Get $40 to Shop at Costco with This Membership Deal
New members can get up to $40 on a Costco Shop card when they sign up for a one-year Costco membership thanks to a new deal from Stack Social.
Costco is one of the most popular warehouse clubs, with approximately 129.5 million cardholders. It was ranked third in the National Retail Federation’s top 100 Retailers. And thanks to a new deal, you could get up to $40 back in the form of a Costco Shop card when you sign up for an auto-renewing one-year membership.
Gold Star and Business memberships cost $65 annually, while an Executive membership costs $130. That comes with plenty of perks like bulk pricing on groceries, discounts on services and even members' only rates when you buy home or auto insurance through Costco. You'll also be able to shop at a Costco Business Center if you happen to live near one.
If you're interested in becoming a member, but the cost has been holding you back, this deal can help you get up to $40 of that price back to fund your first shopping trip inside the warehouse store.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Stack Social is offering a Gold Star Membership + $20 Digital Shop Card for the price of a $65 Gold Star membership. It is also offering an Executive Gold Star Membership + $40 Shop Card for the price of a $130 Executive Gold Star membership. Memberships auto-renew each year until you cancel.
Costco offers competitive prices on any kind of product you can imagine — furniture, food, clothing, etc. — and constantly has special deals and discounts to help you save even more. However, there is one barrier to shopping at Costco, and that's its membership fee. To shop at a Costco warehouse, as well as to score the best online prices, you’ll need to be a member.
How to save on a Costco membership
Here are all the details. Stack Social's deal can save you money on a one-year Costco membership in the form of a digital gift card reward. With this deal, there are two options to choose from.
Gold Star Membership + $20 Digital Shop Card: The first deal Stack Social offers is a discount on a Gold Star Costco membership. How it works is you'll sign up for an auto-renewing Gold Star membership for $65, and then receive a $20 digital Costco Shop Card by email within 2 weeks of your purchase, effectively bringing the price of a membership to just $45 a year.
With a Gold Star membership, you'll be able to shop at all Costco warehouses and online at Costco.com, receive a membership card for both you and a family member, and enjoy a 100% Satisfaction Guarantee, meaning you can return products you don't want for a full refund.
Executive Gold Star Membership + $40 Shop Card: The second deal is on an Executive Gold Star Costco membership. You'll pay $130 for an auto-renewing Executive membership, and then receive a $40 gift card by email, effectively bringing the price of an annual membership to just $90.
With Costco's highest level of membership, you'll enjoy all the benefits of Gold Star members, plus more. You'll earn an annual 2% reward (up to $1,250) on eligible Costco and Costco Travel purchases, as well as benefit from additional perks and discounts on many Costco services.
Terms and conditions
- Both deals are available for new members in the U.S. & Puerto Rico only, or those whose memberships have been expired for more than 18 months.
- The maximum number that can be purchased by each customer is two.
- One membership must be for personal use, while the other must be gifted.
- You must redeem your membership online before arriving to a Costco location.
- There can only be one membership per household.
The right credit card can help you save at the grocery store and earn rewards on dining out. See Kiplinger’s top credit card picks for groceries and food, powered by Bankrate. Advertising disclosure.
Get more consumer insights, shopping tips and other personal finance news straight to your inbox. Subscribe to our daily newsletter, A Step Ahead.
Related Content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.
-
States That Tax Social Security Benefits in 2026Retirement Tax Not all retirees who live in states that tax Social Security benefits have to pay state income taxes. Will your benefits be taxed?
-
QUIZ: What Type Of Retirement Spender Are You?Quiz What is your retirement spending style? Find out with this quick quiz.
-
How to Avoid the Financial Quicksand of Early Retirement LossesSequence of returns — experiencing losses early on — can quickly deplete your savings, highlighting the need for strategies that prioritize income stability.
-
Is Your Emergency Fund Running Low? Here's How to Bulk It Back UpIf you're struggling right now, you're not alone. Here's how you can identify financial issues, implement a budget and prioritize rebuilding your emergency fund.
-
My First $1 Million: Semiretired CPA, 68, San FranciscoEver wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
-
I'm a Wealth Adviser: These Are the 7 Risks Your Retirement Plan Should AddressYour retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, market swings and more.
-
Tip: Ways to Track Your Credit Card RewardsHere are the best strategies and apps to help you stay current with your credit card rewards.
-
Do You Have an Insurance Coverage Gap for Your Valuables? You May Be Surprised to Learn You DoStandard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer.
-
How We Manage Our Finances Together as a Married CoupleDouglas Boneparth, a certified financial planner, and his wife, Heather Boneparth, speak with Kiplinger about couples managing finances.
-
How AI Is Changing the Way Americans Spend on Live EventsAI bots are reshaping ticket prices, resale markets and how fans shop. Here's what it means for your wallet and how to get the best deals on concerts, sports and shows.
-
What Bilt Cardholders Need to Know as Wells Fargo Exits the ProgramA major shake-up in the Bilt Rewards program could affect your credit card, rent rewards and points strategy heading into 2026.

