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What to Do When You Can’t Pay Holiday Debt
Budgeting More Americans borrowed money to pay for holiday purchases and now the bill is due. Balance transfer cards offer a reprieve.
By Elaine Silvestrini • Published
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Biden Extends Suspension of Student Loan Payments
loans The president gave borrowers another 90 days until May 1 before they have to start paying back their student loans.
By Elaine Silvestrini • Published
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How Does Marriage Affect Your Credit Score?
Starting a Family While credit reports aren’t merged for married couples, individual records can affect joint loans. Learn the rules to ensure good credit goes along with a good marriage.
By Rivan V. Stinson • Published
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How to Nix Checking Fees
Making Your Money Last Strictly free accounts aren’t the only way to bank - almost all banks and credit unions offer ways around paying fees.
By Rivan V. Stinson • Published
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What Does Your Credit Score Really Mean?
Basics Your score helps lenders assess the likelihood you’ll repay a loan. It can also help you assess your credit health.
By Emma Patch • Published
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Am I Responsible for Paying Off My Deceased Husband’s Debt?
debt management You may be off the hook as some debts — including even certain types of credit card charges — are forgiven at death. However, others linger much longer.
By Stacy Francis, CFP®, CDFA®, CES™ • Published
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Where to Find Emergency Cash
Making Your Money Last Even if you're debt-averse, having a credit card to pay for emergencies could be an important lifeline.
By Rivan V. Stinson • Published
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The Return of Student Loan Payments
Paying for College A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
By Emma Patch • Published
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Don't Let Your Credit Card Rewards Expire
Travel If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
By Rivan V. Stinson • Published