Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Will Trump's Education Dept. Order Hurt Scholarships and Key Tax Breaks?
Tax Breaks The Trump administration's efforts to abolish the Department of Education could impact tax policy, college affordability, and your wallet.
By Kelley R. Taylor
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Retirees' Anti-Bucket List: 10 Experiences You Don't Want
Your retirement bucket list is no doubt packed with fun stuff. Here's how to help ensure that you won't get blindsided by things that could have been prevented.
By Mike Decker, NSSA®
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Financial Pitfalls to Avoid in Your 30s, 40s and 50s
As you pass through each decade of working life and build wealth for retirement, watch out for the financial traps that can hinder your progress.
By Julia Pham, CFP®, AIF®, CDFA®
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32 Ways to Earn Extra Cash in 2025
business Check out these cool side hustles to earn bonus bucks this year.
By Bob Niedt
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The Power of Living Within Your Means
Budgeting Budgeting is work, but it allows you to spend your money on what you value most.
By Miriam Cross
Budgeting -
Three Ways to Get Your Finances in Better Shape
Want fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs.
By Craig Rubino
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Credit Score vs Credit Report: What's the Difference?
Credit score vs credit report: What's the difference? Here's what you need to know.
By Erin Bendig
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Three Common Cash Flow Mistakes and How to Fix Them
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that.
By Mike Decker, NSSA®
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How to Use Good Debt (While Identifying and Avoiding Bad Debt)
Not all debt is bad, but knowing the difference between good debt and bad debt and how to use them can help you get ahead financially and stay ahead.
By Mike Decker, NSSA®
