Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Real-World Examples of Societal Impact That Can Inspire
What motivates the creation of societally impactful ventures? We can find some answers in the invention of a life-saving gadget and an author's book.
By H. Dennis Beaver, Esq.
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What to Know About Dynamic Pricing — and How to Beat It
From airlines to food-delivery platforms, many businesses use high-tech strategies to adjust their prices online.
By Emma Patch
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Roth IRA Contribution Limits for 2026
Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
By Jackie Stewart
Roth IRAs -
How to Watch The Masters for Less
If you plan to watch The Masters and are looking for ways to save, we'll show you several options.
By Sean Jackson
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Seven Great Places to Retire in Florida
The Sunshine State remains a beacon for retirees, offering warm weather, sandy beaches, and a relatively low cost of living. Here's a look at where to live.
By Kathryn Pomroy
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How to De-Risk Your Portfolio in 5 Different Scenarios
If you're worried about the market or your personal circumstances, take these steps to help you sleep at night.
By Nellie S. Huang
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Smart Transportation Alternatives for Seniors to Avoid Rising Gas Prices
With gas prices averaging more than $4 per gallon, small changes can lead to big savings.
By Sean Jackson
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6 Steps to Quickly Build Your Emergency Fund
How would you cover a $1,000 bill for urgent costs? Use a credit card? Get a family loan? Far better to have an emergency fund. Here's how to set it up quickly.
By David Abraham
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Your 5-Step Guide to Financial Freedom After Divorce
Living on one income after a divorce can be tough, particularly if you've never had to manage your money. But these steps make it possible — and liberating.
By Stacy Francis, CFP®, CDFA®, CES™
