Personal Finance

News, insights and expert analysis on personal finance from the team at Kiplinger.

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Savvy Savings Moves to Make Now – Or You Could Lose Thousands

Despite a rate cut and inflation, these moves can still help you reach your savings goals quickly.

Eight Tricks to Shop for Glasses if You're Over 50
Best Money Market Accounts - October 2025
Do You Need Umbrella Insurance?

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A model house beside stacks of coins sitting on a table.

The 1% Deductible Rule to Avoid Overpaying for Home Insurance

You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.

10 Cities Hardest Hit By Inflation

Was your city hit harder by inflation? Here are the 10 cities where residents saw prices rise the highest.
Why It's Worth Getting a High-Yield Savings Account Before the Fed Meeting

High-yield savings accounts dip when the Fed cuts rates at its October meeting. However, some accounts can still help you stay ahead of inflation.
These Eight States Have the Most Expensive Home Insurance in 2025

If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.

Best One-Year CD Rates

Savings The best 1-year CD rates help you earn returns as high as 4.15%. See our top picks.

Savings
10 States with the Cheapest Home Insurance in 2025

Homeowners in these 10 states pay at least $1,100 less than the national average for home insurance.
The Delayed September CPI Report is Out. Here's What it Signals for the Fed.

The September CPI report showed that inflation remains tame – and all but confirms another rate cut from the Fed.

Starbucks Just Announced Red Cup Day and It's Sooner Than You Think

The coffee chain's annual holiday cup giveaway returns — with a twist — as the holiday beverage lineup launches early and staff investments ramp up.
Kiplinger News Quiz, Oct 24: Dave Ramsey retirement mistakes

Weekly Quiz We covered the Netflix stock slump, estate taxes and Dave Ramsey's words of wisdom this week, but why? Test yourself on the latest financial and business news.

Weekly Quiz
The Basics of Estate Planning

If you have a will or trust, congratulations. But you’re not done with estate planning.