
Carla Ayers
Carla Ayers is the eCommerce and Personal Finance Editor at Kiplinger, where she covers consumer spending, savings strategies and real estate trends. Since joining in 2024, she has focused on delivering practical, service-driven advice to help readers make smarter financial decisions.
Her background spans commercial and residential real estate, bringing firsthand insight to her work. She has written for Rocket Mortgage, Inman, the National Association of Realtors and other industry publications.
Carla is passionate about making complex topics clear and actionable, meeting readers where they are with timely guidance. Get personal finance insights delivered straight to your inbox with Kiplinger’s free newsletter, A Step Ahead.
Latest articles by Carla Ayers
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26 Presidents Day Deals You Don't Want to MissFrom appliances to tech and home upgrades, these limited-time sales can deliver some of the biggest discounts of the season.
By Carla Ayers
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How to Watch the 2026 Winter Olympics Without OverpayingHere’s how to stream the 2026 Winter Olympics live, including low-cost viewing options, Peacock access and ways to catch your favorite athletes and events from anywhere.
By Carla Ayers
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Trump Signals Plan to Ban Institutional Investors From Buying Single-Family HomesThe president says the move could improve housing affordability. Here’s what the data show about investor ownership, recent buying trends and what it could mean for homebuyers.
By Carla Ayers
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With the Fed Rate Cut, Should You Sell Your House Now or Wait?Interest rates are starting to come down as the Federal Reserve shifts course. Is it time to think about selling your house?
By Carla Ayers
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Top Tech Gifts You Can Still Get Before Christmas from WalmartSponsored
Big savings on Apple, Bose, HP, Vizio and more while there's still time to shop.
By Carla Ayers
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Samsung Galaxy S25 Ultra for $4.99 a Month: A Closer Look at Verizon’s DealSponsored
Verizon’s aggressive pricing makes Samsung’s top-tier phone tempting, but the real cost depends on your plan and how long you stay.
By Carla Ayers
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Amazon's Cyber Monday Deals Are HereAmazon's Cyber Monday deals present significant opportunities to save money and discover great finds.
By Carla Ayers
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NordVPN’s Huge 77% Black Friday Discount Is One of the Top VPN Deals We’ve Seen This YearSave up to 77% on NordVPN with this Black Friday deal, a practical choice for improving online security and streaming access.
By Carla Ayers
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Shop Target's Best Cyber Monday Deals Before They ExpireCyber Monday deals have arrived at Target, but some of the latest doorbusters are disappearing tomorrow. Here's a list of the best deals available right now.
By Carla Ayers
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How to Get HBO Max for $2.99 with Hulu This Black FridayTake advantage of Hulu’s holiday pricing and stream HBO Max hits for only $2.99 a month.
By Carla Ayers
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Hulu’s Black Friday Deal Gets You Starz for Only $2.99Get premium entertainment for less with Hulu’s limited-time Black Friday STARZ deal.
By Carla Ayers
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Hulu Black Friday Sale: Get Hulu and Disney+ for $4.99 a Month for a YearDeal Lock in one of this year’s best streaming deals and score 12 months of Disney+ and Hulu for less.
By Carla Ayers
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What to Know About Portable MortgagesA closer look at how portable mortgages would work, who might benefit and why the concept is gaining attention amid high rates and limited supply.
By Carla Ayers
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their TermsFinance home upgrades gradually, using the equity you already have.
By Carla Ayers
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Is Wireless Home Internet Right for You?Sponsored
Could T-Mobile’s affordable, no-fuss home internet be the everyday upgrade you’ve been waiting for? Here’s what to know before you sign up.
By Carla Ayers
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Selling a Haunted House? What You Have to Tell Buyers (and What You Don’t)You don’t need ghosts to spook buyers, sometimes a home’s past is enough. Here’s what sellers should know about disclosure laws, pricing and perception when a property has a haunted history.
By Carla Ayers
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10 Amazon Deals to Nab Before Prime Day EndsHere’s a list of 10 Amazon deals for you to check out before Prime Day comes to a close.
By Carla Ayers
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How to Prepare For a Hurricane and Other Natural DisastersAs worries about hurricanes, wildfires, floods and other natural disasters accelerate, here are some key steps to take to get ready for whatever might come your way.
By Carla Ayers
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Is 2025 a Good Year to Sell Your House?Explore whether 2025 is the right time to sell your home. Learn about trends in mortgage rates, home prices, buyer demographics and economic factors shaping the housing market.
By Carla Ayers
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Costco Deals You Don’t Want to MissSave big on fall essentials. From cozy home upgrades to tech and wellness must-haves, shop while supplies last.
By Carla Ayers
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Costco Direct: How It Works, Exclusive Deals and Bulk SavingsDiscover how Costco Direct offers exclusive online deals, bulk-buying discounts, and direct-to-home shipping on furniture, appliances and more.
By Carla Ayers
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Is My Best Buy Worth It? Memorial Day Deals Might Tip the ScaleScore big on tech, TVs and appliances — and find out if a My Best Buy membership is a smart way to save.
By Carla Ayers
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Savings Goal CalculatorTools Want to know how much you need to save each month to reach your financial goals? Our calculator helps you build a realistic savings plan.
By Carla Ayers
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Net Worth CalculatorTools If you sold all your assets and paid all your debts, what would be left over? That’s your net worth. Calculate it here.
By Carla Ayers
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