Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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A Financial Expert's Tips for Lending Money to Family and Friends
What starts as a lifeline can turn into a minefield if the borrower ghosts the lender. Following these three steps can help you avoid family feuds over funds.
By Neale Godfrey, Financial Literacy Expert Published
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How to Thaw a Credit Freeze — and Why You Would
As you shop for a loan or credit card, you must open up access to your credit reports.
By Ella Vincent Last updated
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How the One Big Beautiful Bill Act Could Reshape 529 Plans
Trump's budget-reconciliation package could change 529 plan rules as early as this summer. What does that mean for you?
By Kathryn Pomroy Published
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15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt Last updated
Making Your Money Last -
Best Cash Back Credit Cards of 2025
Credit Cards If you're searching for a credit card that rewards you for everyday purchases, we've chosen the best.
By Sean Jackson Last updated
Credit Cards -
Best Rewards Credit Cards of 2025
The best cash-back cards reward you for everyday purchases. See our top picks.
By Sean Jackson Last updated
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How Refinancing a Home Loan Works. Is It Right For You?
Refinancing a mortgage works by replacing your current mortgage with a new one. It can save you money or let you tap the equity in your home, but it can take time to break even after upfront costs.
By Kathryn Pomroy Last updated
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How to Get Your Finances Back on Track After a Divorce
Taking charge of your money after a divorce will feel daunting, especially when you're faced with a lower income. The key is tackling your to-do list in stages.
By Janet Bodnar Published
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Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy Last updated