Carla Ayers
Carla Ayers is the eCommerce and Personal Finance Editor at Kiplinger, where she covers consumer spending, savings strategies and real estate trends. Since joining in 2024, she has focused on delivering practical, service-driven advice to help readers make smarter financial decisions.
Her background spans commercial and residential real estate, bringing firsthand insight to her work. She has written for Rocket Mortgage, Inman, the National Association of Realtors and other industry publications.
Carla is passionate about making complex topics clear and actionable, meeting readers where they are with timely guidance. Get personal finance insights delivered straight to your inbox with Kiplinger’s free newsletter, A Step Ahead.
Latest articles by Carla Ayers
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Find Your Monthly Payment With This Mortgage CalculatorTools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers
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Find the Best 30-Year Mortgage RatesSee current mortgage rates and what is driving changes now.
By Carla Ayers
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T-Mobile Galaxy S26 Deals: How to Pay as Little as $4 a MonthSponsored
Spring promotions make Samsung's latest phone more affordable, whether you have a trade-in or not.
By Carla Ayers
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The Best Credit Cards to Use When Renting CarsNeed a car when you travel? Here are the best credit cards that offer rental car insurance.
By Carla Ayers
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Refinance Your Auto Loan Faster OnlineSponsored
Compare lenders, check rates quickly and find the best terms without slowing down your search.
By Carla Ayers
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Samsung Users: Your Texting App Is ChangingIf you use Samsung Messages, you may need to switch soon. Here’s what to know before the app stops working.
By Carla Ayers
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TurboTax: Features, Pricing and Filing Options for This Tax SeasonA closer look at TurboTax's pros and cons to help you decide if it’s the right tax filing software for this tax season.
By Carla Ayers
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Mint’s $45 Phone and Internet Plan Could Replace a $200 Bill — But There’s a CatchSponsored
Mint Mobile’s new $45 bundle combines phone and home internet into one plan. Here’s how the pricing works and what you give up.
By Carla Ayers
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How I'm Using T-Mobile Perks to Save Money This SummerSponsored
T-Mobile perks like MLB.TV, streaming bundles and movie discounts can help offset summer entertainment costs. Here’s how I'm using them to save.
By Carla Ayers
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How T-Mobile iPhone Deals Work — and Which One Fits YouSponsored
T-Mobile’s iPhone promotions can lower monthly costs, but only if the plan and device match how you actually use your phone.
By Carla Ayers
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What It Really Costs to Watch Baseball in 2026Following your favorite MLB team now means juggling multiple subscriptions. For dedicated fans, the total cost can climb faster than expected.
By Carla Ayers
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Netflix Raises Prices Across All Plans — AgainNetflix has raised prices across all plans, adding to rising streaming costs. Here’s what each tier costs now.
By Carla Ayers
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Get $40 to Shop at Costco with This Membership DealNew members can get up to $40 on a Costco Shop card when they sign up for a one-year Costco membership thanks to a new deal from Stack Social.
By Carla Ayers
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The Quiet Way Seniors Are Cutting Monthly Phone BillsSponsored
From bundling lines to switching tiers, small changes in wireless plans can add up to savings.
By Carla Ayers
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Prevent Title Fraud: Smart Steps to Protect Your DeedScams Protect yourself from deed theft with these free steps. You don’t need to pay a company to protect your your home title.
By Carla Ayers
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Emergency Travel Assistance Memberships ExplainedSponsored
Emergency travel assistance memberships help coordinate medical evacuations and emergency travel support. Here is how they differ from insurance and how major providers compare.
By Carla Ayers
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Paramount+ Is Offering a Deal Just in Time for a Packed Sports CalendarA limited-time streaming deal could help sports fans cut costs ahead of March Madness, MLB Opening Day and more.
By Carla Ayers
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5G Home Internet Is Challenging Cable. What It Means for Your Internet BillSponsored
Cable once dominated home broadband. Now expanding 5G home internet is giving households another option to consider as technology and competition evolve.
By Carla Ayers
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Should You Have a Backup Internet Plan?Kiplinger Approved - Sponsored Offer Tracfone
Home internet outages can happen unexpectedly. Some households are turning to wireless backup plans to stay connected when service goes down.
By Carla Ayers
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'Storm Chaser' Scammers Are Targeting Natural Disaster VictimsBeware of storm chaser scammers who turn up after a natural disaster and attempt to take advantage of those impacted, the BBB says.
By Carla Ayers
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The Best Time to Visit Ireland Might Not Be St. Patrick’s DayThe famous holiday draws huge crowds, but travelers who wait until May may find a better balance of weather, daylight and crowds.
By Carla Ayers
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Netflix Is Dropping Support for Older Devices — Is Yours One of Them?
Some smart TVs and streaming devices are already losing access. Here’s how to check and what to do next.
By Carla Ayers
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10 Decluttering Books That Can Help You Downsize Without RegretFrom managing a lifetime of belongings to navigating family dynamics, these expert-backed books offer practical guidance for anyone preparing to downsize.
By Carla Ayers
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Samsung Galaxy S26 Ultra: What to Know Before You UpgradeSponsored
The Galaxy S26 Ultra brings new features and strong launch deals, but whether it’s worth upgrading depends on what you already own.
By Carla Ayers
