Personal Finance

News, insights and expert analysis on personal finance from the team at Kiplinger.

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Savvy Savings Moves to Make Now – Or You Could Lose Thousands

Despite a rate cut and inflation, these moves can still help you reach your savings goals quickly.

Eight Tricks to Shop for Glasses if You're Over 50
Best Money Market Accounts - October 2025
Do You Need Umbrella Insurance?

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A financial adviser shakes hands with a client as a couple meet with her in her office.

Financial Advisers: Here's How to Help Soon-to-Be Married Clients Get Their Financial House in Order

Getting married changes a couple's life in more ways than one, so it's a good idea to discuss financial and legal issues like pre-/postnuptial agreements, estate plans and life insurance.

How to Safely Get Your Amazon Packages This Season

Worried about porch pirates? From Amazon lockers to secure lock boxes, here’s how to protect your holiday deliveries.
FAFSA Advice for 2025

A new federal financial aid application drops on October 1 — and being an early bird will likely pay off.
Student Loan Shake-Up: What the OBBB Means for Parent PLUS Borrowers, From a Financial Aid Expert

For students starting a new program on/after July 1, 2026, loans will be capped at $20,000 annually, and parents can borrow no more than $65,000 total, a big change from the unlimited borrowing setup.

My First $1 Million: Health Care CFO, 52, Pacific Northwest

Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
Best No-Penalty CD Rates: Lock in Rates Over 4%

If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
The Best High-Yield Savings Accounts of October 2025

Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.

Best 5-Year CD Rates

The best 5-year CD rates earn you up to 4.15%, outpacing inflation and helping you meet long-term savings goals.
The Best 3-Year CDs of 2025

Savings Our top 3-year CDs help you earn returns as high as 4%.

Savings
Best One-Year CD Rates

Savings The best 1-year CD rates help you earn returns as high as 4.30%. See our top picks.

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