Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Recent Graduate? Financial Fitness Starts Here
Once you've landed a job, it's time to optimize your starting salary with a focus on creating a budget, paying off student debt and saving for retirement.
By Vanessa Okwuraiwe Published
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Finance 101: Money Skills Every New College Student Needs
College is a perfect time to put financial know-how to the test. Here's how parents can set their kids up for success by making smart money choices.
By Leila Evans, CFP® Published
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Direct Tuition Payments: A Tax-Efficient Way to Pay for School
If you pay tuition for someone else directly to a college, graduate school, preschool or private school, that money is not subject to the gift tax.
By Denise McClain, JD, CPA Published
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IRS: How to Get a 401(k) Match for Your Student Loan Payment
Savings Those with 401(k), 403(b), and other savings plans might get relief through their employer-provided retirement account.
By Kate Schubel Published
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Nine Ways to Make Paying Off Debt Less Intimidating
With a bit of knowledge and a plan, you can find your way to financial freedom.
By Kiplinger Advisor Collective Published
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Would a Reverse Mortgage Work for You in a Gray Divorce?
If you're getting a divorce but are reluctant to sell your home or can't afford to buy out your spouse's half, a reverse mortgage could be a solution.
By Andrew Hatherley, CDFA®, CRPC® Published
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A Guide to Your Credit Card Statement
Your credit card statement holds key information about your card’s balance, interest rate and payment due date. It's generally considered a great way to keep tabs on your finances.
By Ella Vincent Published
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Top Five Benefits of Peer-to-Peer Lending
Flexibility of terms and fast application processing are just two of the perks of P2P lending over traditional lending.
By David Kimball Published
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Seven Things to Do Right Away If You're a Victim of a Data Breach
credit & debt In today's digital age, data breaches have become all too common and leave unsuspecting consumers vulnerable to a host of identity theft issues.
By Andrea Browne Taylor Last updated
credit & debt