Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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The Best 3-Year CDs: Earn Up to 4.60%Savings Compare top CD rates, minimum deposits and early withdrawal penalties to grow your savings.
By Sean Jackson
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How to Use AI to Help Your Holiday ShoppingFrom saving money to picking the best gifts, tech can lend a hand this season — if you feed it the right information first.
By Beth Braverman
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Tapping Home Equity is Getting Trickier. Here's What to Do NowWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark
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How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA®
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My First $1 Million: Retired Banking VP, 70, Bexley, Ohio"I enjoyed the journey. The challenge of selecting and making good investments kinda fed on itself over the years."
By Joyce Lamb
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5 Warm-Weather Family Christmas Getaways for 2026Sponsored
Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers
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10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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The Basics of Estate PlanningIf you have a will or trust, congratulations. But you’re not done with estate planning.
By Sandra Block
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Renting vs Buying in 2026: The Monthly Cost Difference May Surprise YouIs it cheaper to rent or buy a home in 2026? We compare current rents, mortgage payments and ownership costs to see which makes more financial sense.
By Choncé Maddox
