Personal Finance

News, insights and expert analysis on personal finance from the team at Kiplinger.

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Savvy Savings Moves to Make Now – Or You Could Lose Thousands

Despite a rate cut and inflation, these moves can still help you reach your savings goals quickly.

Eight Tricks to Shop for Glasses if You're Over 50
Best Money Market Accounts - October 2025
Do You Need Umbrella Insurance?

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No Passport? No Problem. Seven US Getaways That Feel Like an International Vacation

From Puerto Rico’s Caribbean flair to Santa Fe’s old world charm, these American destinations deliver a global travel experience — without the hassle of customs or currency exchange.

Planning a Major Home Renovation? 3 Smart Ways to Finance It

From HELOCs to personal loans, here’s how to pay for a major home renovation without draining your savings.
Six Warren Buffett Quotes Every Retiree Should Live By

The 'Oracle of Omaha' knows a thing or two about life, investing and retirement.
The Surprising Trick to Stop Money Stress Before It Starts

A dedicated 15-minute weekly slot to confront financial stress could help you make smarter money moves.

You Retired and Stopped Commuting. How Do You Lower Car Insurance Costs Now?

Retiring usually means cutting out that daily commute which could make you less risky to insure. Does that mean your car insurance costs will drop? Here's what you need to know.
My First $1 Million: Real Estate Investor, 54, Rural Midwest

Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
No Budget Hacks: 5 Strategies Help Build Significant Wealth

Cutting out your daily latte might make you feel virtuous, but tracking pennies won't pay off. Here are some strategies that can actually build wealth.

Unwrap a Budget-Friendly Holiday With These Smart Moves

You can avoid a 'holiday hangover' of debt by setting a realistic budget, making a detailed list, considering alternative gifts, starting to save now and more.
16 Retirement Mistakes You Will Regret Forever

retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.

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What Is the 80% Rule in Home Insurance?

Make sure your home isn't underinsured by following the 80% rule in home insurance. Here's what you need to know.