Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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I Want to Pay Off Our Grandson's $45K Student Loan DebtWe're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
By Maurie Backman
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What High Earners Miss by Refinancing Student Loans Too SoonHigh-earning young professionals often rush to get a better rate on student loans as soon as they're able. But it can pay to leave the options open for a while.
By Sravani Atluri
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One Financial Detail That Can Cost You After a DivorceDivorce does not separate credit card debt. Here is what can follow you and how to protect your credit.
By Choncé Maddox
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Earn a $1,000 Bonus Offer with this Capital One CardGet the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1,000.
By Sean Jackson
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How to Freeze Your Credit in 3 Stepscredit & debt Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
By Lisa Gerstner
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What to Know About Using Your Home Equity in AprilWith borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity.
By Paige Cerulli
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If You're Holding These Stocks, You're Also Holding Private AssetsShareholders of some of the most widely owned stocks are investing indirectly in private equity and debt.
By Anne Kates Smith
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Social Security Garnishment Rules: What Retirees Need to KnowDo you know who can garnish your monthly Social Security benefit? Or take the funds from your bank account? Learn how to protect your benefits from creditors.
By Donna LeValley
