Best AI Stocks to Buy: Smart Artificial Intelligence Investments
tech stocks AI stocks have been bloodied up in recent months, but the technology's relentlessly growing importance should see the sun shine on them again.
When Is the Next Fed Meeting?
Investors, savers and consumers can expect another interest rate hike at the next Fed meeting.
By Dan Burrows • Published
IRS Form 1099-K: Why You Might Not Get One From Venmo, PayPal, or Cash App For 2022
The IRS 1099-K $600 reporting threshold involving payment networks like Venmo, PayPal, Amazon, Square, and Cash App is on hold.
By Kelley R. Taylor • Last updated
Curious About a QLAC? SECURE 2.0 Act Gives This Annuity a Boost
New legislation raises the amount you can transfer from your rollover IRA to a qualifying longevity annuity contract (QLAC), reducing RMDs and increasing guaranteed lifetime income.
By Jerry Golden, Investment Adviser Representative • Published
Need an Estate Planning Checkup? Now Is the Perfect Time
An appointment with your estate planning attorney can address any holes that have developed and ensure everything is in place.
By Jack R. Hales Jr., J.D. • Published
How to Create Retirement Income That’s Driven by Cash Flow
Using a combination of dividends and structured notes in your retirement portfolio can offer liquidity, income and risk mitigation.
By Kyle Hammerschmidt, Investment Adviser • Published
Gaining More Certainty in Your Retirement Income Plan
Relying on market performance to close the gap in your retirement income could let you down, but a CD ladder and fixed annuities could provide some certainty.
By Cole Czajkoski, Investment Adviser Representative • Published
Considering a 1031 Exchange? The Rules You Need to Know
Taxes are an inevitable part of investing in real estate. You can, however, defer or avoid paying capital gains taxes by following some simple rules of a 1031 exchange. Yes, you read that correctly!
By Daniel Goodwin • Published
Business Spending Outlook: Hints of Slowing
Economic Forecasts Since peaking last summer, spending by businesses has been slipping on recession fears.
By David Payne • Last updated
Could ChatGPT and AI Change Delivery of Legal Services?
Two attorneys weigh in on whether artificial intelligence could become a legitimate (and trustworthy) way to get legal help in the future.
By H. Dennis Beaver, Esq. • Published
Pension Lump Sum Option vs. Annuity Payment: Which Is Better?
retirement Lump sum vs. annuity payments? Single-life benefits vs. joint-and-survivor benefits? Finding the right answer for you could come down to control.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) • Last updated
Financial Wellness Is Self-Care: 3 Steps to Help Improve Yours
Many people resolve in the new year to get healthier. Taking charge of your financial wellness can help improve your physical health by lowering your anxiety about money issues.
By Kara Duckworth, CFP®, CDFA® • Published
GDP Growth at the End of 2022 Will Not Last
Economic Forecasts Don’t put too much stock in the economy’s positive showing for the third and fourth quarters of last year.
By David Payne • Last updated
Why You Need Renters' Insurance
Renters' insurance is surprisingly affordable, and it can save you a lot of money if you need to make a claim.
By Emma Patch • Published
Electric Heat vs Gas Heat: Which is Cheaper?
Electric Heat vs Gas Heat: Which is Cheaper? Your choice could have a big impact on your winter bills.
By Ben Demers • Last updated
11 Worst Wedding Gifts for Newlyweds
Smart Buying When it comes to wedding gifts, it’s not just the thought that counts.
By Bob Niedt • Last updated
A Financial Review in Early 2023 Can Optimize Your Strategy
Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries.
By Ken Nuss • Published
How to Pick the Best Robo Advisor For You
Kiplinger's guide to the best robo advisors to fit your needs.
By Kim Clark • Published
12 IRS Audit Red Flags for the Self-Employed
taxes If you are self-employed, minimize the odds of an IRS audit by avoiding these audit triggers.
By Joy Taylor • Last updated
The 5 Best Actively Managed Fidelity Funds to Buy Now
mutual funds In a stock picker's market, it's sometimes best to leave the driving to the pros. These Fidelity funds provide investors solid active management at low costs.
By Kent Thune • Published
Are Annuities Good Investments? Weighing the Pros and Cons
Love ’em or loathe ’em, annuities can be a smart investment tool for the right person under the right circumstances.
By Nate Miller, Investment Adviser Representative • Published
Family Business Survival Strategies as Tax Landscape Changes
tax planning Let's look at the main provisions of the Inflation Reduction Act of 2022 and the tools family businesses have at their disposal to protect their interests.
By John M. Goralka • Last updated
9 Best Stocks for Rising Interest Rates
stocks The Federal Reserve has been aggressive in its rate hiking, and it's likely not done yet. Here are nine of the best stocks for rising interest rates.
By Jeff Reeves • Published
How to Pay 0% in Taxes (Without Cheating)
capital gains tax Investors and retirement savers have many tools at their disposal to whittle their incomes down to a point where capital gains are taxed at a 0% tax rate. The magic number for couples? $83,350.
By Justin Goodbread, CFP®, CEPA, CVGA • Last updated
Financial Planning Should Be Intergenerational
Overcoming the unspoken rule that money is too taboo a topic to discuss among family members is important going forward. The reality is that families, at some point, will need to be on the same page about wealth planning.
By Aditi Javeri Gokhale • Published
What Are Home Heating Oil Prices Across the U.S.?
And how high will home heating oil prices go as we head deeper into winter?
By Ben Demers • Last updated
The 6 Safest Vanguard Funds to Own in a Bear Market
recession Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds.
By Kyle Woodley • Published
In Retirement Planning, What’s Your Retirement Personality?
There are many ways to think about retirement planning, and your personality can influence yours. If your personality and plan match, you have a greater chance of retirement success.
By Samuel V. Gaeta, CFP® • Published
Inflation’s Toll: Cuts to Retirement Savings and Health Care
Many consumers struggling to make ends meet amid inflation are reducing retirement planning and health care, both of which can have disastrous results later in life. A professional could help.
By Kristi Martin Rodriguez • Published
2023 Investment Outlook’s Big Question Focuses on Recession
Fundamentals, earnings and diversification are key after a year that left us feeling like we have a bit of a hangover.
By Michael Aloi, CFP® • Published