's Best Cyber Monday Deals Before They Expire
Cyber Monday deals have arrived at Target, but some of the latest doorbusters are disappearing tomorrow. Here's a list of the best deals available right now.
By Carla Ayers
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How to Get HBO Max for $2.99 with Hulu This Black Friday
Take advantage of Hulu’s holiday pricing and stream HBO Max hits for only $2.99 a month.
By Carla Ayers
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Hulu’s Black Friday Deal Gets You Starz for Only $2.99
Get premium entertainment for less with Hulu’s limited-time Black Friday STARZ deal.
By Carla Ayers
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Hulu Black Friday Sale: Get Hulu and Disney+ for $4.99 a Month for a Year
Deal Lock in one of this year’s best streaming deals and score 12 months of Disney+ and Hulu for less.
By Carla Ayers
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What to Know About Portable Mortgages
A closer look at how portable mortgages would work, who might benefit and why the concept is gaining attention amid high rates and limited supply.
By Carla Ayers
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms
Finance home upgrades gradually, using the equity you already have.
By Carla Ayers
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Is Wireless Home Internet Right for You?
Could T-Mobile’s affordable, no-fuss home internet be the everyday upgrade you’ve been waiting for? Here’s what to know before you sign up.
By Carla Ayers
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Selling a Haunted House? What You Have to Tell Buyers (and What You Don’t)
You don’t need ghosts to spook buyers, sometimes a home’s past is enough. Here’s what sellers should know about disclosure laws, pricing and perception when a property has a haunted history.
By Carla Ayers
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The Best Credit Cards to Use When Renting Cars
Need a car when you travel? Here are the best credit cards that offer rental car insurance.
By Carla Ayers
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10 Amazon Deals to Nab Before Prime Day Ends
Here’s a list of 10 Amazon deals for you to check out before Prime Day comes to a close.
By Carla Ayers
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How to Prepare For a Hurricane and Other Natural Disasters
As worries about hurricanes, wildfires, floods and other natural disasters accelerate, here are some key steps to take to get ready for whatever might come your way.
By Carla Ayers
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Is 2025 a Good Year to Sell Your House?
Explore whether 2025 is the right time to sell your home. Learn about trends in mortgage rates, home prices, buyer demographics and economic factors shaping the housing market.
By Carla Ayers
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Costco Deals You Don’t Want to Miss
Save big on fall essentials. From cozy home upgrades to tech and wellness must-haves, shop while supplies last.
By Carla Ayers
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Costco Direct: How It Works, Exclusive Deals and Bulk Savings
Discover how Costco Direct offers exclusive online deals, bulk-buying discounts, and direct-to-home shipping on furniture, appliances and more.
By Carla Ayers
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Is My Best Buy Worth It? Memorial Day Deals Might Tip the Scale
Score big on tech, TVs and appliances — and find out if a My Best Buy membership is a smart way to save.
By Carla Ayers
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Savings Goal Calculator
Tools Want to know how much you need to save each month to reach your financial goals? Our calculator helps you build a realistic savings plan.
By Carla Ayers
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Net Worth Calculator
Tools If you sold all your assets and paid all your debts, what would be left over? That’s your net worth. Calculate it here.
By Carla Ayers
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Household Budget Worksheet
Tools Use this budget worksheet to get control of your monthly living expenses.
By Carla Ayers
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What Dave Ramsey and Caleb Hammer Taught Me About Handling Money
From Ramsey’s strict discipline to Hammer’s blunt reality checks, their lessons reveal how to save, invest and prepare for the future.
By Carla Ayers
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Prevent Title Fraud: Smart Steps to Protect Your Deed
Scams Protect yourself from deed theft with these free steps. You don’t need to pay a company to protect your your home title.
By Carla Ayers
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