How to Keep Tabs on Your Credit Report
Coronavirus and Your Money

How to Keep Tabs on Your Credit Report

Free weekly access is ending, but several services let you view your credit files more than once a year.
March 5, 2021
Student Loans: Pay Down or Hold Pat?
Paying for College

Student Loans: Pay Down or Hold Pat?

Before you tell your lender you want to resume payments, consider whether there are better uses for your money.
February 22, 2021
Biden Steers PPP Loans to Smallest Businesses
Coronavirus and Your Money

Biden Steers PPP Loans to Smallest Businesses

For two weeks, mom-and-pop businesses will move to the front of the line for Paycheck Protection Program loans.
February 22, 2021
Tax Changes and Key Amounts for the 2020 Tax Year
tax law

Tax Changes and Key Amounts for the 2020 Tax Year

There were a lot of tax changes for the 2020 tax year. Get familiar with them now – before you file your 2020 tax return.
February 8, 2021
FAFSA Application Changes Are Coming – What They Mean for Middle- and High-Income Families
student loans

FAFSA Application Changes Are Coming – What They Mean for Middle- and High-Income Families

Applying for college financial aid will soon get easier, but some single parents and those with multiple kids in college may not be happy about other …
February 2, 2021

Subscribe to Kiplinger's Personal Finance

Be a smarter, better informed investor.
The Financial Aid Form Gets a Makeover
Paying for College

The Financial Aid Form Gets a Makeover

Starting with the FAFSA available for filing in October 2022, the number of questions will be reduced from 108 to 36.
January 21, 2021
When Is Bankruptcy the Right Move?
Coronavirus and Your Money

When Is Bankruptcy the Right Move?

Seeking protection from creditors can provide a lifeline, but there are plenty of trade-offs.
January 21, 2021
A Second Round of PPP Loans is Coming (With Some Improvements)
Coronavirus and Your Money

A Second Round of PPP Loans is Coming (With Some Improvements)

PPP loans are getting a second life. There will be some helpful changes, like tax deductions for expenses paid with forgiven loan proceeds.
December 23, 2020
Joe Biden’s Student Loan Plan: What’s in It for You?
student loans

Joe Biden’s Student Loan Plan: What’s in It for You?

The future of student loan debt could look quite a bit different, if President-elect Joe Biden gets his way (and Congress cooperates). From loan forgi…
December 7, 2020
My Student Loan Relief Is Set to Expire, What Now?
student loans

My Student Loan Relief Is Set to Expire, What Now?

Millions of student loan borrowers are in for a rude awakening after Jan. 31. The ability to suspend loan payments is coming to an end, so you need to…
December 7, 2020
With Private Loan Interest Rates So Low, Should You Refinance a Federal Student Loan?
student loans

With Private Loan Interest Rates So Low, Should You Refinance a Federal Student Loan?

Whether to take a private student loan or refinance a federal student loan comes down to several factors, including your comfort level with the paymen…
November 14, 2020
Retirees, Make the Most of Your Home Equity
Budgeting

Retirees, Make the Most of Your Home Equity

A home equity loan or home equity line of credit may be perfect for your retirement finances. But don't delay; a fee increase is coming.
November 2, 2020
PPP Loan Forgiveness Applications are Now Easier
Coronavirus and Your Money

PPP Loan Forgiveness Applications are Now Easier

Small businesses that received PPP loans of $50,000 or less can now apply for forgiveness using a simplified application form.
October 16, 2020
Watch Out for COVID Cons
Scams

Watch Out for COVID Cons

Isolated seniors are particularly vulnerable to pandemic-related scams.
September 30, 2020
FAQs on CARES Act Relief for Student Loan Borrowers
student loans

FAQs on CARES Act Relief for Student Loan Borrowers

Here’s how to know if you qualify – and how you should take advantage.
September 21, 2020
Give Your Credit a Boost
Coronavirus and Your Money

Give Your Credit a Boost

When times get tough, your credit profile could take a hit. Here’s how to keep it in shape.
August 27, 2020
Stay on Course With Student Loans
Paying for College

Stay on Course With Student Loans

You may be eligible for deferment if you receive unemployment benefits or are unable to find a full-time job.
August 27, 2020
The Right Fit Car for Older Drivers
Buying & Leasing a Car

The Right Fit Car for Older Drivers

Anticipate how changes in lifestyle and health might affect the kind of vehicle you will need over time.
August 26, 2020
8 Tips and Warnings on PPP Loan Forgiveness
loan forgiveness

8 Tips and Warnings on PPP Loan Forgiveness

Not having to pay back Paycheck Protection Program loans is a huge benefit for small-business owners. But there are a lot of rules that must be follow…
July 21, 2020
How the Fed's Moves Affect You
Economic Forecasts

How the Fed's Moves Affect You

It’s pumping trillions of dollars into the economy and keeping rates near zero. Savers are sunk, but borrowers get a boost.
July 2, 2020
12 Tax Deductions and Credits That Help You Pay for College
Tax Breaks

12 Tax Deductions and Credits That Help You Pay for College

Whether you're saving for college, currently paying tuition, or dealing with student loan debt, there's probably a tax break that can help your bottom…
June 12, 2020
Banks Canceling Credit Cards, Cutting Limits
credit & debt

Banks Canceling Credit Cards, Cutting Limits

If you haven’t used a card in awhile, make a small purchase with it to keep it open. It’s good for your credit score.
June 4, 2020
Millennials Face Their Second Recession
Making Your Money Last

Millennials Face Their Second Recession

Forty percent of millennials say the pandemic will likely cause them to delay payments on their debts. Does that include you? Time to take action.
June 4, 2020
8 Benefits for Healthcare Workers, First Responders in the HEROES Act
loan forgiveness

8 Benefits for Healthcare Workers, First Responders in the HEROES Act

Parts of the massive federal stimulus passed by the House of Representatives focus on workers on the front line of the coronavirus battle.
May 21, 2020
The Stunning IRS Ruling That May Bankrupt Small Businesses That Took PPP Loans
small business loans

The Stunning IRS Ruling That May Bankrupt Small Businesses That Took PPP Loans

The Paycheck Protection Program rolled out with great fanfare to help save small businesses during the coronavirus pandemic. But something the IRS jus…
May 8, 2020