
Carla Ayers
Carla Ayers joined Kiplinger in 2024 as the E-Commerce & Personal Finance Editor. Her professional background spans both commercial and residential real estate, enriching her writing with firsthand industry insights.
Carla has worked as a personal finance and real estate writer for Rocket Mortgage, Inman and other industry publications.
She is passionate about making complex real estate and financial topics accessible to all readers. Dedicated to transparency and clarity, her ultimate goal is to help her audience make informed and confident decisions in their financial pursuits.
Latest articles by Carla Ayers
-

Amazon's Black Friday Deals Are Here
Amazon's Black Friday deals offer big opportunities to save money and score great finds.
By Carla Ayers Last updated
-

Shop Target’s Early Black Friday Deals
Early Black Friday deals have arrived at Target. Here's a list of the current deals.
By Carla Ayers Last updated
-

What to Know About Portable Mortgages
A closer look at how portable mortgages would work, who might benefit and why the concept is gaining attention amid high rates and limited supply.
By Carla Ayers Published
-

A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms
Finance home upgrades gradually, using the equity you already have.
By Carla Ayers Published
-

Is Wireless Home Internet Right for You?
Could T-Mobile’s affordable, no-fuss home internet be the everyday upgrade you’ve been waiting for? Here’s what to know before you sign up.
By Carla Ayers Last updated
-

Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Carla Ayers Last updated
-

Selling a Haunted House? What You Have to Tell Buyers (and What You Don’t)
You don’t need ghosts to spook buyers, sometimes a home’s past is enough. Here’s what sellers should know about disclosure laws, pricing and perception when a property has a haunted history.
By Carla Ayers Published
-

The Best Credit Cards to Use When Renting Cars
Need a car when you travel? Here are the best credit cards that offer rental car insurance.
By Carla Ayers Last updated
-

10 Amazon Deals to Nab Before Prime Day Ends
Here’s a list of 10 Amazon deals for you to check out before Prime Day comes to a close.
By Carla Ayers Last updated
-

How to Prepare For a Hurricane and Other Natural Disasters
As worries about hurricanes, wildfires, floods and other natural disasters accelerate, here are some key steps to take to get ready for whatever might come your way.
By Carla Ayers Last updated
-

Is 2025 a Good Year to Sell Your House?
Explore whether 2025 is the right time to sell your home. Learn about trends in mortgage rates, home prices, buyer demographics and economic factors shaping the housing market.
By Carla Ayers Last updated
-

Costco Deals You Don’t Want to Miss
Save big on fall essentials. From cozy home upgrades to tech and wellness must-haves, shop while supplies last.
By Carla Ayers Last updated
-

Costco Direct: How It Works, Exclusive Deals and Bulk Savings
Discover how Costco Direct offers exclusive online deals, bulk-buying discounts, and direct-to-home shipping on furniture, appliances and more.
By Carla Ayers Last updated
-

Is My Best Buy Worth It? Memorial Day Deals Might Tip the Scale
Score big on tech, TVs and appliances — and find out if a My Best Buy membership is a smart way to save.
By Carla Ayers Last updated
-

Find Your Monthly Payment With This Mortgage Calculator
Tools With our mortgage calculator, you can easily determine your monthly mortgage payment.
By Carla Ayers Last updated
Tools -

Savings Goal Calculator
Tools Want to know how much you need to save each month to reach your financial goals? Our calculator helps you build a realistic savings plan.
By Carla Ayers Published
Tools -

Net Worth Calculator
Tools If you sold all your assets and paid all your debts, what would be left over? That’s your net worth. Calculate it here.
By Carla Ayers Last updated
Tools -

Household Budget Worksheet
Tools Use this budget worksheet to get control of your monthly living expenses.
By Carla Ayers Last updated
Tools -

What Dave Ramsey and Caleb Hammer Taught Me About Handling Money
From Ramsey’s strict discipline to Hammer’s blunt reality checks, their lessons reveal how to save, invest and prepare for the future.
By Carla Ayers Published
-

Prevent Title Fraud: Smart Steps to Protect Your Deed
Scams Protect yourself from deed theft with these free steps. You don’t need to pay a company to protect your your home title.
By Carla Ayers Last updated
Scams -

‘Storm Chaser’ Scammers Are Targeting Natural Disaster Victims
Beware of storm chaser scammers who turn up after a natural disaster and attempt to take advantage of those impacted, the BBB says.
By Carla Ayers Last updated
-

Why You Should Pay Your Traffic Tickets Before They Become a Six-Figure Headache
Skip a ticket, pay a fortune: How ignoring traffic fines can wreck your wallet, credit and coverage.
By Carla Ayers Published
-

Credit Cards for Kids and Teens: Make Your Child an Authorized User
Kids and teens can access credit cards by becoming authorized users on your account. Here's what I learned when I signed up my own kids for cards.
By Carla Ayers Last updated
-

2026 Disney Dining Plan Returns: Free Dining for Kids & Resort Benefits
Plan your 2026 Walt Disney World vacation now. Learn about the returning Disney Dining Plan, how kids aged three to nine eat free, and the exclusive benefits of staying at a Disney Resort hotel.
By Carla Ayers Published
