Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Credit Score vs Credit Report: What's the Difference?
Credit score vs credit report: What's the difference? Here's what you need to know.
By Erin Bendig Last updated
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Three Common Cash Flow Mistakes and How to Fix Them
Better cash flow management could have a bigger impact on your retirement savings than simply making more money. Here's how to manage that.
By Mike Decker, NSSA® Published
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Financial Advice from America's Founding Fathers
credit & debt Kiplinger presents timeless personal finance wisdom from the Founding Fathers, echoing much of our own advice.
By Sarah Smith Last updated
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How to Use Good Debt (While Identifying and Avoiding Bad Debt)
Not all debt is bad, but knowing the difference between good debt and bad debt and how to use them can help you get ahead financially and stay ahead.
By Mike Decker, NSSA® Published
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is a good credit habit.
By Rivan V. Stinson Last updated
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Earn a $1,000 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1K.
By Ellen B. Kennedy Last updated
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How to Benefit from Rising Interest Rates
Financial Planning Savers will get the best rates from top-yielding savings and money market deposit accounts at online banks.
By Rivan V. Stinson Last updated
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Don't Let Your Credit Card Rewards Expire
Travel If your miles or points are expiring too soon, see if you can reset the clock by transferring some to another loyalty program.
By Rivan V. Stinson Last updated
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Extra Cash? Should You Pay Off Debt or Invest?
Depending on your financial situation, you might benefit from paying off debt, investing or both. Here are some things to consider before deciding.
By Anthony Martin Published