credit & debt
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Credit Cards vs Debit Cards: Which is Better for You?
Credit Cards Credit cards vs debit cards — what's the difference? Which is best? Personal finance experts perennially disagree on which type of plastic brings more benefit.
Are You Overlooking Your Financial Institution’s Resources?
Reaching your financial goals could be easier if you maximized the educational offerings as well as credit and debt counseling available through financial institutions.
By Kevin Brauer, MBA, CPA, CMA Published
What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is a good credit habit.
By Rivan V. Stinson Last updated
Americans Are Running Through Pandemic Savings, Study Shows
Households are quickly depleting the excess savings they built up during the recession, Federal Reserve study shows.
By Kathryn Pomroy Published
What Is a Good Credit Score?
Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen Kennedy Last updated
Are You the Worst Money Role Model for Your Kids?
The answer is probably a resounding yes. Does that seem harsh? It may not be harsh enough. Read on for some reality checks, especially for Millennials.
By Neale Godfrey, Financial Literacy Expert Published
Experian to Pay $650K Fine for Spamming People
People seeking to freeze their credit data online were hit with unsolicited emails and no way to opt out.
By Esther D’Amico Last updated
How to Use a Credit Card: Expert Tips to Save You Time and Money
Have you ever wondered how to use a credit card? Using a credit card is simple, but with these expert tips and advice you can get the most out of your card.
By Erin Bendig Last updated
Student Loan Borrowers See Struggle As Payment Pause Ends
With payments set to resume in October, student loan borrowers will be forced to make tough decisions regarding their finances, study shows.
By Joey Solitro Published
Consumers Erased $170 Billion in Debt in Q2, Despite Overall Rise
While debt levels continue to rise, with consumers now on the hook for over $17 billion in the second half of 2023, households managed to pay back $170 billion in Q2.
By Seychelle Thomas Published