Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Financial Pitfalls to Avoid in Your 30s, 40s and 50s
As you pass through each decade of working life and build wealth for retirement, watch out for the financial traps that can hinder your progress.
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32 Ways to Earn Extra Cash in 2025
business Check out these cool side hustles to earn bonus bucks this year.
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The Power of Living Within Your Means
Budgeting Budgeting is work, but it allows you to spend your money on what you value most.
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
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Three Ways to Get Your Finances in Better Shape
Want fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs.
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Credit Score vs Credit Report: What's the Difference?
Credit score vs credit report: What's the difference? Here's what you need to know.
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Three Common Cash Flow Mistakes and How to Fix Them
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that.
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How to Use Good Debt (While Identifying and Avoiding Bad Debt)
Not all debt is bad, but knowing the difference between good debt and bad debt and how to use them can help you get ahead financially and stay ahead.
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is a good credit habit.
