debt
7 Money-Smart Ways to Spend Your Tax Refund
7 Money-Smart Ways to Spend Your Tax Refund
Nearly 60% of taxpayers expect a refund this year, and many will receive a larger amount.
April 22, 2022
2021 Tax Returns: What's New on the 1040 Form This Year
2021 Tax Returns: What's New on the 1040 Form This Year
If you're a last-minute filer, familiarize yourself with potential changes for your 2021 tax return before tackling your 1040.
April 14, 2022
40 Ways to Earn Extra Cash in 2022
40 Ways to Earn Extra Cash in 2022
We flag a wide variety of cool side hustles to earn bonus bucks for expenses both expected and unexpected as we begin to emerge from the pandemic.
March 2, 2022
A Wave of Bankruptcies and Foreclosures Appears to be Building
A Wave of Bankruptcies and Foreclosures Appears to be Building
A perfect storm of COVID-related economic issues mixed with inflation and a stay-at-home workforce is bearing down on small businesses and real estate…
February 12, 2022
"Above-the-Line" Deductions for Your 2021 Tax Return
"Above-the-Line" Deductions for Your 2021 Tax Return
If, like most people, you claim the standard deduction instead of itemized deductions on your return, there are still many other tax deductions availa…
February 1, 2022
Subscribe to Kiplinger's Personal Finance
Be a smarter, better informed investor.
Am I Responsible for Paying Off My Deceased Husband’s Debt?
Am I Responsible for Paying Off My Deceased Husband’s Debt?
You may be off the hook as some debts — including even certain types of credit card charges — are forgiven at death. However, others linger much longe…
November 28, 2021
The Return of Student Loan Payments
The Return of Student Loan Payments
A pandemic reprieve on student loan payments ends in January. If you still need financial help, there are steps you can take.
November 22, 2021
Complain and Get Results
Complain and Get Results
Use these tried-and-true strategies to get companies to listen to you.
August 26, 2021
Tackle Your Debt Before Retirement
Tackle Your Debt Before Retirement
You should aim to leave the workforce with as little debt as possible. Otherwise, money that could be spent enjoying your golden years could end up go…
August 11, 2021
Plan to Start Repaying Student Loans
Plan to Start Repaying Student Loans
The pandemic-era pause on student loan repayments is scheduled to end September 30. If you can’t afford payments, you have options.
July 29, 2021
Know Your Rights in Debt Collection
Know Your Rights in Debt Collection
A wave of post-pandemic debt collection is coming. Here's how to dispute a debt and protect your assets.
July 23, 2021
9 Things You Must Know About Retiring to Arizona
9 Things You Must Know About Retiring to Arizona
The Grand Canyon State offers so much more than that gorgeous hole in the ground. Check out whether you'd like to spend your golden years in this sout…
July 2, 2021
Rates on Student Loans Will Go Up
Rates on Student Loans Will Go Up
You could refinance with a private student loan, but consider waiting until the pause on federal loan payments expires.
June 22, 2021
Managing Your Debt in Retirement
Managing Your Debt in Retirement
If your debt is anywhere near the $50,000 “red line,” you could have a problem on your hands. The key is to tackle debt systematically – starting befo…
May 19, 2021
The Hazards of Buy Now, Pay Later
The Hazards of Buy Now, Pay Later
Breaking up payments can make a big purchase seem cheaper, which can tempt you to overspend.
March 31, 2021
This Hot Housing Market with Daniel Bortz
This Hot Housing Market with Daniel Bortz
Home sales and prices have been on a tear and are forecast to continue to rise in 2021. Whether you're hoping to sell, buy or refi, contributing write…
March 31, 2021
PPP Loan Basics for Small Business Owners
PPP Loan Basics for Small Business Owners
Although uncertainty and confusion have surrounded the Paycheck Protection Program since its launch, that shouldn't stop small business owners from pa…
March 30, 2021
6 Biden Stimulus Benefits That Pack the Biggest Punch
6 Biden Stimulus Benefits That Pack the Biggest Punch
From stimulus checks to enhanced unemployment benefits, these perks from the American Rescue Plan will provide significant financial relief to million…
March 26, 2021
Tap Home Equity for Extra Income
Tap Home Equity for Extra Income
Home is where the heart is, but it’s also a source of regular income for many retirees.
March 25, 2021
Behind on Debts? Know Your Rights
Behind on Debts? Know Your Rights
There are limits on what debt collectors can do to recoup what you owe. If you have medical debts, you have even more rights.
March 20, 2021
6 Money-Smart Ways to Spend Your Third Stimulus Check
6 Money-Smart Ways to Spend Your Third Stimulus Check
If you don't have to use your third stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
March 20, 2021
The IRS Can Take Your Recovery Rebate Credit for Child Support or Other Debts Owed
The IRS Can Take Your Recovery Rebate Credit for Child Support or Other Debts Owed
Most restrictions put in place to protect your stimulus check from garnishment don't apply to Recovery Rebate tax credits.
March 17, 2021
Student Loans: Pay Down or Hold Pat?
Student Loans: Pay Down or Hold Pat?
Before you tell your lender you want to resume payments, consider whether there are better uses for your money.
February 22, 2021
Biden Steers PPP Loans to Smallest Businesses
Biden Steers PPP Loans to Smallest Businesses
For two weeks, mom-and-pop businesses will move to the front of the line for Paycheck Protection Program loans.
February 22, 2021
Biden Extends Student Loan Relief, Is Loan Forgiveness Next?
Biden Extends Student Loan Relief, Is Loan Forgiveness Next?
On his first day as president, Joe Biden continued the suspension of student loan payments until October.
January 22, 2021
When Is Bankruptcy the Right Move?
When Is Bankruptcy the Right Move?
Seeking protection from creditors can provide a lifeline, but there are plenty of trade-offs.
January 21, 2021