Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Three Common Cash Flow Mistakes and How to Fix Them
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that.
By Mike Decker, NSSA®
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How to Use Good Debt (While Identifying and Avoiding Bad Debt)
Not all debt is bad, but knowing the difference between good debt and bad debt and how to use them can help you get ahead financially and stay ahead.
By Mike Decker, NSSA®
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is a good credit habit.
By Rivan V. Stinson
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How to Benefit from Rising Interest Rates
Financial Planning Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
By Rivan V. Stinson
Financial Planning -
Don't Let Your Credit Card Rewards Expire
Travel If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
By Rivan V. Stinson
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Extra Cash? Should You Pay Off Debt or Invest?
Depending on your financial situation, you might benefit from paying off debt, investing or both. Here are some things to consider before deciding.
By Anthony Martin
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How to Fix Errors in Your Credit Report
Complaints about errors in credit reports have shot up. Here’s why — and how to fix them.
By Sarah Brady
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What To Know if You’re in the Market for a New Car This Year
The Kiplinger Letter Buying a new car will get a little easier, but don’t expect many deals.
By David Payne
The Kiplinger Letter -
How to Freeze Your Credit in Three Steps
credit & debt Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
By Lisa Gerstner
credit & debt
