Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is a good credit habit.
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How to Benefit from Rising Interest Rates
Financial Planning Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
Financial Planning -
Don't Let Your Credit Card Rewards Expire
Travel If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
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Extra Cash? Should You Pay Off Debt or Invest?
Depending on your financial situation, you might benefit from paying off debt, investing or both. Here are some things to consider before deciding.
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
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How to Fix Errors in Your Credit Report
Complaints about errors in credit reports have shot up. Here’s why — and how to fix them.
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What To Know if You’re in the Market for a New Car This Year
The Kiplinger Letter Buying a new car will get a little easier, but don’t expect many deals.
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How to Freeze Your Credit in Three Steps
credit & debt Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
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Is 2025 the Year Workers Will Return to the Office?
Managers want to cut back on remote work, but many employees value flexibility.
