credit & debt
Am I Responsible for Paying Off My Deceased Husband’s Debt?
Am I Responsible for Paying Off My Deceased Husband’s Debt?
You may be off the hook as some debts — including even certain types of credit card charges — are forgiven at death. However, others linger much longe…
November 28, 2021
Where to Find Emergency Cash
Where to Find Emergency Cash
Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline.
November 22, 2021
What to Do If Your Credit Card Is Closed
What to Do If Your Credit Card Is Closed
The issuer may restore your account with the previous terms, or it may request that you reapply for the card.
November 22, 2021
The Return of Student Loan Payments
The Return of Student Loan Payments
A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
November 22, 2021
Don't Let Your Credit Card Rewards Expire
Don't Let Your Credit Card Rewards Expire
If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
October 28, 2021
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Should I Use Credit or Debit?
Should I Use Credit or Debit?
Credit cards offer more protections and rewards, but debit cards reduce the temptation to overspend.
October 4, 2021
New Buy Now, Pay Later Options
New Buy Now, Pay Later Options
If you’ve been considering a BNPL plan, make sure the credit card in your wallet doesn't already have you covered.
September 29, 2021
Tax Changes and Key Amounts for the 2021 Tax Year
Tax Changes and Key Amounts for the 2021 Tax Year
Americans are facing a long list of tax changes for the 2021 tax year. Smart taxpayers will start planning for them now.
September 23, 2021
Pandemic Unemployment Benefits End — This Relief Is Still Available
Pandemic Unemployment Benefits End — This Relief Is Still Available
You may be eligible for help with healthcare, your rent and more.
September 13, 2021
Think Twice About Applying for Credit
Think Twice About Applying for Credit
Credit card issuers are offering a lot of incentives, but your credit score could suffer.
August 27, 2021
Complain and Get Results
Complain and Get Results
Use these tried-and-true strategies to get companies to listen to you.
August 26, 2021
Consider These Programs to Help You Repay Your Student Loans
Consider These Programs to Help You Repay Your Student Loans
Check to see if you qualify for one of the income-driven repayment plans or a loan forgiveness program.
August 11, 2021
Tackle Your Debt Before Retirement
Tackle Your Debt Before Retirement
You should aim to leave the workforce with as little debt as possible. Otherwise, money that could be spent enjoying your golden years could end up go…
August 11, 2021
Plan to Start Repaying Student Loans
Plan to Start Repaying Student Loans
The pandemic-era pause on student loan repayments is scheduled to end September 30. If you can’t afford payments, you have options.
July 29, 2021
New Perks From Our Best Rewards Cards
New Perks From Our Best Rewards Cards
No annual fee, new tiered rewards and more cash back are some of the offerings.
July 24, 2021
Know Your Rights in Debt Collection
Know Your Rights in Debt Collection
A wave of post-pandemic debt collection is coming. Here's how to dispute a debt and protect your assets.
July 23, 2021
9 Things You Must Know About Retiring to Arizona
9 Things You Must Know About Retiring to Arizona
The Grand Canyon State offers so much more than that gorgeous hole in the ground. Check out whether you'd like to spend your golden years in this sout…
July 2, 2021
Financial Advice from America’s Founding Fathers
Financial Advice from America’s Founding Fathers
What money-management guidance can we glean from the words — and experience — of Benjamin Franklin, Thomas Jefferson, Alexander Hamilton and others?
July 1, 2021
Think Twice Before You Close a Credit Card
Think Twice Before You Close a Credit Card
Even if you’re no longer using it, closing an account could ding your credit score.
June 24, 2021
Rates on Student Loans Will Go Up
Rates on Student Loans Will Go Up
You could refinance with a private student loan, but consider waiting until the pause on federal loan payments expires.
June 22, 2021
New Graduates’ Guide to Paying Off Student Loans
New Graduates’ Guide to Paying Off Student Loans
Congratulations on finishing your degree! Now it’s time to study up on the best way to pay off your student debt. You have a lot of options, so choose…
June 12, 2021
Protect Yourself Against New ID-Theft Schemes
Protect Yourself Against New ID-Theft Schemes
Crooks are using more-sophisticated tricks to steal your data. It's time to improve your armor.
May 27, 2021
Credit Card Perks for Car Rentals
Credit Card Perks for Car Rentals
Certain cards can boost your status in a rental company’s loyalty program and give you an edge.
May 24, 2021
How to Fix Your Credit Reports
How to Fix Your Credit Reports
Before you apply for a mortgage or car loan, check your credit files for errors that could derail your plans.
May 24, 2021
8 Money-Smart Ways to Spend Your Tax Refund
8 Money-Smart Ways to Spend Your Tax Refund
Since this year's tax deadline was pushed back to May 17, many people just recently filed their tax return. That means there are a lot of tax refunds …
May 21, 2021