Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How to Use Home Equity to Help With Your Long-Term Goals
Homeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.
By Jon Giles
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Financial Advice from America's Founding Fathers
Kiplinger presents timeless personal finance wisdom from the Founding Fathers, echoing much of our own advice.
By Sarah Smith
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
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Which American Express Credit Card is Right for You?
These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Ellen B. Kennedy
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What Is a Good Credit Score?
Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen B. Kennedy
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6 Financially Savvy Power Moves for Women in 2026
Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future.
By Mary Ware, CFP®, CIMA®, CDFA®
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What to Watch for When Refinancing Your Home Mortgage
A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals.
By Paige Cerulli
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
By Emma Patch
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Should You Use Buy Now, Pay Later Options to Finance Your Vacation?
Many travel companies are letting users pay in installments. But is "buy now, pay later" a smart financial decision?
By Becca van Sambeck
