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A Penalty-Free Route To Tap an IRA
retirement The SEPP strategy lets IRA owners avoid the early-withdrawal penalty by taking equal payments for at least five years or until the owner turns 59½.
Intrafamily Loans: The Good, the Bad and the Ugly
loans Before you lend a family member money, make sure you understand how these loans work. There's a minimum interest rate that must be charged, for example. And examine some pitfalls that can make these loans perilous.
By David E. Redding, CTFA, AEP • Published
How to Escape the Debt Dilemma
Budgeting Have more debt than money saved for retirement? You can pay that debt and build savings, too.
By Salene Hitchcock-Gear, President of Prudential Individual Life Insurance • Last updated
Credit vs. Debit Smackdown!
Budgeting Kiplinger.com general manager Robert Long joins the podcast to debate the merits of credit and debit cards. Plus, hosts Sandy Block and Ryan Ermey break down strategies for paying off student loans.
By Sandra Block • Last updated
How to Get Off the Hamster Wheel of Debt
credit & debt Yes, you can pay off your debt and start building wealth. It all starts with determining which debts are "bad" and which ones are "good."
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) • Published
Does Your Credit Card Measure Up?
credit & debt Knowing your card’s mechanics can help you avoid high rates and fees.
By Lisa Gerstner • Published
Reach Your Money Goals in 2020 with a Financial Bucket List
retirement To get started, here are four must-do items to add to your list before you retire.
By Tony Drake, CFP®, Investment Advisor Representative • Published
Till Debt Do We Part: The Golden Years Are Tarnishing
Making Your Money Last Too many seniors today are weighed down with tremendous debt loads, but there are helping hands available. Check out these resources for assistance with everything from medical costs to rent, food and taxes.
By Neale Godfrey, Financial Literacy Expert • Published
The 4 Most Common Retirement Mistakes Millennials Make with Money
retirement Luckily, there's plenty of time for you to recover from these all-too-common financial blunders.
By Riley Adams, CPA • Published
7 Ways to Retire Without a Mortgage
retirement Admit it: Whether you're 35 or 65, the prospect of retiring without a mortgage is an attractive one.
By Michael DeSenne • Last updated