Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Get Free Credit Reports WeeklyCheck your credit report weekly for free as the three major credit bureaus made a pandemic-era initiative permanent.
By Lisa Gerstner
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How High Earners Can Pay Off Student Loan Debt in 5 YearsBeing disciplined at the start of your career means you won't be carrying those financial burdens forever.
By Stephen B. Dunbar III, JD, CLU
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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I Want to Pay Off Our Grandson's $45K Student Loan DebtWe're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
By Maurie Backman
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What High Earners Miss by Refinancing Student Loans Too SoonHigh-earning young professionals often rush to get a better rate on student loans as soon as they're able. But it can pay to leave the options open for a while.
By Sravani Atluri
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One Financial Detail That Can Cost You After a DivorceDivorce does not separate credit card debt. Here is what can follow you and how to protect your credit.
By Choncé Maddox
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Earn a $1,000 Bonus Offer with this Capital One CardGet the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1,000.
By Sean Jackson
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How to Freeze Your Credit in 3 Stepscredit & debt Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
By Lisa Gerstner
credit & debt -
What to Know About Using Your Home Equity in AprilWith borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity.
By Paige Cerulli
