Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Seven Questions to Ask When Evaluating Personal Loan OptionsTaking out a personal loan too hastily could lock you into unfavorable terms with an untrustworthy lender. Ask these questions before signing anything.
By David Kimball
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13 Smart Uses for Your Tax Refundtax refunds If you have a refund check coming your way, consider using it to bolster your personal balance sheet.
By Carla Ayers
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Will Trump's Education Dept. Order Hurt Scholarships and Key Tax Breaks?Tax Breaks The Trump administration's efforts to abolish the Department of Education could impact tax policy, college affordability, and your wallet.
By Kelley R. Taylor
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Retirees' Anti-Bucket List: 10 Experiences You Don't WantYour retirement bucket list is no doubt packed with fun stuff. Here's how to help ensure that you won't get blindsided by things that could have been prevented.
By Mike Decker, NSSA®
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Financial Pitfalls to Avoid in Your 30s, 40s and 50sAs you pass through each decade of working life and build wealth for retirement, watch out for the financial traps that can hinder your progress.
By Julia Pham, CFP®, AIF®, CDFA®
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32 Ways to Earn Extra Cash in 2025business Check out these cool side hustles to earn bonus bucks this year.
By Bob Niedt
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The Power of Living Within Your MeansBudgeting Budgeting is work, but it allows you to spend your money on what you value most.
By Miriam Cross
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Three Ways to Get Your Finances in Better ShapeWant fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs.
By Craig Rubino
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Credit Score vs Credit Report: What's the Difference?Credit score vs credit report: What's the difference? Here's what you need to know.
By Erin Bendig
