Features
-
Private Capital Wants In on Your Retirement Account
Does offering private capital in 401(k)s represent an exciting new investment opportunity for "the little guy," or an opaque and expensive Wall Street product?
By David Weidner
-
Paying for Long-Term Care: Myths vs Uncomfortable Truths
None of us wants to think we'll need long-term care when we get older, but the odds are roughly even that we will. Which is all the more reason to understand the realities of LTC and how to pay for it.
By Ethan Robertson
-
Fix Your Mix: How to Derisk Your Portfolio Before Retirement
In the run-up to retirement, your asset allocation needs to match your risk tolerance without eliminating potential for growth. Here's how to find the right mix.
By Johnny Rosier, NSSA®, CFF®, FRC
-
An Exec's 'Idiotic' Idea: Skip Training and Commit a Crime
Several medical professionals reached out to say that one of their bosses suggested committing a crime to fulfill OSHA requirements. What's an employee to do?
By H. Dennis Beaver, Esq.
-
States With Low and No Capital Gains Tax in 2026
Capital Gains Low-tax states, including states with no capital gains tax, are selling points for many people.
By Kelley R. Taylor
-
How One Extra Dollar of Income Can Cost You Thousands in Retirement
Retirement Even modest changes in retirement income can raise Medicare premiums under IRMAA. Here’s how a small increase can affect your retirement costs.
By Chrissy Paradis
-
Best Conservative Investments for Retirees
The best conservative investments for retirees include low-cost mutual funds and ETFs that hold stocks and bonds as well as simple and safe money market funds.
By Mark R. Hake, CFA
-
The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
-
See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
-
Best Mutual Funds to Invest In for 2026
The best mutual funds will capitalize on new trends that emerge this year, all while offering low costs and solid management.
By Kyle Woodley
-
What Pet Insurance Does and Doesn’t Cover
Pet insurance can save you thousands on vet bills, but it doesn’t cover everything. Here are the key types of coverage and exclusions you need to know.
By Rachael Green
-
Eat Your Way Across America: Foodie Gems Worth the Drive
Want to eat your way across America? Here's a look at foodie gems worth the drive, whether you’re craving the nostalgic taste of juicy BBQ or fresh-caught seafood straight from the ocean.
By Kathryn Pomroy
-
What Is a 403(b) Retirement Plan? Non-Profit Workers Take Note
Many teachers and other non-profit workers are offered 403(b) plans, rather than a 401(k). But what is a 403(b)?
By Seychelle Thomas
-
Stock Picks That Billionaires Love
Billionaire investors are scooping up beaten-down blue chips when they're on sale.
By Dan Burrows
-
New $6,000 'Senior Bonus' Deduction: What It Means for Taxpayers Age 65 and Older
Tax Changes If you’re an older adult, a new bonus tax deduction could provide a valuable tax benefit. Here's how it works.
By Kelley R. Taylor
-
A Financial Planner Answers 10 Common Gift Tax Questions
taxes Generous gifts can have tax consequences, but in general, only very wealthy people need to worry about gift taxes. Still, there could be IRS paperwork involved.
By David Jaeger, CFP®
-
I Thought My Retirement Was Set — Until I Answered These 3 Questions
I'm a retirement writer. Three deceptively simple questions helped me focus my retirement and life priorities.
By Jacob Schroeder
-
How to Use Home Equity to Help With Your Long-Term Goals
Homeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.
By Jon Giles
-
How to Find Free Money for Graduate School as Loans Tighten
Starting July 1, federal borrowing will be capped for new graduate students, making scholarships and other forms of "free money" vital. Here's what to know.
By Sravani Atluri
-
5 Tips to Get Your Kids Investing as Soon as Possible
Teaching your kids to invest early will help them build a solid financial future. Here are five ways to get them started.
By Coryanne Hicks
-
We've saved $5 million, but my husband still won't retire.
We are 66 and have reached our retirement savings goal. Our plan is to travel, but my husband can't seem to let go of work.
By Maurie Backman
-
Aging in Place Can Be Bad for You: Here's an Alternative
Why age alone in financial hardship when you can enjoy companionship — and share the costs of housing, groceries and health care — with a small community of friends?
By Neale Godfrey, Financial Literacy Expert
-
Buying a Home With a Friend: How to Prevent Legal Headaches
With rising home prices leading more people to co-buy homes with friends, it's essential to have a co-tenancy agreement that clearly defines the deal.
By John M. Goralka
-
When Retirement Planning, Be More Like Spock Than Scotty
If you're worried about your retirement, address the concerns in a logical sequence, talk honestly with your team and prepare to go boldly into the future.
By Robert Szigeti
-
Using AI: How to Get Actionable Insight, Not Polished Nonsense
AI can be a powerful specialist, but it can sound smarter than it is when it comes to understanding real-world stakes. That means you have to be the strategist.
By Cosmo P. DeStefano
-
First the Penny, Now the Nickel? The New Math Behind Your Sales Tax and Total
Rounding Tax A new era of "Swedish rounding" hits U.S. registers soon. Learn why the nickel might be on the chopping block, and how to save money by choosing the right way to pay.
By Kate Schubel
-
Trump Tax Bill 2025: What Changed and How It Affects Your Taxes
Tax Law From standard deduction amounts to tax brackets and Medicaid cuts, here’s what individual filers need to know about tax changes in Trump's "big beautiful bill."
By Kelley R. Taylor
-
3 Major Changes to the 2026 Charitable Deduction
Tax Breaks About 144 million Americans might qualify for the 2026 universal charity deduction, while high earners face new IRS limits. Here's what to know.
By Kate Schubel
-
Retirement Taxes: How All 50 States Tax Retirees
Retirement Taxes Find out how income taxes in retirement stack up in all 50 states plus the District of Columbia.
By Kate Schubel
