Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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How Do You Pay off Credit Card Debt?
Making Your Money Last Pay off credit card debt with these tried-and-true strategies.
By Ellen B. Kennedy
Making Your Money Last -
How Much Would a $50,000 HELOC Cost Per Month?
Thinking about tapping your home’s equity? Here’s what a $50,000 HELOC might cost you each month based on current rates.
By Paige Cerulli
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Should You Tap Your Home Equity Before 2026?
As borrowing rates and tax law shifts converge, here's what homeowners need to know before pulling equity out of their home.
By Choncé Maddox
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When an Extended Car Warranty is Worth It — and When it's Not
Got the "we're trying to reach you about your car's extended warranty" call? Here's what you need to know before buying.
By Rachael Green
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I'm 61 and need $50,000 for home repairs. Should I borrow, given today's rates, or take a withdrawal from my $950,000 401(k)?
We asked financial experts for advice.
By Maurie Backman
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Credit Score News Could Help First-Time Homebuyers
Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's VantageScore, owned by the three major credit bureaus.
By Ella Vincent
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms
Finance home upgrades gradually, using the equity you already have.
By Carla Ayers
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Which American Express Credit Card is Right for You?
These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Ellen B. Kennedy
