Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley Last updated
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Recent Graduate? Financial Fitness Starts Here
Once you've landed a job, it's time to optimize your starting salary with a focus on creating a budget, paying off student debt and saving for retirement.
By Vanessa Okwuraiwe Published
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Finance 101: Money Skills Every New College Student Needs
College is a perfect time to put financial know-how to the test. Here's how parents can set their kids up for success by making smart money choices.
By Leila Evans, CFP® Published
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Direct Tuition Payments: A Tax-Efficient Way to Pay for School
If you pay tuition for someone else directly to a college, graduate school, preschool or private school, that money is not subject to the gift tax.
By Denise McClain, JD, CPA Published
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IRS: How to Get a 401(k) Match for Your Student Loan Payment
Savings Those with 401(k), 403(b), and other savings plans might get relief through their employer-provided retirement account.
By Kate Schubel Published
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Nine Ways to Make Paying Off Debt Less Intimidating
With a bit of knowledge and a plan, you can find your way to financial freedom.
By Kiplinger Advisor Collective Published
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Would a Reverse Mortgage Work for You in a Gray Divorce?
If you're getting a divorce but are reluctant to sell your home or can't afford to buy out your spouse's half, a reverse mortgage could be a solution.
By Andrew Hatherley, CDFA®, CRPC® Published
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A Guide to Your Credit Card Statement
Your credit card statement holds key information about your card’s balance, interest rate and payment due date. It's generally considered a great way to keep tabs on your finances.
By Ella Vincent Published
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Top Five Benefits of Peer-to-Peer Lending
Flexibility of terms and fast application processing are just two of the perks of P2P lending over traditional lending.
By David Kimball Published