Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Best Rewards Credit Cards
The best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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What Is a Good Credit Score?
Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen B. Kennedy
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6 Financially Savvy Power Moves for Women in 2026
Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future.
By Mary Ware, CFP®, CIMA®, CDFA®
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What to Watch for When Refinancing Your Home Mortgage
A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals.
By Paige Cerulli
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
By Emma Patch
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Should You Use Buy Now, Pay Later Options to Finance Your Vacation?
Many travel companies are letting users pay in installments. But is "buy now, pay later" a smart financial decision?
By Becca van Sambeck
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15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
Making Your Money Last -
16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
retirement -
5 Smart Things to Do With Your Year-End Bonus
After you indulge your urge to splurge on a treat, consider doing adult things with the extra cash, like paying down debt, but also setting up a "fun fund."
By Kelli Kiemle, AIF®
