Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Smart Bulk Buys vs. Costly Mistakes: What to Stock Up on (and What to Skip)
Buying in bulk can lower your grocery bill but only if you choose the right items. Here’s how to tell the difference between smart staples and expensive waste.
By Paige Cerulli
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Mortgage Rates Are Rising Again — and the Housing Market Is Feeling It
Geopolitical tension, inflation pressure and shifting demand are pushing rates higher. Here's how the housing market is reacting and what it means if you're planning to buy, sell or refinance.
By Choncé Maddox
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Oil Prices Push Up More Than the Cost of Gas. Here's What Gets More Expensive Next
From groceries to flights, higher oil prices ripple through your budget. Here's how the chain reaction works and when you may start to feel it.
By Choncé Maddox
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Fun March Madness vs Unfun March Mayhem: Betting Buzzkill
Sports betting feels like entertainment, but for some, it's leading to debt, addiction and even a direct backlash toward athletes.
By Lawrence Sprung, CFP®, CEPA®
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How Much Cash You Really Need
There are a few conditions to determine how much cash you really need in case of an emergency.
By Ben Luthi
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Get $40 to Shop at Costco with This Membership Deal
New members can get up to $40 on a Costco Shop card when they sign up for a one-year Costco membership thanks to a new deal from Stack Social.
By Carla Ayers
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Kiplinger Interest Rates Outlook: Fed Pauses Rates Cuts
Forecasts The Fed suggests that it is not likely to cut rates further unless the jobs market weakens more.
By David Payne
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
