
Carla Ayers
Carla Ayers joined Kiplinger in 2024 as the E-Commerce & Personal Finance Editor. Her professional background spans both commercial and residential real estate, enriching her writing with firsthand industry insights.
Carla has worked as a personal finance and real estate writer for Rocket Mortgage, Inman and other industry publications.
She is passionate about making complex real estate and financial topics accessible to all readers. Dedicated to transparency and clarity, her ultimate goal is to help her audience make informed and confident decisions in their financial pursuits.
Latest articles by Carla Ayers
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Will 2025 Be a Good Year to Sell Your House?
Explore whether 2025 is the right time to sell your home. Learn about trends in mortgage rates, home prices, buyer demographics and economic factors shaping the housing market.
By Carla Ayers Last updated
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Costco Deals You Don’t Want to Miss
Save big on fall essentials. From cozy home upgrades to tech and wellness must-haves, shop while supplies last.
By Carla Ayers Last updated
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Costco Direct: How It Works, Exclusive Deals and Bulk Savings
Discover how Costco Direct offers exclusive online deals, bulk-buying discounts, and direct-to-home shipping on furniture, appliances and more.
By Carla Ayers Last updated
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Is My Best Buy Worth It? Memorial Day Deals Might Tip the Scale
Score big on tech, TVs and appliances — and find out if a My Best Buy membership is a smart way to save.
By Carla Ayers Last updated
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Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers Last updated
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Savings Goal Calculator
Tools Want to know how much you need to save each month to reach your financial goals? Our calculator helps you build a realistic savings plan.
By Carla Ayers Published
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Net Worth Calculator
Tools If you sold all your assets and paid all your debts, what would be left over? That’s your net worth. Calculate it here.
By Carla Ayers Last updated
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Household Budget Worksheet
Tools Use this budget worksheet to get control of your monthly living expenses.
By Carla Ayers Last updated
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What Dave Ramsey and Caleb Hammer Taught Me About Handling Money
From Ramsey’s strict discipline to Hammer’s blunt reality checks, their lessons reveal how to save, invest and prepare for the future.
By Carla Ayers Published
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Prevent Title Fraud: Smart Steps to Protect Your Deed
Scams Protect yourself from deed theft with these free steps. You don’t need to pay a company to protect your your home title.
By Carla Ayers Last updated
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The Best Credit Cards to Use When Renting Cars
Need a car when you travel? Here are the best credit cards that offer rental car insurance.
By Carla Ayers Last updated
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‘Storm Chaser’ Scammers Are Targeting Natural Disaster Victims
Beware of storm chaser scammers who turn up after a natural disaster and attempt to take advantage of those impacted, the BBB says.
By Carla Ayers Last updated
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Why You Should Pay Your Traffic Tickets Before They Become a Six-Figure Headache
Skip a ticket, pay a fortune: How ignoring traffic fines can wreck your wallet, credit and coverage.
By Carla Ayers Published
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Credit Cards for Kids and Teens: Make Your Child an Authorized User
Kids and teens can access credit cards by becoming authorized users on your account. Here's what I learned when I signed up my own kids for cards.
By Carla Ayers Last updated
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2026 Disney Dining Plan Returns: Free Dining for Kids & Resort Benefits
Plan your 2026 Walt Disney World vacation now. Learn about the returning Disney Dining Plan, how kids aged three to nine eat free, and the exclusive benefits of staying at a Disney Resort hotel.
By Carla Ayers Published
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TaxAct Review: Pricing, Features and What to Expect
TaxAct offers basic tax prep tools with competitive pricing. Understand its features, limitations and how it compares to similar software.
By Carla Ayers Last updated
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TurboTax Review: Features, Pricing and Filing Options
Is TurboTax worth it? Explore the pros, cons, pricing tiers and standout features of this popular tax software to see if it fits your filing needs.
By Carla Ayers Last updated
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13 Smart Uses for Your Tax Refund
tax refunds If you have a refund check coming your way, consider using it to bolster your personal balance sheet.
By Carla Ayers Last updated
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I Thought St. Patrick’s Day Was the Best Time to Visit Ireland — Then I Went in May
Explore Ireland with confidence: Essential travel tips, currency insights and must-visit destinations.
By Carla Ayers Published
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How Trump’s Tariffs Could Impact Your Grocery Bill
Tariffs at the checkout: Preparing for higher grocery bills and how to manage them.
By Carla Ayers Published
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The Viral TikTok 'Door Knock Challenge'
The viral TikTok 'Door Knock Challenge' is more than a prank, it poses serious security risks for homeowners. Learn how to protect your home, prevent property damage and stay safe.
By Carla Ayers Published
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Trump Nominates Jonathan McKernan as CFPB Director Amid Agency Overhaul
President Trump nominates Jonathan McKernan to lead the CFPB, indicating a potential shift in the agency's regulatory approach.
By Carla Ayers Published
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State Farm Seeks Rate Hikes After California Wildfire Losses: What It Means For You
State Farm has requested emergency rate increases of up to 38% in California, citing wildfire-related losses. Here’s what homeowners need to know.
By Carla Ayers Published
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California's Home Insurance Crisis: Rising Risks, Soaring Costs and Limited Options
As wildfires intensify across California, insurers retreat, leaving homeowners with fewer coverage choices and higher costs. Learn what’s next for the California insurance market.
By Carla Ayers Published