Loans
News, insights and expert analysis on loans from the team at Kiplinger.
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If You Used BNPL Over The Holidays, Here's What You Should Know
The ease of using a BNPL plan to pay for that must-have item is precisely why some groups are urging caution.
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To Achieve Financial Stability, Start With Small Steps
Setting specific and manageable goals — and celebrating your successes — can make your financial journey much less daunting.
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Nearly 70% of the Richest Americans Don't Feel Wealthy
A report shows that 68% of America’s most affluent people do not consider themselves wealthy.
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529 Plans: Give the Gift of Education (and Compounding)
As the cost of college tuition skyrockets, parents and grandparents can take advantage of tax-efficient 529 plans and higher limits on gift and estate taxes.
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More Student Debt Relief Needed, Some Lawmakers Say
Latest student debt relief proposal should be broadened to address concerns, lawmakers say
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Student Loan Debt: Another $4.8B Forgiven
Biden announces $4.8 billion in student loan debt relief for more than 80,000 borrowers.
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5 Ways a Bad Credit Report Can Hurt You
credit & debt A bad credit report or low credit score can do more than just affect your ability to get a loan.
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BNPL Sector Faces Financial and Regulatory Challenges
The Kiplinger Letter BNPL companies are facing the challenges of high costs, tightening financial conditions and regulatory scrutiny.
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Americans Plan to Tip More This Holiday Season. Will You?
Younger generations — Millennials and Gen Z — are most likely to tip and also most likely to increase the amount they tip this year, Bankrate study shows.