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Two Updates to Credit Reports
credit & debt

Two Updates to Credit Reports

The major credit bureaus are changing how they report information about medical debt and buy now, pay later.
April 26, 2022
7 Money-Smart Ways to Spend Your Tax Refund
Tax Breaks

7 Money-Smart Ways to Spend Your Tax Refund

Nearly 60% of taxpayers expect a refund this year, and many will receive a larger amount.
April 22, 2022
More to Get Student Loan Forgiveness
Paying for College

More to Get Student Loan Forgiveness

On the heels of another extension of the repayment moratorium, the Biden administration takes another step to expand debt relief.
April 20, 2022
2021 Tax Returns: What's New on the 1040 Form This Year
tax filing

2021 Tax Returns: What's New on the 1040 Form This Year

If you're a last-minute filer, familiarize yourself with potential changes for your 2021 tax return before tackling your 1040.
April 14, 2022
Free Credit Monitoring for Equifax Breach Victims
credit reports

Free Credit Monitoring for Equifax Breach Victims

Millions of consumers whose data may have been exposed have been notified to sign up for the monitoring service.
March 17, 2022

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What You Can Do About Medical Debt
Budgeting

What You Can Do About Medical Debt

Millions of Americans are awash in debt from medical care. If you’re one of them, we have your options, whether the bills are new or a collector is ca…
March 14, 2022
Whatever Happened to Peer-to-Peer Lending?
Becoming an Investor

Whatever Happened to Peer-to-Peer Lending?

While individuals can still invest in loans to consumers, most digital credit is underwritten by larger funding sources.
March 4, 2022
40 Ways to Earn Extra Cash in 2022
business

40 Ways to Earn Extra Cash in 2022

We flag a wide variety of cool side hustles to earn bonus bucks for expenses both expected and unexpected as we begin to emerge from the pandemic.
March 2, 2022
There’s No Escaping Your Credit Score (So Make It Count)
Financial Planning

There’s No Escaping Your Credit Score (So Make It Count)

Kiplinger’s credit expert, Lisa Gerstner, joins us to talk credit strategy. Also, a number of new electric cars hit the market this year. Will one wor…
February 24, 2022
Credit Card Interest Rates to Rise, Too
Making Your Money Last

Credit Card Interest Rates to Rise, Too

Many cardholders don't know their interest rates. Now would be a good time to know yours.
February 18, 2022
A Wave of Bankruptcies and Foreclosures Appears to be Building
bankruptcy

A Wave of Bankruptcies and Foreclosures Appears to be Building

A perfect storm of COVID-related economic issues mixed with inflation and a stay-at-home workforce is bearing down on small businesses and real estate…
February 12, 2022
"Above-the-Line" Deductions for Your 2021 Tax Return
Tax Breaks

"Above-the-Line" Deductions for Your 2021 Tax Return

If, like most people, you claim the standard deduction instead of itemized deductions on your return, there are still many other tax deductions availa…
February 1, 2022
How to Benefit from Rising Interest Rates
Financial Planning

How to Benefit from Rising Interest Rates

Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
January 27, 2022
Conforming Mortgage Loan Limits for 2022 Rising
Becoming a Homeowner

Conforming Mortgage Loan Limits for 2022 Rising

For 2022, the standard conforming limit for single-unit properties is $647,200, up nearly $100,000 from the 2021 cap.
January 25, 2022
Overdraft Fees Are On Their Way Out
Smart Buying

Overdraft Fees Are On Their Way Out

New overdraft policies are emerging as consumers and government officials pressure banks to get rid of the fees.
January 24, 2022
What to Do When You Can’t Pay Holiday Debt
Budgeting

What to Do When You Can’t Pay Holiday Debt

More Americans borrowed money to pay for holiday purchases and now the bill is due. Balance transfer cards offer a reprieve.
January 19, 2022
Freeze Your Credit in 3 Steps
credit & debt

Freeze Your Credit in 3 Steps

Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
January 10, 2022
Biden Extends Suspension of Student Loan Payments
loans

Biden Extends Suspension of Student Loan Payments

The president gave borrowers another 90 days until May 1 before they have to start paying back their student loans.
December 22, 2021
How Does Marriage Affect Your Credit Score?
Starting a Family

How Does Marriage Affect Your Credit Score?

While credit reports aren’t merged for married couples, individual records can affect joint loans. Learn the rules to ensure good credit goes along wi…
December 21, 2021
How to Nix Checking Fees
Making Your Money Last

How to Nix Checking Fees

Strictly free accounts aren’t the only way to bank - almost all banks and credit unions offer ways around paying fees.
December 20, 2021
What Does Your Credit Score Really Mean?
Basics

What Does Your Credit Score Really Mean?

Your score helps lenders assess the likelihood you’ll repay a loan. It can also help you assess your credit health.
December 20, 2021
Am I Responsible for Paying Off My Deceased Husband’s Debt?
debt management

Am I Responsible for Paying Off My Deceased Husband’s Debt?

You may be off the hook as some debts — including even certain types of credit card charges — are forgiven at death. However, others linger much longe…
November 28, 2021
Where to Find Emergency Cash
Making Your Money Last

Where to Find Emergency Cash

Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline.
November 22, 2021
What to Do If Your Credit Card Is Closed
Making Your Money Last

What to Do If Your Credit Card Is Closed

The issuer may restore your account with the previous terms, or it may request that you reapply for the card.
November 22, 2021
The Return of Student Loan Payments
Paying for College

The Return of Student Loan Payments

A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
November 22, 2021
Don't Let Your Credit Card Rewards Expire
Travel

Don't Let Your Credit Card Rewards Expire

If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
October 28, 2021