How to Get Up to $40 Back on a Costco Membership
This limited-time offer gives new Costco members a built-in rebate on their first year.
Costco remains one of the most popular warehouse clubs in the country, with roughly 136 million cardholders and a spot among the top retailers in the U.S., according to the National Retail Federation. That kind of reach speaks to the value many shoppers find in a membership.
Plans start at $65 per year for Gold Star and Business memberships, or $130 for the Executive tier, which includes added perks like rewards and extra discounts. Members can also tap into bulk pricing, service deals and access to select locations like Costco Business Centers.
If you’ve been on the fence about joining, there’s a way to offset some of that upfront cost — and make your first trip a little easier on your wallet.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
How to save on a Costco membership
Here are all the details. Stack Social's deal can save you money on a one-year Costco membership in the form of a digital gift card reward. With this deal, there are two options to choose from.
Gold Star Membership + $20 Digital Shop Card: The first deal Stack Social offers is a discount on a Gold Star Costco membership. How it works is you'll sign up for an auto-renewing Gold Star membership for $65, and then receive a $20 digital Costco Shop Card by email within 2 weeks of your purchase, effectively bringing the price of a membership to just $45 a year.
With a Gold Star membership, you'll be able to shop at all Costco warehouses and online at Costco.com, receive a membership card for both you and a family member, and enjoy a 100% Satisfaction Guarantee, meaning you can return products you don't want for a full refund.
Executive Gold Star Membership + $40 Shop Card: The second deal is on an Executive Gold Star Costco membership. You'll pay $130 for an auto-renewing Executive membership, and then receive a $40 gift card by email, effectively bringing the price of an annual membership to just $90.
With Costco's highest level of membership, you'll enjoy all the benefits of Gold Star members, plus more. You'll earn an annual 2% reward (up to $1,250) on eligible Costco and Costco Travel purchases, as well as benefit from additional perks and discounts on many Costco services.
Stack Social is offering a Gold Star Membership + $20 Digital Shop Card for the price of a $65 Gold Star membership.
It is also offering an Executive Gold Star Membership + $40 Shop Card for the price of a $130 Executive Gold Star membership. Memberships auto-renew each year until you cancel.
Terms and conditions
- Both deals are available for new members in the U.S. & Puerto Rico only, or those whose memberships have been expired for more than 18 months.
- The maximum number that can be purchased by each customer is two.
- You must redeem your membership online before arriving at a Costco location.
- There can only be one membership per household.
- Must be new members or lapsed 18+ months
- Must enroll in auto-renewal
- Shop card is usually emailed after signup
Related Content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Carla Ayers is the eCommerce and Personal Finance Editor at Kiplinger, where she covers consumer spending, savings strategies and real estate trends. Since joining in 2024, she has focused on delivering practical, service-driven advice to help readers make smarter financial decisions.
Her background spans commercial and residential real estate, bringing firsthand insight to her work. She has written for Rocket Mortgage, Inman, the National Association of Realtors and other industry publications.
Carla is passionate about making complex topics clear and actionable, meeting readers where they are with timely guidance. Get personal finance insights delivered straight to your inbox with Kiplinger’s free newsletter, A Step Ahead.
