Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Three Ways to Get Your Finances in Better Shape
Want fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs.
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Credit Score vs Credit Report: What's the Difference?
Credit score vs credit report: What's the difference? Here's what you need to know.
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Three Common Cash Flow Mistakes and How to Fix Them
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that.
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How to Use Good Debt (While Identifying and Avoiding Bad Debt)
Not all debt is bad, but knowing the difference between good debt and bad debt and how to use them can help you get ahead financially and stay ahead.
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is a good credit habit.
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How to Benefit from Rising Interest Rates
Financial Planning Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
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Don't Let Your Credit Card Rewards Expire
Travel If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
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Extra Cash? Should You Pay Off Debt or Invest?
Depending on your financial situation, you might benefit from paying off debt, investing or both. Here are some things to consider before deciding.
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How to Fix Errors in Your Credit Report
Complaints about errors in credit reports have shot up. Here’s why — and how to fix them.
