credit & debt
Which Debt Is ‘Good Debt’ and Which Is ‘Bad Debt’?
Which Debt Is ‘Good Debt’ and Which Is ‘Bad Debt’?
Not all debts are created equal. Some help you get ahead. Others should be avoided at all costs. Here’s how to tell the difference and how to handle y…
November 25, 2020
Strategies to Tackle Debt
Strategies to Tackle Debt
Millions of Americans facing furloughs and layoffs turned to credit cards to stay afloat. Here’s how to get out from under burgeoning balances.
November 24, 2020
Give Your Budget Some Love
Give Your Budget Some Love
Think of it as a flexible tool to prioritize—and achieve—your goals.
November 17, 2020
With Private Loan Interest Rates So Low, Should You Refinance a Federal Student Loan?
With Private Loan Interest Rates So Low, Should You Refinance a Federal Student Loan?
Whether to take a private student loan or refinance a federal student loan comes down to several factors, including your comfort level with the paymen…
November 14, 2020
Retirees, Make the Most of Your Home Equity
Retirees, Make the Most of Your Home Equity
A home equity loan or home equity line of credit may be perfect for your retirement finances. But don't delay; a fee increase is coming.
November 2, 2020
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How to Play Defense on Your Debt – Even in an Economic Downturn
How to Play Defense on Your Debt – Even in an Economic Downturn
For anyone with debt to their name, right now could be a great time to take advantage of unique opportunities to either refinance, pay off or even dra…
October 22, 2020
PPP Loan Forgiveness Applications are Now Easier
PPP Loan Forgiveness Applications are Now Easier
Small businesses that received PPP loans of $50,000 or less can now apply for forgiveness using a simplified application form.
October 16, 2020
High-Tech Aids for Aging in Place
High-Tech Aids for Aging in Place
Apple Watch and other technology provides fast feedback, comfort for older users, and a powerful assist for caregivers.
October 1, 2020
Watch Out for COVID Cons
Watch Out for COVID Cons
Isolated seniors are particularly vulnerable to pandemic-related scams.
September 30, 2020
Lending Money to a Friend in Need
Lending Money to a Friend in Need
If you lend money to a friend who has fallen on hard times, don't count on getting it back.
September 29, 2020
FAQs on CARES Act Relief for Student Loan Borrowers
FAQs on CARES Act Relief for Student Loan Borrowers
Here’s how to know if you qualify – and how you should take advantage.
September 21, 2020
10 Things You'll Spend More on in Retirement
10 Things You'll Spend More on in Retirement
From reading materials to debt, the demands on your savings during your golden years might surprise you.
September 16, 2020
10 Things You'll Spend Less on in Retirement
10 Things You'll Spend Less on in Retirement
We spend a lot of time worrying about running out of cash in retirement. But you might be surprised to see some of the things you'll find yourself spe…
September 16, 2020
How to Catch a Rock-Bottom Rate
How to Catch a Rock-Bottom Rate
Rates on everything from home mortgages to car loans are at record lows. We’ll tell you how to qualify for the best rates.
August 27, 2020
Give Your Credit a Boost
Give Your Credit a Boost
When times get tough, your credit profile could take a hit. Here’s how to keep it in shape.
August 27, 2020
Stay on Course With Student Loans
Stay on Course With Student Loans
You may be eligible for deferment if you receive unemployment benefits or are unable to find a full-time job.
August 27, 2020
The Five Top Consumer Complaints
The Five Top Consumer Complaints
Here are the top five complaints from a survey of state and local agencies from 19 states.
August 27, 2020
The Right Fit Car for Older Drivers
The Right Fit Car for Older Drivers
Anticipate how changes in lifestyle and health might affect the kind of vehicle you will need over time.
August 26, 2020
Snag a New Account Bonus
Snag a New Account Bonus
But choose an account that makes sense for the long run.
August 19, 2020
6 Money-Smart Ways to Spend Your Stimulus Check
6 Money-Smart Ways to Spend Your Stimulus Check
If you don't have to use your stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
July 30, 2020
College During COVID
College During COVID
Students and their families must be ready to adapt to the changes in the way they attend—and possibly pay for—college.
July 30, 2020
8 Tips and Warnings on PPP Loan Forgiveness
8 Tips and Warnings on PPP Loan Forgiveness
Not having to pay back Paycheck Protection Program loans is a huge benefit for small-business owners. But there are a lot of rules that must be follow…
July 21, 2020
8 Money-Smart Ways to Spend Your Tax Refund
8 Money-Smart Ways to Spend Your Tax Refund
Since this year's tax deadline was pushed back to July 15, many people just recently filed their tax return. That means there are a lot of tax refunds…
July 17, 2020
Know Why Your Credit Score Changes: 9 Money Moves to Consider
Know Why Your Credit Score Changes: 9 Money Moves to Consider
Your credit score is a key indicator of your financial well-being and of the risk you pose to lenders. How good is yours?
July 10, 2020
How the Fed's Moves Affect You
How the Fed's Moves Affect You
It’s pumping trillions of dollars into the economy and keeping rates near zero. Savers are sunk, but borrowers get a boost.
July 2, 2020