Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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A Little-Known Tax-Free Way To Help Pay Your Student Loan
Student Debt Employers can provide valuable assistance with employee student loan repayments.
By Kelley R. Taylor
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How the One Big Beautiful Bill Act Will Reshape 529 Plans
The new One Big Beautiful Bill Act, now signed into law, will change 529 plan rules as early as this summer. What does that mean for you?
By Kathryn Pomroy
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A Financial Expert's Three Steps to Becoming Debt-Free (Even in This Economy)
If debt has you spiraling, now is the time to take a few common-sense steps to help knock it down and get it under control.
By Stephen B. Dunbar III, JD, CLU
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Home Equity Evolution: A Fresh Approach to Funding Life's Biggest Needs
Homeowners leverage their home equity through various strategies, such as HELOCs or reverse mortgages. A newer option: Shared equity models. How do those work, and what are the pros and cons?
By Craig Corn
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Your Home + Your IRA = Your Long-Term Care Solution
If you're worried that long-term care costs will drain your retirement savings, consider a personalized retirement plan that could solve your problem.
By Jerry Golden, Investment Adviser Representative
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Student Loan Delinquencies Are Hurting Credit Scores — Even for Parents and Grandparents
Millions of borrowers are falling behind on student loan payments, triggering steep credit score drops. If you or your family carry student debt, here's what you need to know now.
By Choncé Maddox
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Over 50 and Still Paying Student Loans? Here's Some Help
It's the club no one wants to join. But if you are over 50 and still paying student loans, there are ways to tackle both debt and retirement savings.
By Maurie Backman
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A Financial Expert's Tips for Lending Money to Family and Friends
What starts as a lifeline can turn into a minefield if the borrower ghosts the lender. Following these three steps can help you avoid family feuds over funds.
By Neale Godfrey, Financial Literacy Expert
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How to Thaw a Credit Freeze — and Why You Would
As you shop for a loan or credit card, you must open up access to your credit reports.
By Ella Vincent
